Please check the t&c for al Rahji fd. The last fd I put, they require me to uplift exactly on the same day of maturity. Else there will be a  1% penalty if you plan to uplift few days later. Not a problem if you monitor diligently.

Other than that no issue with this bank as not many ppl and hence service is better.

If I transfer money from HLB A to MBB today and go to MBB to place a FD two days later, is that still considered new fund?

anybody interest MBSB FD???
http://www.mbsb.com.my/deposit_fixed_conventional.html

Just completed additional FD placement with Affin Bank at 4.50%

Affin Bangsar, Cheras, Subang Jaya, Shaftbury Cyberjaya, PJ New Town 

pick which one is near to u 

Affin Bank: Fun Fiesta Campaign [ Affin | T&Cs ]
Campaign starts from 1st July to 31st July 2016.

It’s time to be rewarded for saving. Enjoy these benefits when you place a deposit into your Fixed Deposit Account, Savings or Current Account (CASA).

This is with CASA?
I saw this promo at Affin Bank today but didn't look closely at T&C.    My local Affin branch (KK) cannot get 4.5% FD rate.

Y need to try luck if can get straight forward deal at certain locations?

sorry guys newbie here,
just to share what I been advise from a PRO FD investor.

was told if you have large amount of excessive money and not good on share market. The ways to make some additional CASH from bank is through FD.

This PRO had about few millions in FD. He share with me how he make the money grow in FD. Earlier was heavy lost on unreliable share market and he is not good on it. So he workout a better and guarantee return investment.

the formula what he told me as below:

presume the FB interest is 1 month 3.25% and compare 3 month 3.30%.

month amount interest rate        total
1        10,000.00  3.25% 27.08  10,027.08
2        10,027.08  3.25% 27.16  10,054.24
3        10,054.24  3.25% 27.23  10,081.47
   
   
   
month amount interest rate        total
3        10,000.00  3.30% 27.50  10,027.50
Most of the banker will approach you by offer you a higher interest for longer period such as 3 months onward.
But when you work out as formula above, actually if you put in 1 month FD you could earn better. (if you put the interest add in, auto renew).
And additional benefit for short term is you could withdraw any time when u require without loosing half of the interest profit. Let say tight up 6months or 12 months, and emergency need CASH.

This PRO although he is CASH cow, he still prefer split his MONEY is several FD. (he told me about 100 over piece FD document).
If any bank have special promotion you can withdrawn ASAP and reinvest even within same company BANK.
Just my humble sharing, if any above is inaccurate please ignore.
apologies for in convenient cause.

That would be after 1 year. 

HLBB credits interests monthly into your account too. But too bad, its interest rates are very uncompetitive now. 

BR pays int on mthly basis

And AFFIN doesn't require those who dont have an account their to register one to place fd too. 

that's why I said faster go "lock-up" the rate before BNM meeting next week 

FYI, Friday 16 September 2016 is a public holiday - Malaysia Day.

For the affin 4.5% pa offer, can i place via maybank bank draft?

The starting date of the FD is the date that that i give them maybank bank draft or they need to wait my bank draft clear?

Can I open FD account only? I dont want to open the saving account.

Noob question, how to use banker's cheque for FD? Pay to own name right?

repeat or existing customer lower rates.
fresh fund higher rates.
that's what the teller told me.
if you withdraw your FD out and come back within same day, they can close one eye and accept as fresh fund.
kekeke.
so silly.

Is it crowd and long queue?