which branch

yes the statement requirement is simple, 3 bills thats all.

Please use multi quotes.

How reliable is OCBC servers ?

Last week I tried to pay RM20 from Debit card for order Bigpay card but Bigpay app shows OCBC temporary unavailable error. End up pay by HLB credit card. Tried another payment for reload TnG app also failed. Today I received Bigpay card, try to topup, same error again. Tried paying for Smart Selangor also failed.

I going to apply credit card for my 360 acc and have second thoughts. It really sucks when try to do online payment and it does not work.

Does anyone here face disruption when using OCBC debit or credit card ?

Which branch in selangor area to visit if I would like to open a 360 acc? I dont wanna spend 3 hours just to open an account lol  most of the google maps review I saw are very terrible.

can anyone confirm paying my OCBC credit card counts as 1 bill payment? Their T&C is not clear..

hmm thanks. their T&C very vague on this.. so hoping someone has tried.

Is it capped at RM500 ?

One question. Does ATM withdrawals count as "spending" on the debit card? The TnC does not appear to exclude it.

My thinking is that with just RM500, i can just withdraw the cash with the debit card, make it count as a "spend" and deposit the RM500 the next day so it can count as the "deposit".

Hi guys.

I want to ask some questions.

Can paying three different banks credit cards statement bills consider as fulfilling one of the criteria for 1.3% interest? Because it falls under "fund transfer" options when paying other bank credit card bills instead of under "pay bill" option.

Any minimum amount for bill payment to fulfil criteria?

Now only I know. 🤭🤭
Because when I pay credit card other Banks it doesn't fall under pay bills. It's under fund transfer. So curious will ocbc differentiate and claim it as fund transfer and not bill payment later?

Thanks bro, so there is no need to fulfill the Deposit/Pay/Spend criteria in the beginning of the month(told by CS) so that the balances after that will enjoy all 3 bonus interest.

Fulfill any days within the month, i guess avoid last 5 days of the current month in case of late/delay posting date.

   
Transaction date Value date                    Description                                              Withdrawals (MYR)    Deposits (MYR)
31/12/2019 31/12/2019 SA BANKCARD PAY (DC) 28/12/19 xx-xxxx BIGPAY-EC KUA 500.00

You can enjoy in Jan, but to enjoy the full reward you need to put in a hell of money, almost 400k.

And you are very optimistic, let´s all hope that this will continue and January will not be the end of the story.

Meaning I’ll get the 0.9% later or what? Thanks for the clarification

100k is daily averaged balance.

400k is based on the day counted to reach the value above

i dun quite get this statement. if you are referring to any payout from the account during the month. maintaning 100,500 would do. and 500 is used for payments, etc. wouldnt that still consider 100k and keep that in for 12 months and still benefit from the 4.1% i.e. 4,100 by end of the year?

why need 200k ?

I still having problems with some online credit card transactions, like top up touch and go app, bigpay, add card to shopee and etc. Early this month it was with debit card, now received credit card also same problem. The attached picture, shows failure "System temporary unavailable". One online purchase went through, perhaps it did not require MasterCard SecureCode verification. If I use cards at retail outlets, there is no problem with wave or PIN payment.

I have already call up service centre. They say no restriction on my cards, some transaction actually went through. For example, add credit card at shopee. I received SMS saying successful but at shopee screen fails,  "System temporary unavailable". Somehow on their side, my cards are OK. I intend to use credit card for purchases, debit card only for cash.

Anyone facing this problem ? Looks like I have to go to OCBC bank for troubleshooting.

guys. do the maths.

calculate the daily average for the month by having 400k for 7 / 8 days only.

ProxMatoR is basically saying dumped 400k for the shortened period (7-8 days) to earn the equivalent interest of 100k placed for the full month.

300k can be withdrawn on the first of the next month.

This however has not considered the opportunity cost of the 300k k

anyone using titanium card? my recent bill, i noticed that my 0.9% isnt 9x of my 0.1% cashback received. there are some discrepancy. nt sure why. anyone experienced the same?

0.1% given at statement date for all transactions swipe within the statement month, thereafter, the eligible online or oversea transaction get additional 0.9%

e.g. u swipe 3k at electronic store and 2k at lazada, total of 5k * 0.1% = 5 will ve given to you on statement date, while the eligble online trx for lazada 2k will receive additional 2k * 0.9% = 18 will receive later

i would think you have some trx that u might think is consider online, but it is not from ocbc perspective, hence the discrepancy