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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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Barricade
post Jun 24 2025, 09:05 PM

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I BT to HSBC card. Ask them to transfer to my savings account because I accidentally “overpaid”
Barricade
post Jun 27 2025, 09:46 PM

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HLB 6% BT got limit? I get this message.

Sorry, you are not eligible to proceed with this application.

Please visit www.hlb.com.my or any of our branches to find out about our product offerings. (2479)
Barricade
post Jun 30 2025, 06:44 PM

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QUOTE(Ethan @ Jun 30 2025, 03:41 PM)
Do you guys know if CIMB usually offer BT/EasyCash with 0% interest for existing card holder?

I am thinking to cancel my CIMB card if they don't normally make such offer.
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Never had such offer.
Barricade
post Nov 10 2025, 04:16 PM

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QUOTE(fruitie @ Nov 10 2025, 03:50 PM)
Not before, not after. On the expiry date itself.
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No problem making payment earlier as long as it's after the date stated under "early settlement fee".

My Special Interest Rate Expiry Date is 01/12/2025. I can pay all outstanding after 01/11/2025.




Barricade
post Nov 10 2025, 04:56 PM

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QUOTE(fruitie @ Nov 10 2025, 04:20 PM)
I don't know, because there were people got charged with early settlement penalty. So, I have been clearing all on the expiry date since I started apply HLB BT years ago, no issue. Stress free. biggrin.gif
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Yes it was very confusing at first and I got charged with early settlement fees and complained to HLB. I believe many others did. Now they stated all the dates clearly if you login to their website. 🤣
Barricade
post Nov 17 2025, 01:50 PM

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QUOTE(xiaomoon @ Nov 13 2025, 02:01 PM)
actually we can pay early right, no need wait until the last date, for hlb bt
user posted image
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Yes just follow the dates stated in HLB

 

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