hey guys i plan to apply for M2Card Premier. i have several accounts with them for quite some time already; savings, house loan, car loan, m2card platinum..juz want to ask how do they calculate the annual income? from my total annual salary calculation (including bonuses, subsidies) almost hit their minimum requirement..do they also take into account FD and UT?

Wow ,donno can do that ~
Any1 been do this recently
Thinking how to waive the damn annual fee ,if din meet the requirements spending

If the customer is willing to pay an extra 1-3% bank charges, then I am sure the merchant will accept full payment by card. But are the points worth it? Maybe only for the Amex.
I for one will not pay

Thanks, I do not have any MBB credit card, I'm just having a regular saving account with a debit card with them. So I guess I'd have to pledge RM30k, and is it usually I'll get approval with this FD? Or there's still very low chance of getting approved? Does it help if I let them know I'm self-employed but my company are just less than 1 year old so yet to have income tax filled etc?

Thanks!

Applied this card by pledging FD since my income cannot hit the minimum.
Been almost 2 weeks since I submitted the application at Maybank branch but still being processed.

I thought Maybank is usually quite fast in cc approval.

I am wondering how long does it take for those with pledge FD experience for this card?

Emirates business class isn’t all that great either way though...

Their old 777 j seats are terrible.....2-3-2!!

Pay with MUVI oversea can get 5x TP

GenX inspired me with his MH redemption few years back, here on LYN and that got me started with the miles game.

Then he started his own blog and I even wrote for him about miles for awhile before he close it down. Then he came back with the chi thing and there is where it got a little too much for me personally. He started asking for donation and I was part of it till the amount increase which I won't bother anymore.

I appreciate his sharing because without him I would probably be late to the game but not many would agree with his current mode of operandi. Anyway good for him cause he still get the attention he wants with him and his "disciples" flying first class and what not.

Do you all call MBB to update your travel plan for overseas transactions? I'm quite confused by MBB sometimes, I will call every time but in the last two calls, the CS told me no need to call them anymore as it will be activated automatically.

Just now was my first time calling to activate for M2P, the CS updated my travel plan and didn't tell me I won't need to call anymore...

I had bad experience before, there was once many years ago I forgot to activate and spent in Japan, after third transaction, my card was blocked and MBB tried to call me which I missed and incurred high roaming cost when I called back to unblock.

From that time onward, I will call every single time before I travel. Looking at you guys must be frequent travellers, do you really call every single time?

most of the time terminal is MBB, merchant say cannot accept AMEX...

How much mdr any idea?For both visa and amex

What is that? And what has that got to do with MDR?

So it's cheaper for merchants to accept amex than visa/MC now?

In reality most retailer still pay more than 1 percent

This is surprising low.however MDR rate won't effect overall annual profit for amex Malaysia right?

Purchase at restaurant and hotel

Flying first class arrive at Singapore can also access tpr?