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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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iamoracle
post Nov 23 2018, 12:24 PM

On my way
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Senior Member
614 posts

Joined: Nov 2011


QUOTE(sulab @ Nov 23 2018, 12:03 PM)
Hi, I hope you don't mind me asking:
1)Do we need to wait for other bank's statement in order to do BT with Public Bank
2)Can I just apply BT with Public Bank once I've done a large purchase with other bank's CC (did not wait for the statement to arrive)

Thanks for any replies  biggrin.gif
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No statement. You can even transfer any amount bigger than what you currently owed.

If you have planned to charge 10K purchase end of this month, can BT 10K any times now.
iamoracle
post Dec 17 2020, 12:29 PM

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Joined: Nov 2011


StanChart is now offering 0% for 12 months with no upfront processing fee till 31/12.

I received a SMS about this promo today.

QUOTE
RM0.00 StanChart: Enjoy great savings by transferring outstanding balances from other banks to Balance Transfer Plus at 0%.Call 03-7711XXXX by 31/12.T&C apply


According to CS, when you do the early settlement the bank would not include the remaining interest. You will need to pay for the principal amount only. There will be no penalty charges as well.
iamoracle
post Dec 25 2020, 12:40 PM

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Senior Member
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Joined: Nov 2011


QUOTE(polarzbearz @ Dec 25 2020, 10:30 AM)
Got this SMS also. Do they allow transfer into bank account? Or must transfer to another credit card number?

Thinking to use it as cash flow tongue.gif
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Try BT more than your outstanding CC amount and then top up your ewallet with the CC. Transfer out from ewallet to your CASA.
I am not sure if it will work.

This post has been edited by iamoracle: Dec 25 2020, 12:42 PM
iamoracle
post Apr 2 2021, 02:03 PM

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Senior Member
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Joined: Nov 2011


CARDS | 01 APRIL 2021-30 JUNE 2021

Convert your HLB Credit Card purchases into 6 or 12 months 0% instalment via HLB Connect/Connect App

>> Source

>> TnC

This post has been edited by iamoracle: Apr 2 2021, 02:05 PM

 

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