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 Ultimate Discussion of ASNB (47457-V) V, Wholly owned subsidary of PNB (38218-X)

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nexona88
post Jul 23 2016, 06:23 PM

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doubt if 5% divvy there's still demand for ASx blush.gif
nexona88
post Jul 23 2016, 06:48 PM

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QUOTE(tonytyk @ Jul 23 2016, 06:42 PM)
Rhb bank mentioned to me max daily top up limit is 50k (per day not per shot).
The same limit applies for withdrawal, even for withdrawal to CASA.

Seem to have inconsistencies on the limit over different banks. Which bank that mentioned to you no limit for withdrawal to CASA? (ramjade has identified Maybank has not limit)
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okay since u insist have 50k limit from CASA.

here the link to clear everything. print this & show to that blooddy bank staff

http://www.asnb.com.my/v3_/pdf/media/notis...A-notice_EN.pdf

see the 2nd part.

transaction limit of 50k does not apply to the following transactions:

1. Investment via cheque/bankers cheque

2. Investment via bank transfer


3. Investment via switching among unitholder’s other unit trust accounts.

4. Investment via transfer from other unitholder’s unit trust accounts

5. Investment via transfer from other unitholder’s unit trust accounts who has deceased.

6. Investment via transfer from other unitholder’s account who is in “coma” or of similar disability.
nexona88
post Jul 23 2016, 10:14 PM

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QUOTE(twinkle5129 @ Jul 23 2016, 09:37 PM)
Same like other bank except no Q and you can sit down comfortably while waiting for him to check. (No counter).
Besides having the BEST staffs, my branch also provides newspapers for 'waiting/ camping' customers. biggrin.gif
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well most Affin bank branch do provide newspaper for waiting customers thumbsup.gif thumbsup.gif

if lucky, they offer drink too rclxm9.gif
nexona88
post Jul 23 2016, 10:57 PM

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QUOTE(twinkle5129 @ Jul 23 2016, 10:54 PM)
nod.gif I was offered drinks & others too. biggrin.gif even though I was only waiting for Asx transaction. Now they have
my other accounts as I'm happy with their services.
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this is how they can get more customers..

others banks should learn from affin cool2.gif
nexona88
post Jul 24 2016, 12:52 PM

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QUOTE(Ramjade @ Jul 24 2016, 07:33 AM)
Bro, I keep track of my FDs. List out on a piece of paper when they all expired. Also, I know >50% of my money in  FD already masuk ASX FP. The amount inside my FDs is >20% but <50% of my total money.  So by rough calculations, it is at 30% left.  rclxms.gif  laugh.gif
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you're very unique students..

most of your age would only spend spend spend.. while u save save save in ASx rclxm9.gif

if everyone like u. all business can close shop.. electronics / IT / phone all tutup kedai..

ASx.. can forget. no chance at all.. ASNB will be very very happy because no withdrawal..
nexona88
post Jul 24 2016, 01:46 PM

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even with ASB/ASB2 also some Affin bank branch not much people..

can wait like VIP there. got newspaper & drinks too rclxms.gif
nexona88
post Jul 24 2016, 03:14 PM

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QUOTE(Ramjade @ Jul 24 2016, 02:59 PM)
Why so nice one? The affin bank that I go to does not have newspaper and they don't give you free drinks. Just that it's fast, clean and no customer.
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well it's Affin bank.. they treat customer like VIP thumbsup.gif thumbsup.gif
nexona88
post Jul 24 2016, 04:00 PM

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QUOTE(twinkle5129 @ Jul 24 2016, 03:17 PM)
I was offered drinks 1x as it was long wait as he was busy attending to other matters. Now I roughly know the best time to visit bank according to his schedules.
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well not everyone have the time to follow the staff schedules sweat.gif

we go whenever free devil.gif so depends on situation smile.gif
nexona88
post Jul 24 2016, 04:08 PM

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Campaign dateline is near.
can try luck. maybe you're the lucky one rclxms.gif
user posted image
nexona88
post Jul 24 2016, 05:55 PM

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QUOTE(twinkle5129 @ Jul 24 2016, 05:23 PM)
nod.gif  nod.gif  biggrin.gif

They offered to me when I was still new to their bank (only there for ASX) as I was mumbling about going out to look for W/R. Never ever dream of asking as I know they're strict with security access.

