interest for this month enough to eat roti telur every single day
around RM100 ++

yeah - all is borrow money
credit card keep rolling and rolling
i wish i got 10 bigpay card can withdraw 100k out and put inside
hahaahahah

ya RM6 per withdrawal but is okay enough to cover la
cause u top up bigpay also with cash rebate card ma
like 2.5k from Barcelona
1k from AmTrue Visa
1.25k from Aeon Big
list go on and on.. so sure enough to cover

so you all do notice me
yes it is like 90% is borrow money la
unker still have like 4 to 5k my own money lo

So basically BigPay, Presto, Boost and HelloGold
Easily 30k no problem

sssh....

not worth it, if u dont have a "system" in place u better dont do this

basically OCBC + SCB can cater for 200k which give u full flexibility
anything extra just put in affin or HLB

i dont even know how they calculate average balance, i just agak agak make sure my account got money from time to time saja
never count

happy for u - i cant seem to hit even 50k hahaha


btw 100k onwards still got base interest of 0.1% correct?
I know in SCB anything over 100k have 2.5% - this is according to the customer service counter officer who told me that - dont know how true, never have over 100k

yeah
Just do Instant Transfer 3x also counted as bill payment -

yeah baby!

1. yes

2. i dont know pls ask the officer when open the account, i choose not to have ATM card because i unker cannot afford to pay RM10 / RM8 annually and i dont do withdrawal with OCBC. the only ATM i have is Maybank saja. If i need money, i will do fund transfer to MBB then do withdrawal with MBB. Save RM10/RM8 per year ma. Save a single plastic also. Go green

3. yes correct - it is super easy to achieve, easier than SCB PS

4. yes daily, please see screenshot that i have share before normally credited by 2nd of the month

anytime within the month from 1st till 30th as long as you meet all condition you will get it
i normally do all within the first week so i no need to worry

This post has been edited by majorarmstrong: Jul 5 2019, 09:43 AM

this one i tak tahu, please ask the officer when open
i bet they wont know it
they got the beauty but no brain sometimes

RM1 also will do but i do RM10

i dont want to guess, for me i would rather go with the proven method by senior here

Source?

Thanks for the info
Hope they extend for another 5 to 10 years

Unker don't understand why opr will drop
What will determine opr?
Economy good opr drop?
Economy bad opr rises since more ppl borrow money?
Or is it now Malaysia lots of ppl got lots of cash then not much ppl borrow money?
Anyone can provide some simple explanation?

I work 30 years in the air condition industry so don't know much about financial stuff.

Means good economy and everything good then opr drop
So why inflation still go up since opr drop?
Does not make sense at all
My pan mee now cost 6.50 per bowl at Puchong area
Next year aunty say rm7 coming
Gila la this inflation

It will just reduce your life span not the aircond life span
Don't use dry mode too much as overtime it will dehydrated you without you knowing