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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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Lonelybird
post Sep 14 2024, 07:16 PM

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"All Balance Transfer/-i applications must be made before the statement date of your credit card billing cycle! You can easily check your statement date via the MAE app and Maybank2u web."

Hi sifu,

refering to maybank 0% BT.

My statement date is on every 15th of the month. is that mean i cannot do BT after 15th?

This post has been edited by Lonelybird: Sep 14 2024, 07:22 PM
Lonelybird
post Sep 14 2024, 07:44 PM

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QUOTE(fruitie @ Sep 14 2024, 07:41 PM)
Where did you see this? You can apply BT anytime you like.
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Lonelybird
post Sep 14 2024, 07:47 PM

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QUOTE(Lonelybird @ Sep 14 2024, 07:44 PM)
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Im a bit confused with this statement.
Lonelybird
post Sep 16 2024, 03:15 PM

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QUOTE(voscar @ Sep 13 2024, 03:41 PM)
Applied MBB BT on yesterday, strange totally no sound no news no email no sms...
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Im having the same issue.

any update?
Lonelybird
post Sep 16 2024, 08:55 PM

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QUOTE(voscar @ Sep 16 2024, 08:20 PM)
Received SMS approved yesterday, today received SMS the fund already transferred to the bank.
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Thanks for the update.

That mean i need to wait 2 days to get their answer.
Lonelybird
post Aug 16 2025, 07:41 PM

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Dear Sifus,

I noticed that my HLB having 0% BT offer.

Can i start another BT If i still have previous BT ongoing?
Lonelybird
post Aug 19 2025, 05:26 PM

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Dear sifu,

I just done a balance transfer of RM2000 from HLB for 12 months.

I'm confused how much is my monthly payment?

RM2000 รท 12 = RM166.67 right?

Because HLB never stated this amount on the approval message.

This post has been edited by Lonelybird: Aug 19 2025, 05:28 PM
Lonelybird
post Aug 19 2025, 05:36 PM

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QUOTE(jasontoh @ Aug 19 2025, 05:32 PM)
5% until last date, settle all
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Sorry, i don't get this part.

Every month pay 5% which is RM100 only?

I can't pay 166.67 x 12 months?
Lonelybird
post Aug 19 2025, 05:48 PM

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QUOTE(fruitie @ Aug 19 2025, 05:43 PM)
You can pay RM 166.67 up to you, but you can 5% only which is RM 100 for the first month, then RM 1.9k*5% = 95, then it keeps reducing until a minimum of RM 50 every month. Then, clear the final balance on the expiry date. In your approval email, you will see the expiry date.
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Thanks for the clear explanation.

 

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