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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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kenlui
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Aug 23 2017, 08:42 PM
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QUOTE(fruitie @ Aug 23 2017, 08:28 PM) Weird. Mine had no issue at all. Yeah I thought so too. Was wondering how maybank was able to know that it's a supplementary card since the card is under my name. Anyway will just BT from another card then.
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kenlui
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Aug 23 2017, 10:12 PM
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QUOTE(fruitie @ Aug 23 2017, 08:28 PM) Weird. Mine had no issue at all. QUOTE(mamamia @ Aug 23 2017, 09:34 PM) My sup card has no issue to BT the PBVS balance (sup card) to his MBB b4 using email. Did another round of BT with my own PBVS & Alliance younique card but failed again. Was transfering to the M2 Visa card which I applied some time last year in addition to the M2 master card. I have never used the visa card before, which I think might be a issue that maybank is not approving the BT. Tried for the 3rd time using the M2 Amex. Let's see how it's gonna turn out.
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kenlui
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Aug 24 2017, 12:00 PM
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Finally BT using M2U is successful. The prob for the multiple rejections was due to amount for one of the cards is <RM1000. I thought it was the combined amount that matters but apparently maybank want each card BT amount to be >1000. Manage to BT from a PBVS supp card under my name as well.
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kenlui
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Aug 24 2017, 05:08 PM
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QUOTE(vinvon23 @ Aug 24 2017, 12:52 PM) is it fast using m2u to get approval? Yeah fast. If before 10pm probably within an hour. I submitted mine around 10 plus, received principal approval email within minutes, confirmation of approval email at 630am.
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kenlui
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Aug 25 2017, 10:03 PM
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QUOTE(tanks268 @ Aug 25 2017, 05:17 PM) hi, i plan to use online MBB BT to AEON CC & PBB CC, can the excess amount from both cc transfer to other banks CASA? thank you. Don't think u can do that for aeon as it's not a banking institution.
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kenlui
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Aug 28 2017, 10:13 AM
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Maybank actually approved my previous BT which I thought was rejected and I ended up with 2 same BT to the same PB cards. Tried calling PB but CS refused to transfer the extra funds into saving account, stating that it is not their practice to transfer excess funds in credit card to savings account.
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kenlui
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Aug 30 2017, 11:24 AM
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QUOTE(westlife @ Aug 29 2017, 06:21 PM) Not really, I just applied one recently, got one card is not above rm1000, but total two amount above rm1000 I can do the BT no problem.  Did u apply thru M2U or email? My email application subsequently got approved causing me to have 2 same BT. Just emailed them for a full settlement yday.
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kenlui
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Sep 9 2017, 09:55 PM
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QUOTE(MNet @ Sep 9 2017, 07:59 PM) based on AEON credit, how long will they take to approve the BT transfer? 1-2 days, they will call u to verify application within a few hours if on working day, then usually the same day or latest following day will get notification.
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kenlui
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Oct 16 2017, 10:36 PM
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Submitted BT for Aeon credit through email yesterday evening, didnt get any acknowledgement email this morning so I resent again. Still no acknowledgement email so I gave them a call. Was told that they need time to go through all emails. Asked to call back in 48 hours time to check if still no reply from them.
Reply used to be very fast last time I remember.
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kenlui
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Oct 16 2017, 10:48 PM
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QUOTE(MGM @ Oct 16 2017, 10:47 PM) Similarly I submitted 2pm today n got no acknowledgement, so I gave them a call just now and gave my email-addr and time sent. Within a minute they found my email n will proceed to process the BT. Thanks for the tips. When I called the CS who attended to me told that she will get someone from the credit card dept to call me back. When that person called me he said have to give the customer service dept to sort out the emails. Guess they dont check email nowadays. Just sent another copy to cc_cad@aeonmalaysia.com.my * Just gave them a call and realized I've been sending to the wrong email address. They're using @aeoncredit.com.my instead of @aeonmalaysia.com.my This post has been edited by kenlui: Oct 16 2017, 10:56 PM
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kenlui
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Oct 17 2017, 05:03 PM
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QUOTE(MGM @ Oct 17 2017, 03:29 PM) Aeon BT processing is as fast as ever. I have just received a SMS stating my BT is approved. I received a call this morning as well around 9ish, and have received SMS that BT is approved.
