QUOTE(zr125 @ Sep 22 2016, 08:03 AM)
I did just that when BT from HSBC to AEON. It works.Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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Sep 22 2016, 09:49 AM
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#21
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Sep 30 2016, 01:34 PM
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#22
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QUOTE(triple c @ Sep 30 2016, 01:27 PM) Need help here...I did balance transfer from Ambank to MBB cc....now MBB request transfer receipt in order to process the $ from MBB cc to my SA...how to get this? she said Ambank statement not acceptable coz only show monthly instalment... what is Transfer Receipt?Is there even such a thing? |
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Oct 7 2016, 09:52 AM
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#23
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QUOTE(MGM @ Oct 7 2016, 09:32 AM) AEON BT form allows only 3 CC for BT, so if more can use another form? Email is faster.The minimum BT of rm1000 is for per card or total amount? Email or fax faster process? The last time I did last year was by fax. What is their email? Sorry long time didn't BT, n suddenly need to BT by today, help is much appreciated. customer.service@aeonmalaysia.com.my |
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Oct 12 2016, 11:12 AM
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#24
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QUOTE(eastwest @ Oct 12 2016, 11:09 AM) You mean bank will not follow the statement amount? So for example, my statement total to 3.5k, when do BT can I request for 5k? for banks that don't require a card statement, you can put however much you want that is within your probable BT credit limit.Otherwise, you need to stick to the actual card balance(s). |
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Oct 12 2016, 12:24 PM
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#25
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Oct 12 2016, 01:22 PM
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#26
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QUOTE(Fr3eStyL3r @ Oct 12 2016, 01:11 PM) Hi all, I don't have any MBB CC now but I'm planning to apply one for BT later. Any idea if newly CC holder will affect the chances of getting BT approved? I believe the approval would probably based on your CCRIS report first, to determine if you are a delinquent customer else where and that would decide if you can get the card in the first place.Thanks. subsequently, it's probably on your BT amount and payment records (again, in CCRIS). |
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Oct 12 2016, 03:54 PM
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#27
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Dec 15 2016, 01:58 PM
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#28
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Feb 22 2017, 10:00 AM
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#29
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QUOTE(paklee @ Feb 22 2017, 09:50 AM) Hi, my HSBC cc application just approved. i also request to do BT at 0% for 12 months during registration. may i know how can i confirm that my BT is approved and i need to start pay? this is my first time using BT. Thank you. QUOTE(MGM @ Feb 22 2017, 09:56 AM) Since this is your 1st time, do u know how HSBC's BT works? If not u better scan thru this thread to know more. totally agree with MGM, there is a HUGE catch in HSBC BT. I would never go for it after having bitten by it. |
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Feb 22 2017, 11:12 AM
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#30
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QUOTE(paklee @ Feb 22 2017, 10:35 AM) after go thru the thread, this is what i understand. I don't think there is a difference for paying 5% or paying equally every month (didn't try the latter, cause trying to utilize the 5% minimum payment), might as well save your money in FD for x months for interest.- never do retail transaction if got BT in your HSBC card. (its ok i guess since my solely purpose applying hsbc is for their 12month 0% interest BT) - every month need to pay 5% minimum payment and settle the balance in the last month. (1st - 11th month only pay 5%? and the balance 45% int the 12th month? since i apply for 10k BT, what if i intended to pay it equally every month? rm10k/12month=rm834/month should be ok right?) thanks in advance. I was also telling myself that i will not use the card at all, but then comes the promotion and benefits for using hsbc card, kena finance charges even if i paid on the same day. Hopefully you won't repeat what I went thru. |
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Oct 4 2017, 04:21 PM
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#31
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Nov 9 2017, 04:13 PM
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#32
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QUOTE(Khrlzmn @ Nov 9 2017, 03:58 PM) how about the CL? let say i buy an item 12k, installment 12 month which means 1k per month. my CL 20k. so balance is 8k. if i do BT 12k. is it my CL back to 20k or still left with 8k? if i understood your correctly, when you say, 'if i do BT 12k', i assumed that you meant you do a BT to transfer your balance to another card.By doing so, a one lump sum payment will be made to your existing card. In other words, your existing card is fully paid, therefore CL is back to 20K. Hope this answers. |
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Dec 28 2017, 11:12 AM
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#33
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QUOTE(nonoi1231 @ Dec 28 2017, 10:03 AM) Tried to apply via Maybank2U --> Balance Transfer does the amount exceed 90% of your CL?Service unavailable. System is currently unavailable. Please try again later. Reject Code : [2551] Anyone encounter this error? Why is it? My credit limit more than enough cos I don use the card for anything else after September 2017 |
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Feb 26 2018, 07:58 AM
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#34
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QUOTE(lilsunflower @ Feb 26 2018, 07:45 AM) My HLB BT is expiring on 3 March (statement date). when i applied that, the officer did inform me, if I pay late, there will be interest. If I pay earlier, there will be panalty of RM70.00.Just did a search to recap the day I should make final payment and wanted to confirm: Payment ON expiry date will not attract interest or early termination penalty? I am kiasu and paid almost everything today, leaving only RM0.50 to pay on the last date. But just wanted to confirm whether it is best to pay ON the actual expiry date. So, pay ON that date itself. |
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Feb 27 2018, 10:17 AM
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#35
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Feb 27 2018, 10:19 AM
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#36
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QUOTE(lilsunflower @ Feb 27 2018, 08:47 AM) Luckily I saw your post. Just noticed my due date was 01032018!!I got the BT on 28Dec, 3 months promo actually ends in 01Mar, that's like slightly more than 2 months only. chatted with the officer, was told that i can pay earlier without penalty, but thought I would just play safe and leave 50sen in there. |
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Feb 27 2018, 10:22 AM
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#37
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Feb 27 2018, 02:52 PM
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#38
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Feb 27 2018, 04:23 PM
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#39
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Mar 2 2018, 11:06 AM
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#40
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QUOTE(whyip1988 @ Mar 1 2018, 09:53 AM) Hmm... I called up. Query on the BT and then proceeded there and then. It was a Friday. Then over the weekend, nothing. On Monday, someone from HLB called up to confirm the BT amount and then next day, done liao. |
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