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 MyDeposit - Thoughts?, Home Deposit scheme

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physz.86
post May 5 2016, 10:01 PM

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QUOTE(ms749 @ May 5 2016, 11:04 AM)
I was having the same problem as well, since my mobile number is of 11 digit (011 3xxx xxxx). Then I removed the first two digit (put it as 1 3xxx xxxx), which the application went through. The only problem is, my number was registered as 013 xxx xxxx), which is NOT my number. Can't changed it now. Sad.
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My problem was when i enter 10 digit hp no (01********) and save as draft... When i check back draft it will show (1********) without 0 at front. Edit many times also same. At last I just submit it.
physz.86
post May 5 2016, 10:06 PM

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QUOTE(ms749 @ May 5 2016, 01:39 PM)
Now it's May, and we haven't heard of anyone at all that has gotten the MyDeposit. Hmmm.
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Dont know how to get latest update.
Call them many times no answer.
Website not updated.
Fb not active.
Already 1 month this scheme has been launched. Now until heli missing also still no result.

According to faq, they say need 2 months to process. So need to wait 1 more month. Hopefully my developer can for it.
physz.86
post May 12 2016, 09:24 PM

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Keep on waiting...
Tired of waiting...
physz.86
post May 17 2016, 12:07 PM

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QUOTE(jai2power @ May 17 2016, 09:20 AM)
Hahaha..check this morning still dalam proses. I submit application pada 12 April 2016.
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I pulak submit on 13 apr.. Means my result also similar like you.
physz.86
post May 17 2016, 12:58 PM

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Refer to press release today...

http://www.enanyang.my/news/20160516/%E6%8...9%B9-mydeposit/

Out of 3501 applicants, only 100 successful applicants
physz.86
post May 17 2016, 01:50 PM

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QUOTE(WahBiang @ May 17 2016, 01:24 PM)
Oppss.. in press was writing to release the $$ end of the month? so next batch may need wait longer...
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Today result.. End of month get the money.
Next month 2nd batch result.. End of next month get the money.

What makes very upset.. Only 100 applicants out of 3500? After 1 month of waiting.

No hope already. The developer cant wait so long. sad.gif
physz.86
post May 23 2016, 04:12 PM

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QUOTE(Jesscey @ Apr 8 2016, 09:35 PM)
Hi all,
I understand some of you might not understand the document required by MyDeposit. I can assist you guy like the documents they required.

- Salinan surat akuan sumpah bekerja sendiri. (if you are self-employed, you need write in a letter regading you are warganegara malaysia, the salary you earn per month and etc).

- Salinan surat pengesahan majikan. ( Employment offer letter)

Salinan surat pencen( Jika berkenaan). (This one normally apply to the government servant who choose pencen scheme)

Salinan surat tawaran /pengesahan daripada pemaju/penjual. (This mean the booking form issued from developer or agency)
salinan Sistem Maklumat Rujukan Kredit Pusat(CCRIS) pemohon dan pasangan. (You may go to Bank Negara to print out the CCRIS report)

MyDeposit application is same as MyHome scheme, only the criteria of the housing selling price and the applicant's salary required are different. And, MyHome do not require the CCRIS report from applicant.

The process flow is fill in online application form and submit - if you fulfill the requirement, they will send you the offer letter - Sign the offer letter and do commission oath, then return to JPN - After gather all the documents and submit to JPN - After the officer check and no query, the RM30k will be credited.

If you buy the house from developer, the developer will compile all the documents and submit:
- The developer's HDA bank account statement
- The HDA account letter issued by the bank
- The stamped copy of bank offer letter. If your are LPPSA borrower, need the copy offer letter together with the Lampiran E signed)
- The copy of MyDeposit offer letter
- The stamped copy of SPA with chop the word of "MyDeposit" in every page of the SPA copy. Please make sure the SPA copy is completed, no missing page.
- Invoice prepared by the developer.

Then, submit all the compiled documents to JPN. If the documents are ok, no query, then JPN will credited the 30K to developer HDA account.

If you are obtained the full loan (LPPSA), you can get the 30k at the end from developer. If obtained 90% of the commercial loan, the purchaser no need pay downpayment. The developer will issue letter of differential sum settled to loan solicitor. The loan solicitor will do their part.
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Do you know if any amendment is required in both s&p and loan documentation?

As I already informed my developer to wait for another 1 month and they said OK. They will start to prepare the s&p documents and the bank also will start to prepare the loan documentation.

Let say s&p and loan documentation already prepared by them and if mydeposit is approved, can we easily ask developer to amend the s&p (if not mistaken there will be another page stating about the mydeposit). Will this amendmend involves any fees?

physz.86
post May 24 2016, 05:28 PM

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1st they said result will be announced by end of apr

14 may they said result for 1st batch will be announced on next week (16 may)

17 may only 100 succesful applicants out of 3500 total applicants

In FAQ they said process will takes 2 months. See la if after 2 months also no result... We all memang kena tipu by them.
physz.86
post May 26 2016, 07:26 PM

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QUOTE(q_silverflame @ May 25 2016, 05:02 PM)
http://www.bernama.com/bernama/v8/bm/ge/ne....php?id=1245624

can you believe it? only 3609 complete the application form.
and who actually get approval? they said the result will be publish 1 week from the news, which mean on 21st May
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Total of application is more than that.
Complete application here means application that complete with all the required doc. There is alot of applicant who just submit without attach any doc.

