The system needs to know the charge amount to run the approval algorithm ma, if you havent refuel how the system know wor, so it ma put RM200 first lor..... u understand what I say anot jek

I know, i just don't see why need to pump exact RM xx when using credit card...

There must be some kind of miscommunication somewhere

In any case, whether you manually key in your amount or use your refueling skills to get the exact amount you want, your card will still be charged RM200 upfront. Basically as long as you are using credit card at the pump, the card will be charged that amount upfront.

If you want to avoid that when using credit card, the only way is to give the counter cashier your credit card, get him to authorize the pump, refuel your car, then go back to the counter so the cashier can charge the exact amount using the POS terminal. But that defeats the convenience factor of using a credit card.

Dulu AMEX only charge RM80 upfront....now I not sure liao.

This post has been edited by dares: May 25 2016, 11:10 AM

Is it?? But i never see such charge in the credit card statement?? So i guess it's internally done and the thing cancelled out hence not shown?

Yep, the process is mostly invisible to the customer, unless he/she very rajin go check his unbilled amount.

including me, that rajin customer who always monitor CC transactions.

thanks for your explaination btw.

Yes, might as well fill in until full tank rather than exact amount. Like it or not, the RM200 charged for 8 days will still take effect.

Insecure Capitalists bastards!

So it is regardless whether preset or not, the CC will be charged RM200 upfront?
Can others confirm too?

The RM200 charge will just affect your total outstanding limit.
You cant even see it in transaction history nor your CC outstanding amount.

I never use debit card before but i heard the concept is just the same which is bad because bank will take your own money 1st before return back to you.

pay at cashier site with card no additional rm200 charge

pay at pump terminal with card got additional rm200 charge

you should always pump your tank to full if you want to keep your fuel tank rust free.

can I know the logic behind this theory?

btw yes i always pump my tank full everytime.

It does matter, say, if you are using Debiit Card, and you need to withdraw the 'withheld' money later the day.

e.g.
Account balance : 250
Amt withhold : 200
bal available to withdraw = 250 - 200 = 50

Though most of the forumers are rich, so the a/c balance would be way higher, so there really is no issue.
But some do face this problem, especially during days just before payday.


Anyone else can concur this?

This post has been edited by watabakiu: May 27 2016, 11:56 PM

https://www.kaltire.com/keep-gas-tank-full/

good fr u. i only know when i try to withdraw tidak cukup balance... hahahaha since then ive dumped debit card

Good argument. But a few flaws.

If the fuel is running low and that the warning sign has lit, i'd agree.
And being in a traffic, car may stall due to no fuel.

But the tank doesn't have to be full, does it? i think 1/2 or say 1/4 is good enough.

I mean, it does not have to be full/nearing full, kan?

Nice info in the website, though i think such as condensation, it may occur in cold country, difficult to happen to us here.
While for other points, shouldnt car makers already design the tank to prevent those problem from happening, at least at normal tank operating level.

At the counter the cashier will only swipe your car AFTER you have refueled, and the RM amount is entered into the terminal. It will be the same as any regular retail charge, eg. swipe your card at the hypermarket.

but mostly the cashier will just reluctant to do this though. They will simply ask you to swipe outside.

Safety reasons. Ur cc max usage is cap at 200. Incase u forget to put the nozzle properly and ur cc still running

Its called a Pre-authorisation.This amount is reserved directly to your card(if you have enough balance for the pre-auth).. Then once you complete filling up your tank,u put the handle back,it will be called as a completion.Then terminal will send another transaction message to indicate how much does the end completion of your filling.Then processing will be done at the back end between the fuel brand with your card issuer for settlement purposes.After completing the settlement then only your remaining balance is credited into your account back.