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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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cybpsych
post Jul 12 2024, 11:24 AM

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QUOTE(TongCN @ Jul 12 2024, 11:01 AM)
Public bank 0% what plan ?
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did you read what Wolgie quoted? sweat.gif
cybpsych
post Jul 16 2024, 09:28 AM

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QUOTE(gerald7 @ Jul 16 2024, 09:23 AM)
mbb ezyplus is based on available credit limit right ?
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of course
cybpsych
post Aug 1 2024, 02:21 PM

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QUOTE(kahwaiCoyG @ Aug 1 2024, 12:40 PM)
Hi guys, any bank CC offer 0% balance transfer to new to bank customer for 12 months?

As I notice Affin is only for existing customer more than 12 months.
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https://www.rhbgroup.com/btcx/index.html
cybpsych
post Aug 3 2024, 06:02 PM

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0% RHB SMART MOVE BALANCE TRANSFER (BT) CAMPAIGN VIA RHB ONLINE BANKING
01/08/2024 to 31/08/2024

https://www.rhbgroup.com/-/media/microsites...nking_Aug24.pdf

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cybpsych
post Aug 21 2024, 06:32 AM

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QUOTE(Gabriel03 @ Aug 20 2024, 12:18 PM)
In my experience, they called me around 10 to 11 am for the verification call. The next day around 3 pm, i received a text to state that my application is approved. After that, the transfer will be completed within the next 2 working days.
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QUOTE(#Victor @ Aug 21 2024, 02:05 AM)
how long usually Affin takes to transfer upon submission of Balance Transfer application?
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cybpsych
post Aug 24 2024, 10:53 AM

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QUOTE(TongCN @ Aug 23 2024, 01:50 PM)
How to ? and what code?
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bt14

found this in fb. code seems to be common in the sms.

use at own risk, especially if you did not get invited

QUOTE(kimgy86 @ Aug 23 2024, 08:20 AM)
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Hi, anyone know how to search B3 on their website and apply balance transfer online? TQ
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This post has been edited by cybpsych: Aug 25 2024, 06:35 PM
cybpsych
post Aug 24 2024, 12:48 PM

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QUOTE(MGM @ Aug 24 2024, 12:34 PM)
Common code that cant be shared?
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doesn't matter and irrelevant la

want the code, then use lor

risk is at your side, not the recipients of the sms biggrin.gif
cybpsych
post Sep 3 2024, 07:42 AM

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https://www.uob.com.my/personal/cards/credi...e-transfer.page

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cybpsych
post Sep 3 2024, 11:37 AM

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QUOTE(winmxbb @ Sep 3 2024, 11:16 AM)
New to card member only
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yes, it's stated very clearly
cybpsych
post Sep 3 2024, 05:58 PM

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QUOTE(kimgy86 @ Aug 23 2024, 08:20 AM)
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Hi, anyone know how to search B3 on their website and apply balance transfer online? TQ
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QUOTE(MGM @ Sep 3 2024, 05:50 PM)
So u guys successfully applied UOB BT using code BT14 even without invitation? Is it too late to apply?
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“Offer Code” sent to you is only valid up to the expiry date stated in your SMS/Email invitation.
cybpsych
post Sep 14 2024, 11:12 AM

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QUOTE(abc5316 @ Sep 14 2024, 10:11 AM)
How to use HLB BT to HLB CASA/-i only*?
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input bank acct number as destination lor
cybpsych
post Sep 29 2024, 09:30 AM

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QUOTE(victorian @ Sep 28 2024, 11:26 PM)
Any 0% for PB guys?
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no bt promo

option 1: card feature > public islamic mastercard platinum, 6mth min rm2k

option 2: got 2 flexipay promos available, good if you havent spend with other cards


if already spent with other cards and want PB BT, then just option 1.
cybpsych
post Oct 11 2024, 12:05 PM

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QUOTE(jkfoong @ Oct 11 2024, 11:25 AM)
Hi guys.

I just did the 6 months zero interest balance transfer on UOB for 10k.

I supposed to pay RM1667 per month right? But the minimum payment is only RM500?

If i pay RM500, will i kena any charges?
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uob bt has 2 version https://www.uob.com.my/personal/cards/credi...e-transfer.page

reducing balance
installments
cybpsych
post Dec 11 2024, 02:11 PM

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QUOTE(cloudlionheart @ Dec 11 2024, 10:42 AM)
Hi, newbie here

First time applied for BT, to UOB using 6-months promo recently for RMX.

Approved and now my UOB card shows statement balance due full amount RMxx instead of RMxx/6

Is it correct? Can I just pay RMxx/6 monthly?
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uob bt got 2 plans:

UOB Balance Transfer (Reducing Balance)
UOB Balance Transfer Instalment

cloudlionheart which BT plan did you choose?
cybpsych
post Jan 2 2025, 10:41 AM

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// RM0 UOB: Exclusive UOB Balance Transfer offer at 0% upfront interest for 6 months. Search B3 on our website & apply online with offer code BT14 by 31Jan25 (T&C) //
cybpsych
post Jan 2 2025, 01:39 PM

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Birthday Special 0% Flexipay Plan with PB Visa Credit Card [ PBB | T&Cs ]

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https://www.pbebank.com/media/3lwkk5ig/0-ba...ansfer_2025.pdf

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This post has been edited by cybpsych: Jan 2 2025, 04:47 PM
cybpsych
post Jan 6 2025, 04:00 PM

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QUOTE(Ethan @ Jan 6 2025, 03:59 PM)
Started paying for the PBB's BT now and I just noticed the monthly payment also enjoy cashback?!?!

Technically I am paying back less money (in 6 installments) than I have received.  icon_idea.gif
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your card's transaction doesnt earn cashback ?
cybpsych
post Jan 7 2025, 10:54 AM

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QUOTE(Ethan @ Jan 7 2025, 09:59 AM)
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I use this card only for lounge access and now easycash.
I never really use it for any other transaction so the cashback is granted for the installment payment of easycash, hahaha.

But I just checked previous month's statement, there was no cashback for last month's payment so...  hmm.gif
I'm not complaining anyway.
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their internal fee created as a "merchant transaction" doh.gif

getting 0.3% cash megabonus only smile.gif
cybpsych
post Jan 9 2025, 02:52 PM

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QUOTE(nexus2238 @ Jan 2 2025, 09:01 AM)
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QUOTE(Optizorb @ Jan 9 2025, 02:16 PM)
RHB 0% 12 months BT  thumbup.gif
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cybpsych
post Jan 31 2025, 05:35 PM

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0% Balance Transfer with PB Mastercard Credit Cards [ PBB | T&Cs ]

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Enjoy 0% with PB Mastercard Flexipay [ PBB | T&Cs ]

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