This scheme process is very very slow. Until now only 100 got approved out of 3609 complete applications. I guess the staff already died.
physz.86
post May 27 2016, 09:53 PM

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QUOTE(jai2power @ May 27 2016, 09:18 AM)
Hahaha..you are right..call all 4 numbers also no one pickup..dem almost 2 month already..developer sure marah..
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I call the number after the day PM announced the mydeposit scheme.. It was either no answer or engaged.

They must be sleep in office or already died!!!
physz.86
post Jun 23 2016, 08:07 PM

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QUOTE(earthdome @ Jun 23 2016, 05:01 PM)
anyone else got the confirmation apart from those called for the ceremony? 425 people applicants approved.

by the way, if there's already a discount of 14%, is it still qualified? couldnt find any t&c regarding discount for this skim
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425? According to press today.. Only 40.

Out of 6666 quota, only 40 get. Hahaha.

And then do ceremony & invite media.
Wayang saja lebih.
physz.86
post Jul 29 2016, 09:49 AM

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Received very good news today & i'm very shocked as my deposit application has been approved. I thought my app was rejected by them.

The problem now is I have signed s&p & loan documentation which is against the mydeposit terms & conditions. Do I still have chance to get it?
physz.86
post Jul 29 2016, 04:52 PM

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QUOTE(juniorkeat @ Jul 29 2016, 11:19 AM)
You received the call from them?
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No call.. no email..
Just received SMS this morning & I directly go to website and check my application is successful.
Just for your info I applied on 13 Apr.
physz.86
post Jul 29 2016, 05:03 PM

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QUOTE(ClaraAnnabelle @ Jul 29 2016, 12:14 PM)
You try check with your snp lawyer... see whether they can help you to insert the clause or not  hmm.gif
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Senarai semak dokumen yang diperlukan:

2 of them are:

a) Perjanjian jual beli rumah yang telah ditandatangani dan telah dimatikan setem

b) Surat kelulusan pinjaman perumahan yang telah diakui terima

hmm.gif

Previously I read cannot sign the S&P rclxub.gif
physz.86
post Jul 29 2016, 05:04 PM

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QUOTE(ClaraAnnabelle @ Jul 29 2016, 12:14 PM)
You try check with your snp lawyer... see whether they can help you to insert the clause or not  hmm.gif
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Senarai semak dokumen yang diperlukan:

2 of them are:

a) Perjanjian jual beli rumah yang telah ditandatangani dan telah dimatikan setem

b) Surat kelulusan pinjaman perumahan yang telah diakui terima

hmm.gif

Previously I read cannot sign the S&P rclxub.gif
physz.86
post Aug 1 2016, 12:45 PM

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QUOTE(juniorkeat @ Aug 1 2016, 11:36 AM)
Hi physz.86,

May i know you received maximum fund (30k)?

Thanks.
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Dont know yet the amount as i havent received the offer letter. Only know that status is berjaya & in the website only have the related forms that need to submit.
physz.86
post Aug 1 2016, 04:47 PM

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QUOTE(ericchan @ Aug 1 2016, 01:49 PM)
Am heading to putrajaya to ask how can i submit the form ,and abt the cannot sign matter as well cause if its following what the form said 30days to submit back its impossible for both sub sale and new launch unit as we must known that lawyer office is not only doing our snp and BANK itself is not only processing our loan and this is a home loan as not as easy as simple as hnp loan.
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For your case, have you signed the S&P and loan agreement?
I have signed both docs and according to term & condition previously, who has signed the s&p is not eligible for this scheme eventhough application is successful. I have called them many times today to ask regarding this but no answer.

I hope you can ask on behalf of us & share it here. Thank you so much bro
notworthy.gif notworthy.gif notworthy.gif
physz.86
post Aug 2 2016, 08:22 PM

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QUOTE(nro_rai @ Aug 2 2016, 08:08 PM)
Hi pejai
1) lampiran d : no need to include in snp agreement. Just fill in only
2) yes. Just submit letter offer from bank only
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Hi nro_rai

How about "perjanjian jual beli rumah yg telah ditandatangani dan telah dimatikan setem"?

From my understanding, this scheme is only for those who has not sign the s&p yet.

Have you experienced this?
physz.86
post Aug 24 2016, 01:27 PM

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anybody from 1st batch applicant here received sms today from JPN saying about semakan keputusan?
i already received the same sms last month & just submitted the doc last week.
physz.86
post Aug 24 2016, 01:44 PM

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QUOTE(rainney @ Aug 22 2016, 08:20 PM)
Summit back 19/7, money bank in 18/8. Zhun zhun 1 month. Haha.
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upon received the money from JPN, did you received notification from JPN or developer informed you?

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