QUOTE(lilsunflower @ Jul 24 2016, 11:30 AM)
As you rightly mentioned, none of us can see into the future, so we have no idea how long this feature will last.
I would suggest applying any way. Worse case scenario is that you may get your free AEON vouchers if they're still giving them out. Easy to cancel cards anyway. So why not?
The card is decent, and has the 6 free airport lounge entries, and 0% BT. Based on my experience, the positive aspects of this card are as follows:
- I've already used 2 rounds of BT (each RM30k over 6 months). Together with my Public Bank 0% BT and cashflow management, the "earnings" from putting the extra cash in FD @ 3% are worth it.
- Total cashback (through the various promos and AEON vouchers) I've received since Jan 2016 to Jul 2016 from this card is RM670. I'm expecting at least RM210 more by September.
- I pay the card using POS Online plus CIMB CR 5% (1 principal + 2 supps), PBB VS 6% (1 principal + 3 supps) and UOB Vox 5% (1 Principal). When you minus the POS Online 2% commission, it represents a 3 - 4% saving.
The value of the card really depends on HOW you use it. It is one of my Top 5 favourite cards, especially since my previous favourite Maybank cards have scaled down their benefits tremendously.
HI lilsunsflower, I would suggest applying any way. Worse case scenario is that you may get your free AEON vouchers if they're still giving them out. Easy to cancel cards anyway. So why not?
The card is decent, and has the 6 free airport lounge entries, and 0% BT. Based on my experience, the positive aspects of this card are as follows:
- I've already used 2 rounds of BT (each RM30k over 6 months). Together with my Public Bank 0% BT and cashflow management, the "earnings" from putting the extra cash in FD @ 3% are worth it.
- Total cashback (through the various promos and AEON vouchers) I've received since Jan 2016 to Jul 2016 from this card is RM670. I'm expecting at least RM210 more by September.
- I pay the card using POS Online plus CIMB CR 5% (1 principal + 2 supps), PBB VS 6% (1 principal + 3 supps) and UOB Vox 5% (1 Principal). When you minus the POS Online 2% commission, it represents a 3 - 4% saving.
The value of the card really depends on HOW you use it. It is one of my Top 5 favourite cards, especially since my previous favourite Maybank cards have scaled down their benefits tremendously.
Do you get 6% rebate for your PBB VS supps?
Jul 27 2016, 03:27 PM

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