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 Ultimate Discussion of ASNB (47457-V) V, Wholly owned subsidary of PNB (38218-X)

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Ramjade
post Jun 2 2016, 08:08 AM

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QUOTE(audy @ Jun 2 2016, 08:01 AM)
Sorry, OTC....how is Kenanga vs Public Mutual?
Back in the 90s, dividend for ASB went as high as 13-14%. If there is other ASX back then, I think we could have been enjoying dividends around 9-10%.
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Public mutual is just the name of the fund house. You will need to select the similar fund to compare orange with orange. You need to remember you straight lose out 3% if you go with public mutual vs KGF if you buy via FSM (you save 3%. With Public mutual, your fund will need to perform >5% just to break even. If it perform 9%, effectively you get 4%+.
ASX FP last time for non-bumi also 6.x%. No difference in dividend now and then. Difference is Inflation now is higher than last time.

This post has been edited by Ramjade: Jun 2 2016, 08:15 AM
OPT
post Jun 2 2016, 08:36 AM

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QUOTE(twinkle5129 @ Jun 2 2016, 06:01 AM)
I thought you are resting for 6 months.
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Sikit sikit only lo biggrin.gif
OPT
post Jun 2 2016, 08:37 AM

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QUOTE(prince_mk @ Jun 2 2016, 07:35 AM)
Can put in Kenanga Growth Fund UT. Return is 9% pa. smile.gif
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Can pm me more? Thx
Ramjade
post Jun 2 2016, 08:38 AM

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QUOTE(OPT @ Jun 2 2016, 08:37 AM)
Can pm me more? Thx
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Can be bought from FSM la. No need PM. But this year return only 2%.
OPT
post Jun 2 2016, 08:43 AM

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QUOTE(Ramjade @ Jun 2 2016, 08:38 AM)
Can be bought from FSM la. No need PM. But this year return only 2%.
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2%? Pass biggrin.gif
wil-i-am
post Jun 2 2016, 08:44 AM

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QUOTE(twinkle5129 @ Jun 2 2016, 05:45 AM)
For those who are so eager to invest in ASX, I wonder if you're well prepared for lower dividends?
Auntie twinkle entered ASX, not expecting a lot but hoping for better returns than FD only.
With 'FP' products, I'm more reassured knowing I have less to worry after experiencing many turbulent years investing in crappy UT & being swayed by so many 'smooth talkers' agents.
For those hunting today, good luck & hope you'll get what you want.
Auntie twinkle 'resting' unless I hear news of ASW mega sale. biggrin.gif
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As long as ASx delivers higher returns than FD, I'm fine
Ramjade
post Jun 2 2016, 08:52 AM

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QUOTE(OPT @ Jun 2 2016, 08:43 AM)
2%? Pass biggrin.gif
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2% only this year. All this year's KGF outperform ASX FP. It's fair what. During good time you get double digit. During bad tome you get low returns. There's no simpan2. Remember it's not ASX FP where you will get 6.x% regardless of how the market perform. tongue.gif Also a note, while other funds are red, KGF is among the only one which is green.

This post has been edited by Ramjade: Jun 2 2016, 08:54 AM
wil-i-am
post Jun 2 2016, 08:56 AM

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QUOTE(OPT @ Jun 2 2016, 08:43 AM)
2%? Pass biggrin.gif
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Look at mid to long term
The annualized returns for 3 n 5 yrs is 11.60% pa n 14.46% pa
Having said tat, tis make not b yo cup of tea
hyelbaine
post Jun 2 2016, 08:58 AM

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QUOTE(wil-i-am @ Jun 2 2016, 08:44 AM)
As long as ASx delivers higher returns than FD, I'm fine
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A lot of people has the same thinking as you. That's why units for these funds are limited and ASNB often describes them as "fully subscribed" to manage expectations.
Ramjade
post Jun 2 2016, 08:59 AM

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QUOTE(wil-i-am @ Jun 2 2016, 08:56 AM)
Look at mid to long term
The annualized returns for 3 n 5 yrs is 11.60% pa n 14.46% pa
Having said tat, tis make not b yo cup of tea
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Lots of people look at short term.
wil-i-am
post Jun 2 2016, 09:02 AM

