Outline ·
[ Standard ] ·
Linear+
Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
|
kyle_kl
|
 Feb 2 2018, 01:04 PM
|
|
Hi guys, this is my second BT with HLB but i found the BT 0% rate expiring date calculation is different compare to the first one.
My first BT (0% 6 months) first statement date is 15/5/2017 and the expiring date is 15/11/2017, which is correct (6 months). It has been settled without any problem.
But for my second BT (0% 3 months) first statement date is 15/12/2017 and i can see the expiring date printed on the statement is 15/2/2018... it suppose to be on 15/3/2018, right?
Anyone encounter the same issue?
This post has been edited by kyle_kl: Feb 2 2018, 01:12 PM
|
|
|
|
|
|
kyle_kl
|
Feb 8 2018, 03:20 PM
|
|
|
QUOTE(fruitie @ Feb 5 2018, 10:50 AM) I used M2U, very fast. I already done two BTs in the last two weeks, all were approved swiftly. These days, no need to use email anymore because from my last BTs via M2U, they no longer charge me upfront fees.  Confirm no longer charge upfront fee? I am planning to apply one but still seeing this in M2U 
|
|
|
|
|
|
kyle_kl
|
Feb 12 2018, 10:07 AM
|
|
|
QUOTE(gastacopz @ Feb 12 2018, 09:23 AM) so i search for SCB excess funds transfer seems a bit difficult. and chat with their cs, asked me to write a letter and copy of ic to transfer... any of you guys here successfully transfer from SCB to CASA? Done before. That time cs asked me for the reason, after that asked me to write email. But after few days, before i start writing the email, i already saw the money being transferred. |
|
|
|
|
|
kyle_kl
|
Feb 26 2018, 05:25 PM
|
|
|
QUOTE(fruitie @ Feb 26 2018, 05:06 PM) Guys, is there any way I can check the expiry date of my BT cash HLB besides calling CS? I lost the letter they sent to me.  I check HLConnect, macam cannot locate the date.  You can download the BT statement from HLConnect. Inisde the statement it mention the expiry date. |
|
|
|
|
|
kyle_kl
|
Feb 27 2018, 02:13 PM
|
|
|
QUOTE(laymank @ Feb 27 2018, 10:19 AM) Luckily I saw your post. Just noticed my due date was 01032018!! I got the BT on 28Dec, 3 months promo actually ends in 01Mar, that's like slightly more than 2 months only. chatted with the officer, was told that i can pay earlier without penalty, but thought I would just play safe and leave 50sen in there. QUOTE(MGM @ Feb 27 2018, 11:03 AM) I did my HLB BT on 7Dec 2017 but expiry date is 30Mar 2018! Almost 4 months. My CC statement date is 30th of the month. No idea how HLB assign the expiry date. My first BT (6 months repayment period) started on 12 May (first statement on 15 May) and the expiry date fall on 15 Nov (which is correct) but my second BT (3 months repayment period) started on 21 Nov (first statement on 15 Dec) and the expiry date is on 15 Feb (which is less than 3 months). This post has been edited by kyle_kl: Feb 27 2018, 02:14 PM |
|
|
|
|
|
kyle_kl
|
Feb 27 2018, 03:31 PM
|
|
|
QUOTE(MGM @ Feb 27 2018, 02:37 PM) Your 2nd BT should expire on 15Mar. So your 1st payment was due on 5Jan, 2nd on 5Feb and final on 15Feb? 4Jan, 4Feb and 15Feb. First i also thought 15Mar until i saw the expiry date in the statement and confirmed with cs. |
|
|
|
|
|
kyle_kl
|
Mar 2 2018, 02:15 PM
|
|
|
Can i transfer BT money credited in my CIMB primary cc to pay off my supplementary cc?
This post has been edited by kyle_kl: Mar 2 2018, 02:16 PM
|
|
|
|
|
|
kyle_kl
|
Apr 6 2018, 09:15 AM
|
|
|
QUOTE(fruitie @ Apr 6 2018, 12:19 AM) Hi, did you manage to do 0% BT now? I'm planning to transfer 3k into my MACH to have balance around 17k to transfer out 15k into my CASA. Can we do that? |
|
|
|
|
|
kyle_kl
|
Apr 27 2018, 07:15 AM
|
|
|
QUOTE(unisem @ Apr 27 2018, 02:29 AM) Hi , did anyone get refund on 3% BT Charge? I did twice BT which were on 28 & 30/3. The 1st BT @5K was fine with no charge. But then when 2nd BT @6K, rm190.80 has auto debit into my credit card account. Weird!!! I also get charged on my last Maybank BT on 31/3. I called to the CS and the CS said it will be refund after 1 month. |
|
|
|
|
|
kyle_kl
|
May 25 2018, 01:28 PM
|
|
|
QUOTE(alexanderclz @ May 25 2018, 11:41 AM) i see. thanks sifu. my expiry is the same as the statement date. so it can only be paid exactly on the expiry date ya. troublesome. lol. use instant transfer if you do not have HLB saving account. |
|
|
|
|
|
kyle_kl
|
Jun 20 2018, 10:27 AM
|
|
|
QUOTE(kawteem @ Jun 18 2018, 03:26 PM) If my available limit now is 8k,can i ibft in say another 10k manually to the cc account to make the hlb bt 0% appear in hl connect? Has anyone tried? My total availability cl is actually 20k but i have used up the 12k, hence asking this. Thanks. hi, can you let us know the outcome after you try it? thank you. |
|
|
|
|
|
kyle_kl
|
May 17 2019, 10:42 PM
|
|
|
For UOB BT, a separate BT account is created. If i want to pay this BT from other bank, i just fund transfer to this account directly? Account type is credit card, right?
|
|
|
|
|
|
kyle_kl
|
Jul 4 2019, 03:00 PM
|
|
|
QUOTE(wan7075 @ Jul 4 2019, 12:29 AM) mamamia said clear it on 28/07 but fruitie said clear it on 27/07. that's is confusing.  which date is correct?  If you are referring to HLB BT, you have to settle the amount on the BT expiring date printed in the statement. In your case, pay all your outstanding on 27/7. This post has been edited by kyle_kl: Jul 4 2019, 03:00 PM |
|
|
|
|
|
kyle_kl
|
May 22 2024, 11:53 PM
|
|
|
hi guys, for Maybank EzyCash 0% interest and upfront is only for 6 months plan right?
This post has been edited by kyle_kl: May 22 2024, 11:53 PM
|
|
|
|
|
Quote
0.0314sec
0.63
7 queries
GZIP Disabled