Now whenever I need to use it, I'll just ask permission. The staff will just accompany me inside to the W/R area. So far, used 2x.
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good to know they allow customers to use the washroom rclxms.gif rclxms.gif

normally banks won't allow it (juz assuming only since I have no urge to use one) smile.gif


nexona88
post Jul 24 2016, 08:54 PM

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Nowadays don't needed to open so many version..
Server can handle More than 2500 post rclxm9.gif
nexona88
post Jul 24 2016, 09:13 PM

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QUOTE(Ancient-XinG- @ Jul 24 2016, 09:11 PM)
Yea, around pg 145 like that only open.
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Good decision rclxms.gif
nexona88
post Jul 24 2016, 10:28 PM

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QUOTE(OPT @ Jul 24 2016, 09:29 PM)
So much talk about Affin biggrin.gif

Unfortunately the closest and more convenient Affin in my place doesn't have ASX FP...halau me go to Octopus bank...
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wah after so long some Affin bank branch still not upgraded yet bangwall.gif

or the staff lazy to "try & error" for u?..

and did u see ASNB sticker on the glass door entrance hmm.gif hmm.gif
nexona88
post Jul 24 2016, 11:30 PM

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QUOTE(filage @ Jul 24 2016, 11:24 PM)
Do u guys read the old ASX threads? like v1 or v2..
Not sure we are in which ver now.
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ahahah I also lost count already since TS started using Ultimate Discussion of ASNB dry.gif blush.gif confused.gif

before this have V3, V4 , V5...
nexona88
post Jul 25 2016, 12:18 PM

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QUOTE(filage @ Jul 25 2016, 12:15 PM)
ASM statement this year in different format - combine ASG.
Paper and printing of cheaper quality with blue letterhead just like a registration form.
I prefer the old red colour one.
So will ASW & AS1M combine statement?
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don't forget ASB2 also in the statement..

well I guess all combine because all the funds Financial Year End the same time

31 Mac smile.gif
nexona88
post Jul 25 2016, 03:41 PM

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QUOTE(virgoguy @ Jul 25 2016, 03:02 PM)
This morning manage get ASW 1k for only 1 try from Bank. Thought going to be very hard to get since the dividend date is near
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at least today u top up can get pro-rated 1month dividend innocent.gif thumbsup.gif rclxs0.gif
nexona88
post Jul 25 2016, 04:58 PM

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QUOTE(maudermunty @ Jul 25 2016, 04:44 PM)
Guys, just wondering. Anyone here taking the ASB loan?

Aside from taking the dividend, and paying in advanced the whole year, is there any way to reduce the principal?

Because I calculated and if the loan is for 200k, the total payment is almost 400k (based on 25 years loan). So is there a way to reduce the principal as early as possible? (When get bonus pay part principal off ke)
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QUOTE(cheahcw2003 @ Jul 25 2016, 04:55 PM)
There is another thread for ASB loan
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https://forum.lowyat.net/topic/667676/+1440
nexona88
post Jul 25 2016, 06:39 PM

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QUOTE(coolguy_0925 @ Jul 25 2016, 06:25 PM)
Report for hunting trip this morning

1. ASNB Branch 1st try: 5k ASM
2. ASNB Branch 2nd try: 13k AS1M
3. Pos Msia & Tiger Bank: "Line ada problem la"
4. Final try Crab Bank: 3k ASM

ASW totally zero

Pos & Tiger Bank belum try sudah tahu line ada problem

Looks like AS1M is getting some selling frenzy as I overheard my aunties colleagues said to her friend: Walao you still hold ah better sell lor, waste your dividend also better sell lor now the news to hot bla bla bla (you know which news and I was like pls let me know when are you selling)
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hahahah juz I expected..

1M issue gonna make some people mass-withdrawal devil.gif
nexona88
post Jul 25 2016, 08:24 PM

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QUOTE(Ramjade @ Jul 25 2016, 07:03 PM)
Wonder if people sell, will it affect AS1M performance? hmm.gif
Poor thing AS1M. Just because of name. laugh.gif
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Well if have people pick up the units sold, then should be no problems..
If not, ASNB need to cancel the units..
nexona88
post Jul 26 2016, 10:46 AM

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QUOTE(filage @ Jul 26 2016, 12:05 AM)
Remembered long time ago during AS1M start, people say there is a risk they will charge service charge?
Is it rumour?
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Well if I remember correctly, ASNB-PNB can charge 1.5% SC for as1m... But as u see now they don't.. ASB2 also have that part..

Guess ASNB-PNB waiting for the right time..

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