walk away from this ts.

last time got a /ktard mentions that some illegal companies helping borrower to get false document (eg false payslip, credit record) to get loan and they will charge you a big amount, which in your case 25%.

if the bank finds out, then you GG liao. if you don't believe, you tell the outsource agency that you have told bnm about this, they sure kecut bola and beat you.