Balance Transfer (BT) Plans V4 - Banks Offer List

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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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Barricade	May 18 2023, 07:50 PM Return to original view \| Post #1
Look at all my stars!! Senior Member 4,146 posts Joined: May 2005	Any 0% BT lately?
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Barricade	Jun 5 2023, 04:21 PM Return to original view \| Post #2
Look at all my stars!! Senior Member 4,146 posts Joined: May 2005	QUOTE(ChiaW3n @ Jun 3 2023, 10:39 AM) Alliance bank having 6 months 0% BT for both new and existing clients Do you have the link to that promo? I cannot find it.
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Barricade	Jun 5 2023, 07:54 PM Return to original view \| IPv6 \| Post #3
Look at all my stars!! Senior Member 4,146 posts Joined: May 2005	QUOTE(Yluxion @ Jun 5 2023, 07:39 PM) There's 12 month 0% interest BT promo from RHB. Was told by officer, this promo last until August. For brand new card only is it?
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Barricade	Mar 20 2024, 04:55 PM Return to original view \| Post #4
Look at all my stars!! Senior Member 4,146 posts Joined: May 2005	Thank you for sharing. Took out max amount and dump into Versa
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Barricade	May 17 2024, 09:20 AM Return to original view \| IPv6 \| Post #5
Look at all my stars!! Senior Member 4,146 posts Joined: May 2005	QUOTE(TongCN @ May 17 2024, 08:42 AM) Unker also being rejected everywhere Does a high credit limit of a card will affected application? Cause realised that last time CITI Bank offer me credit limit increase and now goes into UOB The credit limit are combination of both bank Example: CITI : 30k UOB : 15k New Credit limit become RM45,500 My total credit limit for all cards combined is near to RM800k. Due to a lot of BT/EZYCASH promotion lately, I owe CC a lot (6 figures). Lately tried to apply for AEON and RHB Islamic Shell also got rejected.
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Barricade	Jul 29 2024, 10:31 AM Return to original view \| IPv6 \| Post #6
Look at all my stars!! Senior Member 4,146 posts Joined: May 2005	Just took advantage of MBB EZYCASH before promotion is over. Hard to turn down free money.
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Barricade	Aug 5 2024, 06:30 PM Return to original view \| IPv6 \| Post #7
Look at all my stars!! Senior Member 4,146 posts Joined: May 2005	QUOTE(sjz @ Aug 5 2024, 04:50 PM) i already done that and all approved lets say your credit limit 100k, u can do max 80k. 2nd time its 80% of the remaining 20k credit limit and so on Once approved how long for the money to be transferred to other cards?
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Barricade	Jan 14 2025, 05:01 PM Return to original view \| Post #8
Look at all my stars!! Senior Member 4,146 posts Joined: May 2005	QUOTE(mamamia @ Jan 14 2025, 02:38 PM) may i know this is reducing balance or fixed installment basis? Reducing balance means can pay based on statement minimum payment is it?
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Barricade	Jan 14 2025, 07:06 PM Return to original view \| Post #9
Look at all my stars!! Senior Member 4,146 posts Joined: May 2005	QUOTE(mamamia @ Jan 14 2025, 05:12 PM) yes, but, 6 months sharp need to settle all n not follow statement due date... Eg. BT posted today, by 14 July 2025 must settled all regardless of ur statement due date. Thank you for the explanation. It's really helpful.
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Barricade	Jan 16 2025, 11:52 PM Return to original view \| Post #10
Look at all my stars!! Senior Member 4,146 posts Joined: May 2005	HLB BT is reducing balance right? Monthly pay min payment then the last month settle a bigger lumpsum.
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Barricade	Mar 7 2025, 01:33 PM Return to original view \| IPv6 \| Post #11
Look at all my stars!! Senior Member 4,146 posts Joined: May 2005	Applied on affin website this morning, not even 2 hour later received a phone call edi. Very efficient Human Nature liked this post
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Barricade	Mar 7 2025, 04:43 PM Return to original view \| IPv6 \| Post #12
Look at all my stars!! Senior Member 4,146 posts Joined: May 2005	QUOTE(TongCN @ Mar 7 2025, 04:37 PM) Yea, same but then i forgot my CL hit above the limit and he called and ask me top up money inside so can proceed, LOL lol I requested a credit limit increase few weeks ago.
