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Credit Cards AEON Credit Cards V4, By AEON Credit Service

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anonymous552235
post Aug 2 2018, 10:22 PM

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QUOTE(1tanmee @ Jul 30 2018, 09:58 AM)
Any other charges? I.e. processing fees etc?
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Can refer to balance transfer thread for more info..

Aeon 0% bt is free from any fees or charges, totally Zero.
cant remember for early settlement though
anonymous552235
post Jun 28 2020, 05:12 AM

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QUOTE(ZONX @ Jun 23 2020, 03:24 PM)
But someone mentioned Aeon Credit is not bank, so it should not be governed the same rite?
So, are you going to pay? since there is a concern on the impact to credit score.
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Bnm governs not only bank, everything that does with financial is under their care including banks, licensed money lender such as aeon, ewallets such as lazada shopee etc, forex, and so forth...basically anything that requires "financial" license to operate...

This post has been edited by anonymous552235: Jun 28 2020, 05:12 AM
anonymous552235
post Jun 28 2020, 05:15 AM

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QUOTE(fruitie @ Jun 21 2020, 06:03 PM)
Yes, no more.
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Apparently its still avail until further notice but not publish officially...u can still try to send in with the 0% form until such time they reject us all...
anonymous552235
post Sep 23 2020, 06:38 PM

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QUOTE(scfans @ Sep 22 2020, 08:57 AM)
cash advance fee 5% has charged on another line item in the statement.

i want to settle the cash advance and stop financial charge, i have to pay rm1k that i withdrew + cash advance fee 5% ?
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In short no, u missed out the interest part, starting immediately on the day u withdrew


U cant choose which transaction u want to settle first if u have balance unbilled trans ....it will follow hierachy then date n tine to settle, starting from service tax, annual fees, advance fees etc all the fees, and interest, then only go towards ur unbilled trans....

So if u haven even settle last mths bill and u cash advanced, then u would have to pay and settle ALL unbilled usage of last month, previous transactions leading up to the cash advance, cashadv fees, and interest from cash advance ....else if u think by paying just 1k +50+interest, that will not work. Settle total UNBILLED till date with Interest (calculate urself as wont be billed till statement) except for remaining installments n balance transfer.



NEVER do cash advance unless u really have to
Credit card is not an atm .....its a structured debt trap

And make sure u can pay ALL unbilled not just cash adv portion as it follows hierachy when calculating payment received.

Conclusion, ur interest dun stops until u settled all unbilled till the date u advanced

This post has been edited by anonymous552235: Sep 23 2020, 06:42 PM
anonymous552235
post Jun 2 2021, 10:23 AM

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QUOTE(DM3 @ May 28 2021, 12:03 PM)
No more BT 0%,seems some changes soon
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More info on this? ...confirm no more?
anonymous552235
post Jan 24 2022, 03:07 PM

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QUOTE(MGM @ Jan 13 2022, 06:43 PM)
Anyone has managed to convert any ewallet topup to this 12-month 0% fpp by calling CS?
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Have u converted?
anonymous552235
post Jan 28 2022, 06:40 PM

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QUOTE(MGM @ Jan 28 2022, 12:23 PM)
Converted Kiplepay this morning 9.20am too by phone, 10 minutes later received approval sms, very fast and efficient. thumbup.gif
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Haha same here converted just now ..all last minute kaki 🤣

 

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