Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards AEON Credit Cards V4, By AEON Credit Service
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 Apr 20 2017, 08:19 PM
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#1
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Junior Member
50 posts Joined: Nov 2011 
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i apply for aeon big gold card last week, submitted all documents but application rejected.. called to CS but no feedback given , i have their classic card with no outstanding payment at all. Requirement for the gold card only 36k annum which i far exceed that. I apply the card the same time with Maybank2plat but successful with quite high limit. How come... this bank rejected me =(
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Apr 22 2017, 04:57 PM
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#2
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Junior Member
50 posts Joined: Nov 2011
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QUOTE(justanovice @ Apr 22 2017, 02:44 PM) 1. There is no limit to how many card you apply, since bro Human Nature pointed he has exceeded limit for 2 cards Maybe i need to check my ccris to see whats going on, but i do not hv any outstanding debt or loan from bank. only maybe one case from hongleong where they came out with me unknown outstanding debt for more than 10 years. . however i settled in full since i cant do anything else last Jan.2. It's in logged to ccris. Ctos will not have the list unless they get it from ccris.  |
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Apr 22 2017, 05:30 PM
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#3
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Junior Member
50 posts Joined: Nov 2011
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QUOTE(kuci_mayong @ Apr 22 2017, 05:14 PM) I can vouch for this. I currently have 5 cards. My salary just slightly above RM36k. No outstanding for each. Only use it for EPP and special offers for discounts. Only bank that rejects me is Public Bank, I've already applied twice from them and both time they reject me. No reason given. I have maybank2gold , maybank2plat and aeon classic visa . Aeon visa was my first card since 10 years ago and still using it but CL was increased 2 year ago to 7k . However the card do not offer any benefit for me so thinking to change the card, the officer asked me if its ok my new card combine limit maintain 7k or even get higher , i told them i dont mind as i will terminate another card once the new card approve. |
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Apr 23 2017, 02:28 AM
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#4
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Junior Member
50 posts Joined: Nov 2011
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QUOTE(alexwsk @ Apr 22 2017, 06:47 PM) no idea how aeon works, i previously hold their aeon watami and was rejected while applying for aeon big gold, cimb CR platinum applied successfully I call the CS to change the card but they told me to apply new application. Im confused with them. If they think i cant afford to pay why they dont just terminate my card instead upgrade my card limit. Even i told the processing officer that i dont need high limit , just want the card for the cash rebate and ppl benefits and can just terminate my existing card once the new card approved..The officer said no problem, your application should be no problem, Sir , we will sms you later for the approval. Then next day i received email that application rejected....What the in the end aeon watami was converted to aeon big gold, so maybe you can ask for conversion  Really think to terminate my aeon card anyway but i heard it will hurt my credit score if i terminate my card. Is that true ? |
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Apr 23 2017, 03:26 AM
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#5
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Junior Member
50 posts Joined: Nov 2011
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QUOTE(fruitie @ Apr 23 2017, 02:32 AM) Why would it hurt your credit scores? http://www.creditcards.com/credit-card-new...t-card-6000.php One should make it as a habit to cancel cards which are no longer useful. Not really sure.. but Many other articles also say that. This post has been edited by blissmax: Apr 23 2017, 03:37 AM |
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