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QUOTE(hyelbaine @ Jun 2 2016, 08:58 AM)
A lot of people has the same thinking as you. That's why units for these funds are limited and ASNB often describes them as "fully subscribed" to manage expectations.
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Tat is d beauty of fixed price funds
I wud reckon it give peace of mind plus deliver returns above official inflation rate
Ramjade
post Jun 2 2016, 09:16 AM

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QUOTE(wil-i-am @ Jun 2 2016, 09:02 AM)
Tat is d beauty of fixed price funds
I wud reckon it give peace of mind plus deliver returns above official inflation rate
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But it don't give returns above the unofficial rates.
wil-i-am
post Jun 2 2016, 09:17 AM

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QUOTE(Ramjade @ Jun 2 2016, 09:16 AM)
But it don't give returns above the unofficial rates.
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Unofficial rates is very subjective
OPT
post Jun 2 2016, 09:28 AM

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QUOTE(wil-i-am @ Jun 2 2016, 08:56 AM)
Look at mid to long term
The annualized returns for 3 n 5 yrs is 11.60% pa n 14.46% pa
Having said tat, tis make not b yo cup of tea
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...past performance is not indication of future returns...biggrin.gif
wil-i-am
post Jun 2 2016, 09:29 AM

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QUOTE(OPT @ Jun 2 2016, 09:28 AM)
...past performance is not indication of future returns...biggrin.gif
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Tat stmt applies to ASW/ASM/AS1M too
twinkle5129
post Jun 2 2016, 10:18 AM

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QUOTE(prince_mk @ Jun 2 2016, 07:35 AM)
Can put in Kenanga Growth Fund UT. Return is 9% pa. smile.gif
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Sorry. Not interested in UT.


QUOTE(OPT @ Jun 2 2016, 08:36 AM)
Sikit sikit only lo biggrin.gif
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nod.gif Auntie twinkle 'watching' your latest success here. biggrin.gif


QUOTE(wil-i-am @ Jun 2 2016, 08:44 AM)
As long as ASx delivers higher returns than FD, I'm fine
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QUOTE(wil-i-am @ Jun 2 2016, 09:02 AM)
Tat is d beauty of fixed price funds
I wud reckon it give peace of mind plus deliver returns above official inflation rate
*
nod.gif nod.gif

This post has been edited by twinkle5129: Jun 2 2016, 10:18 AM
OPT
post Jun 2 2016, 10:21 AM

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QUOTE(twinkle5129 @ Jun 2 2016, 10:18 AM)
Sorry. Not interested in UT.
nod.gif  Auntie twinkle 'watching' your latest success here. biggrin.gif
nod.gif  nod.gif
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Not so free liao plus no more fund...update maybe once a month after salary in biggrin.gif

This post has been edited by OPT: Jun 2 2016, 10:24 AM
twinkle5129
post Jun 2 2016, 10:25 AM

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QUOTE(OPT @ Jun 2 2016, 10:21 AM)
Not so free liao....update maybe once a month biggrin.gif
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nod.gif For working people, better deposit part of your salary regularly. I''ll occasionally check ASW availability on my way out only but no more 3-6x/day. Today 100% not trying.

TS[Ancient]-XinG-
post Jun 2 2016, 10:31 AM

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QUOTE(prince_mk @ Jun 2 2016, 07:35 AM)
Can put in Kenanga Growth Fund UT. Return is 9% pa. smile.gif
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QUOTE(Ramjade @ Jun 2 2016, 07:47 AM)
Planning to. KGF is a good fund.
If you visit the FD thread, it's a downwards trend.
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QUOTE(audy @ Jun 2 2016, 08:01 AM)
Sorry, out of topic....how is Kenanga vs Public Mutual?
Back in the 90s, dividend for ASB went as high as 13-14%. If there is other ASX back then, I think we could have been enjoying dividends around 9-10%.
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Becareful with KGF.

now not really stable. I am making -2.01 with KGF. While +.5 with total Asian find after weeks. ESISC doing good so far.
But both KGF and ESISC share the same exposure... so more or less same.

Pub M I dare not comment much but the SC is too high
prince_mk
post Jun 2 2016, 10:37 AM

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QUOTE(audy @ Jun 2 2016, 08:01 AM)
Sorry, out of topic....how is Kenanga vs Public Mutual?
Back in the 90s, dividend for ASB went as high as 13-14%. If there is other ASX back then, I think we could have been enjoying dividends around 9-10%.
*
Long time stop buying PubMutual Fund. Not so attractive. Not all funds are making profit. Beware some funds are making loss till today.

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