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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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DarReNz
post Oct 10 2016, 01:27 PM

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QUOTE(njan77 @ Oct 10 2016, 11:12 AM)
Same situation as me, I call UOB CS to ask about extra cash in UOB CC card after BT, she said cannot cash out  thru ATM and it will consider as cash advanced.
They will transfer the money thru IBG and this will be no any charge.
I don't know about other banks.
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for cimb cc there is a charge if you IBG to another bank doh.gif

This post has been edited by DarReNz: Oct 10 2016, 01:27 PM
DarReNz
post Oct 11 2016, 06:10 AM

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QUOTE(MGM @ Oct 10 2016, 05:55 PM)
Only the page with the card# and the statement balance.
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aeon also require your full name to show on the page that has the CC number, they told me to look for it cos some banks online banking it doesn't show online so had to find e-statement
DarReNz
post Oct 17 2016, 05:46 AM

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QUOTE(lamode @ Oct 14 2016, 01:42 PM)
waiver received yesterday rclxms.gif  rclxms.gif
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i can't see anything, i guess i just have to wait for the cards to arrive and activate them nod.gif
DarReNz
post Oct 21 2016, 09:53 PM

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QUOTE(bee993 @ Oct 21 2016, 12:51 PM)
sorry to said,all other aeon CS shud learn from him.the only reliable CS and polite from whole aeon credit.(well is based on all encounter i have with aeon credit CS.)

yeah,mr.IEE shud be regconised,if not wrong he will call and check wether all is done or not.really really a responsible man.  thumbup.gif
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i always get the same lady Miss Sun when doing BT
DarReNz
post Nov 3 2016, 06:17 AM

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QUOTE(ronnie @ Nov 2 2016, 02:01 PM)
I managed to BT amount larger than Latest CC Statement using MBB 12-month 0% BT promotion. My question is

1. will I see the 3% Fee credited when I apply via email ?
2. when will the monthly installment be charged ?
I only receive one SMS stating my BT was approved.. no mention about funds being transferred. I did check all the recipient banks (except AEON).
AEON change a new interface and my WATAMI card is no longer listed
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i guess we have to check that now watami cc and statement is no longer there, all our points on that card are transferred nod.gif

This post has been edited by DarReNz: Nov 3 2016, 06:17 AM
DarReNz
post Apr 13 2017, 07:46 AM

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QUOTE(vseries @ Apr 13 2017, 12:21 AM)
Can I nominate lilsunflower? She is the queen of balance transfer here.. smile.gif
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she's actually the queen of credit cards too laugh.gif
DarReNz
post Apr 13 2017, 07:21 PM

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QUOTE(lilsunflower @ Apr 13 2017, 03:00 PM)
Omg lol lol lol. Not true!

On a serious note, I can't take up this role as I can't commit and really enjoy being a random commentor. TS has too many responsibilities.
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actually should be queen of principal/supplementary of cash back cards instead rclxms.gif
as TS you would have to constantly update the BT plans for all the banks listed on the first page nod.gif

This post has been edited by DarReNz: Apr 14 2017, 03:58 PM
DarReNz
post Apr 22 2017, 04:37 PM

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QUOTE(justanovice @ Apr 22 2017, 10:45 AM)
I just did BT from HSBC to MBB 0% 12 month... that to pay off my monthly HSBC BT Amount tongue.gif
Since HSBC does not create a new BT account and is using the credit card account, the BT is successful.
However I tried the same for my Alliance BT account but it failed card number validation check, since Alliance creates a separate BT account sad.gif
sharing:
1. Alliance CS told me, for their BT program, the final month repayment will not incur interest as long as we pay before due date (I explained to her on HLB final month payment on statement date - she confirm Alliance is not the case)
2. The banks that does not create new BT account - we can BT from another bank to to pay off the monthly BT due amount tongue.gif
3. anyone knows if Ambank and Public Bank will create a new BT account or use back the same credit card number?
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public bank use the same credit card number nod.gif
DarReNz
post May 1 2017, 03:55 PM

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just applied on 30 June 2017 for 0% Maybank BT and 1 May 2017 approved, lightning fast. let's see how long it takes to get the 3% waiver nod.gif

This post has been edited by DarReNz: May 2 2017, 10:37 AM
DarReNz
post May 29 2017, 05:19 PM

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QUOTE(pvateme @ May 29 2017, 01:45 PM)
wa it was more than 30 days for your case then...
i applied mine on 3rd may.
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i just checked so mine took 26 days to get the waiver biggrin.gif
so means statement balance i can deduct the 3% and and gst charge then brows.gif
DarReNz
post Jun 8 2017, 09:22 PM

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QUOTE(westlife @ Jun 7 2017, 10:47 PM)
Mine 19 may had the BT approved. Tilll now no see of the waiver of the fee yet.
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you should be getting your waiver tomorrow or monday nod.gif
DarReNz
post Jun 18 2017, 10:11 PM

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wonder if TS can put the info on the first page which banks able to transfer the BT amount to CASA and which banks can't ? as well as the charges/fees to do that ? hmm.gif
DarReNz
post Jun 19 2017, 07:13 PM

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well i wouldn't think it is an exploitation, in australia only citibank you can nominate a bank account to BT to nod.gif
DarReNz
post Jun 20 2017, 07:07 AM

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QUOTE(fruitie @ Jun 19 2017, 11:13 PM)
That's Australia. Plus, if it's not, why some banks will question and even refuse to transfer to bank accounts?
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it depends on individual banks processes/policies as this transaction should fall under Others
so far I know of these 3 smile.gif

1) Totally FOC
2) GST Charge / Fees
3) Not Allowed

This post has been edited by DarReNz: Jun 20 2017, 07:08 AM
DarReNz
post Jun 29 2017, 06:16 AM

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QUOTE(chiahau @ Jun 28 2017, 11:04 PM)
If my statement already came but my waiver for the BT came after statement, can I pay the statement balance minus the waiver?

If not I have to pay quite a hefty amount lei.... sad.gif
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ya I have done that no issues nod.gif

 

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