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Barricade	Mar 7 2025, 06:16 PM Return to original view \| Post #13
Look at all my stars!! Senior Member 4,146 posts Joined: May 2005	QUOTE(fruitie @ Mar 7 2025, 05:11 PM) Submitted for Affin via online and two hours later received the 0.1s missed call. Called back to CS to request for the verification call asap and waited for so long for a CS to pick up the call. I managed to speak to a CS later and the verification call came in successfully. Hopefully I can make it for HLB... Due date is 16th March. Need to transfer to card first and call HLB to transfer to BT account. Eh I transfer from Affin direct to HLB BT account wor - since HLB BT account have own 16 digit number. I don't know if that works. We will find out next week. wongmunkeong liked this post
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Barricade	Mar 7 2025, 07:05 PM Return to original view \| IPv6 \| Post #14
Look at all my stars!! Senior Member 4,146 posts Joined: May 2005	QUOTE(fruitie @ Mar 7 2025, 06:19 PM) It starts with "8" which is not a typical CC no. I should have tried as well, since you already got verification call, I guess it will be OK. Wow I just received email from Affin. Application approved. All done within a day!!! Hopefully the funds will be transferred on Monday or Tuesday
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Barricade	Mar 10 2025, 01:53 PM Return to original view \| Post #15
Look at all my stars!! Senior Member 4,146 posts Joined: May 2005	QUOTE(ideaplus @ Mar 10 2025, 01:19 PM) Hi bros, I'm new to BT from Affin. Let's say I made a BT RM5K to MBB, and Affin had locked the CL. However, I saw the total amount also increase with RM5K as well. This is unlike what I have done with BT from other banks. So, will the figure offset after generating the statement? Total total amount will always be there until you repay your BT. Just refer to the statement for the actual payment u need to make monthly.
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Barricade	Mar 10 2025, 06:44 PM Return to original view \| Post #16
Look at all my stars!! Senior Member 4,146 posts Joined: May 2005	Affin bank BT update. Applied Friday morning. Received call Friday afternnon. Received approval email Friday evening. Funds credited on Monday afternoon. Well done for the efficiency Affin Bank! sam93xxxxx, mamamia, and 3 others liked this post
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Barricade	Apr 18 2025, 11:01 AM Return to original view \| IPv6 \| Post #17
Look at all my stars!! Senior Member 4,146 posts Joined: May 2005	QUOTE(LostAndFound @ Apr 18 2025, 10:39 AM) Maybank so stingy with credit limit, balance transfer useful meh? My MBB cards got 20% of the credit limit other banks give.... They are generous to me, my credit limit is 5x my monthly salary 😂
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Barricade	Apr 18 2025, 03:20 PM Return to original view \| Post #18
Look at all my stars!! Senior Member 4,146 posts Joined: May 2005	QUOTE(LostAndFound @ Apr 18 2025, 12:42 PM) Wah so nice. You applied to increase with documents, or they just gave straight when you apply their card? I requested for credit limit increase with my payslip. Originally is damn low, only RM10k.
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Barricade	May 27 2025, 01:42 PM Return to original view \| Post #19
Look at all my stars!! Senior Member 4,146 posts Joined: May 2005	We seldom see 0% BT or cash advance from CIMB right? I'm considering cancelling my only CIMB card - which gives me a 6-figure credit limit. So much credit limit but no 0% BT or cash advance is useless to me. Jason and virtualgay liked this post
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Barricade	Jun 9 2025, 12:27 PM Return to original view \| Post #20
Look at all my stars!! Senior Member 4,146 posts Joined: May 2005	QUOTE(virtualgay @ Jun 9 2025, 12:14 PM) i just did and can send to banking account as well... very fast! Thanks!! Transferring to CASA! This post has been edited by Barricade: Jun 9 2025, 12:29 PM
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