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 OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct

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AskarPerang
post Sep 11 2019, 09:06 AM

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QUOTE(neverfap @ Sep 11 2019, 08:27 AM)
There will be 2% service charge for the withdrawal right?
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2% but up to a maximum of RM2 only this charges.
AskarPerang
post Oct 11 2019, 12:04 AM

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QUOTE(royalz @ Oct 10 2019, 11:50 PM)
1.20% - Deposit minimum RM500 per month
1.20% - Pay minimum 3 bills via OCBC 360 Account using OCBC Online Banking portal (includes Standing Instructions for Loan repayment and OCBC Credit Card payment)
1.20% - Spend minimum RM500 on your OCBC Credit Card

hi all,wanna ask if there is any requirement or timeline to do the above 3 steps in order to get the 4.1% ? Or i can do anytime within the month...? or must complete by first day of the month etc.

thank you
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Any date within the calendar month.
Especially for the Credit Card spending, make sure the date is posted within the calendar month as well to be counted.
AskarPerang
post Nov 29 2019, 08:02 PM

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QUOTE(rocketm @ Nov 29 2019, 02:35 PM)
Hi,

I just did 3 fund transfers to my other bank saving account. After finished, I checked with other bank account but the amount is not credited yet. How to do instant transfer in our online account?

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Instant transfer now using OCBC is by selecting DUIT NOW option.
AskarPerang
post Jan 14 2020, 05:50 AM

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QUOTE(kart @ Jan 14 2020, 05:26 AM)
I am a existing OCBC customers, with a Easisave savings account and access to OCBC online banking website.


Has anyone here managed to open a OCBC 360 savings account, without getting a OCBC debit card?
Hopefully, without a OCBC debit card, I can still able to perform interbank fund transfer (IBFT), from OCBC 360 savings account, to savings account in other banks in Malaysia.
If I am not mistaken, out of 4.1% interest, 1.3% is gained via RM 500 monthly spend on either OCBC debit card or OCBC credit card. I am not interested in getting this 1.3% interest, and I am happy with just 2.8% gained for my fund in OCBC 360 savings account.
I know that many people here tend to use either OCBC debit card or OCBC credit card, to reload RM 500 to either BigPay Prepaid Card or any other eWallet, just to fulfil the RM 500 monthly spend. I think that OCBC grants very negligible cashback for such online transaction via OCBC debit card or OCBC credit card.
In my personal opinion, I must get at least 5% online cashback, for any online transaction with credit card. Otherwise, I will not bother to perform any online transaction with credit card. As such, PBB VS and PBB QM suit my purpose, instead of any other payment cards such as OCBC debit card or OCBC credit card. 
Thank you very much for your advice.  notworthy.gif
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I would say SCB Privilege Saver suit you more if you really want to be calculative of that RM500 spending.
Since SCB got CC that giving good cashback. Will get you 4.0% pa interest.
AskarPerang
post Jan 30 2020, 02:19 PM

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QUOTE(LostAndFound @ Jan 30 2020, 10:31 AM)
No one seems to know, we don't even have any thread for that...
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https://forum.lowyat.net/topic/4892672
AskarPerang
post Jan 30 2020, 07:49 PM

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Anyone facing issue transfering out from OCBC now?
1 time token will come out error again and again even if you input all 6 correct digit.

Is this a tactic by OCBC preventing people from moving out fund?

 

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