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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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leo_kiatez
post Feb 10 2020, 06:02 PM

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Anymore new BT promo by Banks recently?
leo_kiatez
post Apr 6 2020, 06:35 PM

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QUOTE(LemonJane @ Apr 5 2020, 01:29 PM)
Does it means hlb auto transfer the excess amount into saving account? That's even better!
leo_kiatez
post Jul 13 2020, 01:25 PM

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QUOTE(ronnie @ Jul 10 2020, 09:24 AM)
My personal BT officer in AEON says i'm still eligible for 0% BT.
Will submit today :-)
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How you get personal BT officer?
leo_kiatez
post Aug 31 2020, 12:38 AM

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QUOTE(cucikaki @ Aug 29 2020, 10:12 PM)
Some perodua and honda dealers in Kuching allow payment of rm5k max per car using credit card.
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So need to use a few cards? tongue.gif
leo_kiatez
post Mar 18 2021, 11:13 AM

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QUOTE(cucikaki @ Mar 16 2021, 12:54 AM)
Just check mine. Hehe. Thankss
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You Got ambank BT 0%?
leo_kiatez
post May 12 2021, 04:07 PM

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RM0 UOB Cards: Exclusive for you! Pay off your other credit card balances with UOB Balance Transfer at 0%. SMS UOB3 by 26May2021 to apply. T&Cs apply

Anyone receive this 0% BT invitation from uob? What's the t&c?
leo_kiatez
post Mar 21 2022, 02:22 PM

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QUOTE(MGM @ Mar 20 2022, 10:33 AM)
Regret that i reduced my credit limit from rhb n now cant request for increase since no taxable income.
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Where your income go?
leo_kiatez
post Mar 21 2022, 05:08 PM

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QUOTE(MGM @ Mar 21 2022, 02:59 PM)
Now only investment income.
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No more working liow?any good kangtao?
leo_kiatez
post Apr 11 2022, 11:53 AM

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QUOTE(fruitie @ Apr 11 2022, 11:21 AM)
Recently got UOB 0% for 3 months. Just grabbed it though I have recently converted big amounts on PBB and Affin for 6-month and 12-month installment.

Used to get a few times for 6 months and 12 months for UOB, 3 months is new to me. laugh.gif
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Which promo for PBB 0% 6mth BT?
leo_kiatez
post Apr 11 2022, 12:53 PM

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QUOTE(fruitie @ Apr 11 2022, 11:55 AM)
PBB wasn't BT, it was 6-month installment, convert from existing purchases. The promo is over now.
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Ic... Thanks for the reply
leo_kiatez
post Nov 3 2023, 04:49 PM

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QUOTE(Human Nature @ Nov 3 2023, 01:01 PM)
I got charged with an early settlement fee of RM70 of Wise BT. I accidently made doouble payment at the beginning.
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Did you call HLB for the early settlement? I thought mostly it's considered as advanced payment if you didn't request for early settlement, thus you should not be charged for early settlement fee. Pls correct me if i am wrong.
leo_kiatez
post Jul 9 2025, 02:35 PM

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QUOTE(mamamia @ May 26 2025, 03:24 PM)
if u can make sure UOB nvr less than 100k, u just need to make sure RHB smart never less than 100k, 101k, 102k and so on... just every month need extra 1k to remember..
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For RHB smart, for amount above 101k, do we still get the 5.25%pa interest for 101k or 5.25% capped for 100k. Another extra 1k earn 0% interest?
leo_kiatez
post Jul 9 2025, 03:04 PM

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QUOTE(virtualgay @ Jul 2 2025, 10:24 AM)
one door close another door open
RHB i thought need to wait till August baru ada
mana tahu yesterday dah start
just did 24k - 1 month pay RM2k ... syok!
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RHB BT need to provide receiving bank cc statement? Or just key in the receiving cc number?
leo_kiatez
post Jul 9 2025, 03:21 PM

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QUOTE(fruitie @ Jul 9 2025, 03:09 PM)
Not needed. In fact, these days banks no longer ask for CC statement.
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Thank you..that's great to hear that! Thought still needs to go through the old school using cc statement method.
leo_kiatez
post Jul 9 2025, 03:42 PM

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QUOTE(Optizorb @ Jul 9 2025, 03:28 PM)
wah, this one how many decade ago punya cerita wor  laugh.gif
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"Newbie" here..Jangan marah wor.. laugh.gif

This post has been edited by leo_kiatez: Jul 9 2025, 03:44 PM
leo_kiatez
post Jul 9 2025, 03:57 PM

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QUOTE(mamamia @ Jul 9 2025, 03:47 PM)
extra 1k should earn the base interest of 0.05% as the bonus interest are capped at 100k only
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Ic..
leo_kiatez
post Jul 11 2025, 09:53 AM

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QUOTE(sjz @ Jun 26 2025, 01:48 PM)
regarding MBB BT RM3 cash adv fee charged.
jz got the time to call CS, was told they will auto reverse it for everyone.
no need to call them manually as they will do the reversal for everyone,
not just for those called & report.
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It's an error or standard every BT will get charged RM3 cash adv fees?

 

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