So far nobody here was charged for similar BT campaign previously.

Nothing complicated. For example, if I have 60k BTs with AEON and PBB, I have to pay 10k per month each (total 20k).

So I apply for MBB BT for 24k (to include my other expenses), and this clears one month instalment on PBB and Aeon.

But now my MBB will have 2K per month. Because of timing issues, I will apply for another MBB BT to cover the next month PBB and Aeon.. So send up with 4k per month to pay to MBB.

And I will then apply PBB to clear MBB.

It's complicated to explain, but the gist is that I will keep trying to time my BT applications to clear each other so I don't need to pay the instalments so quickly. Can only do for MBB and PBB as Aeon is restricted to once every 6 months.

Limit is much higher than the combined BT amount. Anyone here did BT to UOB before?

give them another 10 days or so, as it is stated 30 working days for the waiver to show up
i am waiting for my waiver for 28 APR chargers, nothing to worry...

May i know you applied using your islamic or conventional card?

I applied on Tues using my islamic card. Till now also no news on approval / rejection.

read the tnc

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

Terms and Conditions:

    Applicable to Maybank MasterCard, Visa or American Express Credit Cards Cardmembers.
    Applicable to approved Balance Transfer during the campaign period.
    Minimum transfer amount RM1,000 and maximum transfer amount RM50,000
    Upfront fee of 3% for Balance Transfer 0% 12 months is WAIVED during the Campaign period
    By participating in this campaign, cardmember is bind to agree in accessing Maybank website at maybank2u on regular basis to view the terms and conditions and to ensure that they are kept-up-to-date with any changes or variations made to the terms and conditions.

Note:

    *The allocated fund for 3% waiver is only up to RM7.2M during campaign period. This campaign will end automatically upon fund has fully depleted (Subject to General Terms and Condition Clause No.9 :- Maybank will notify by posting on the Website www.maybank2u.com or by any other mode that the bank shall deem fit)
    The 3% up-front fee waiver will be reversed from credit card account within 30 working days from the Balance Transfer approval date.

waiver received  

sorry to butt in - just sharing

same info from Cust Service - last payment should be on expiry day
mine was last Sun
i paid via Instant Bank Transfer (MBB, Citi's doesnt work dunno why)

after that, Mon the HLB's BL account went missing from my online accounts, ie. closed and "game over".
PB's BT:
1. Minimum $2K
eg
a. if U have 1 or more credit cards from MBB, totalling >=$2K, no problem for transfer to that 1 bank
b. if U have 1 or more credit cards from X bank, totalling <$2K, cannot transfer to that 1 bank
c. i have 2 cards with MBB totalling $7k
+3 cards with CIMB totalling $1.9K
+1 cards with Ambank $3K,
thus, i can only BT for MBB $7K and Ambank for $3K

2. They've a form to fill up - download it, print out, fill in, sign, scan & email JUST THE FORM (no other docs)
As fast as MBB online!
i did on 13th morning (emailed), 15th PB already paid my other credit cards.

Hope the above helps clarify / is useful

Hi all

Currently got some outstanding with UOB bank and want to transfer to aeon credit.. but then aeon asking for current statement which the spending has not been reflected.

Wait for the statement then apply bt with aeon?

Best Balance Transfer at 0% for 6 month with PB Credit Cards [ PBB | Form & T&Cs ]

Just received verification call from affin

No idea as I only do 0% one. Try asking CS, they are quite efficient.

4 July Submitted
5 July Verification Call
6 July Approval SMS
7 July sill no money credited

Affin BT, anyone already get theirs?

Yes, received the call each time I did BT with them. Because they need to read you all the T&C. Maybe wait 1-2 more days or give them a call. The CS will get the BT team to call you back.

My recent experience - 16/2 received approval sms, 19/2 transferred.

they takes few working days to transfer.
slowest speed among all banks BT

Yours was over the weekend also it seems if so? Then hopefully by today.
This one scary as might exceed 1 or 2 days from statement due date.

Affin seems to have promo for existing cardholders July to September 2024 0% 12 months

https://www.affinalways.com/en/btip

Think this is only 1 time during this period right?

Read clause 3. Can do multiple times within campaign period at 0%.
Just did mine this month and will do another in Sept.
Yes, separate campaign.

June campaign is different from this campaign which started at 1 July to 30 September.
I have done my BT in March and did again this month.
I have also asked if can do multiple times for this campaign at 0% as per clause 3, she said yes.
You can always apply and wait for the phone call, if the banker say no, then you can withdraw your application.

can do again syiok...