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kenlui
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Oct 25 2017, 09:40 PM
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QUOTE(MGM @ Oct 25 2017, 05:38 AM) I take back my words on Aeon efficiency in processing BT, after 1 week payment still not made yet. Aeon still send checks for payment, so backwards. Same here, called them and they could onlynprovide me the cheque no & courier consignment no and asked me to checked with my bank further.
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kenlui
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Oct 26 2017, 06:46 AM
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QUOTE(MGM @ Oct 25 2017, 05:38 AM) I take back my words on Aeon efficiency in processing BT, after 1 week payment still not made yet. Aeon still send checks for payment, so backwards. Just checked my Alliance Younique card and the payment is finally in. Cheque was issued by Aeon on 20th October which is a friday, hence the delay. So in total it's actually 4 working day. Still acceptable in my opinion.
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kenlui
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Oct 26 2017, 11:01 AM
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QUOTE(MGM @ Oct 26 2017, 07:32 AM) All payment finally made on 25Oct, took 6 working days eventhough approval took 1 day. In my opinion, their payment method of posting cheque is so 'ancient' when people are encouraged to wire money. Haha well I do agree but if planned properly shouldnt be a big issue.
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kenlui
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Mar 28 2018, 09:28 PM
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Send in my application for AEON on Monday, received an automated reply almost instantly. Today got a call from Aeon asking for my actual credit card statement with a bank logo & my name. The statements I sent them are taken from Stan chart's website, can't seem to dl statement. And in fact one of the card that I intend to BT statement is not out yet.
Told the officer I would take a print screen which contains the bank logo and my name and he said there is no guarantee. Since when Aeon has became so strict? Or it has been like this all the while?
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kenlui
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Aug 27 2018, 04:30 PM
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QUOTE(orbclyne @ Aug 27 2018, 10:19 AM) Done MBB balance transfer, really fast. Yesterday night perform online application. Today morning already receiced sms that money had done transfered.😀 That was fast, I applied yday morning, only received email on principal approval.
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kenlui
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Aug 28 2018, 07:24 PM
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QUOTE(lilsunflower @ Aug 28 2018, 02:04 PM) Applied MBB BT on Saturday night, received confirmation SMS on Sunday, amounts reflected in SCB and HLB Tuesday morning, and AEON on Tuesday afternoon. Have yet to receive my confirmation SMS, gave MBB a call today and they said they have received my application and it's still in progress. Wondering why is it taking so long as most of you here got the confirmation sms within the next day.
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kenlui
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Aug 29 2018, 10:23 AM
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Submitted on 26/8 830am Princple approval email received at 26/8 838am SMS informing BT transferred 29/8 953am
Much slower than most of you here, no idea why though.
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kenlui
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Sep 7 2018, 12:00 PM
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QUOTE(Gabriel03 @ Sep 7 2018, 11:56 AM) Hey, I don't know if I have a problem with MBB BT 04/09 : SMS to inform that BT approved 05/09 : SMS to say that the money is transferred. Money is seen in my PBB account. However, until now, I have not seen any installment on my MBB CC. Is it normal and that the installment comes in the following account statement or...? Charged on ur statement date.
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kenlui
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Dec 6 2018, 09:54 AM
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QUOTE(TongCN @ Dec 5 2018, 04:10 PM) Submit 1st day Appear under unbilled transaction 2nd day Appear in my standard chartered 3rd day I submitted mine on 3rd december, received email reply on the same day, just checked my unbilled transaction ady there but yet to appear in my Stan chart acc. Hope it will reach in time on friday as my statement date is sat.
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