Do anyone knows that which shop or where I can purchased an iMAC 17" by monthly installment . A payment scheme like DELL COMPUTER.

Would love to own a mac with this kind of payment scheme. Can't fork out that much cash at a time.

Thanx.

what credit card are you using?

for cards like Citibank, you can pay first then call them up to tell them that you wish to settle that by installment.

of course, call them up to confirm that it can be done before doing so.

EDITED : yes, i confirm it can be done. just that i don't know what card you're using and whether you meet their conditions to allow installment payment. so better you check it out for your case.

This post has been edited by goldfries: Dec 29 2006, 03:40 PM

Yes, I am using Citibank. And call them at the spot of buying, before purchasing or after purchasing ? Plz gimme some guides. Thanx.

And will it be 0% , 12 month installment plan?

macball,
Y don't U call Citibank and check with them? It's probably different for every customer based on individual credit ratings and records with them. Enjoy your new Mac

all right, hope i will be celebrating my new year 2007 with a new mac.

I have been a Gates' Typist for like since 286 model. Would be glad to own one of it.

After I call my Citibank guys, I will update it here.

Cheers ~ Happy Mac 2007...

erm. do it this way
1. find out price of the item
2. call Citibank and ask them whether it is possible for Citibank to arrange that the payment for this item be done via installment
3. once they say ok, you go buy the goods.
4. after that, call them again and tell them about this purchase that you would like to enable installment.

doesn't make sense to call them just before purchase, you'll waste time if you can't get installment. doesn't make sense to call them after purchase either, if cannot installment then gone are your plans and $$$.

so yeah, do like what i say. check out whether the option is there for you first, that's most important.

as for the interest rates on installment plans, you have to check with them.

goldfries,
Will you consider loaning this 'stranger' some $ for my MBP? PleaaSssee please pleeaaassssseeee.....

Yes Loan me, and I shall put up ur advertisement for free..........in where???HAHHAHA

another macbook pro craze AD machines??

Good idea.

So I will start begging now. Pleaseeeeeeeee donate me a MAC....

way to start the year 2007...~~~

macball,
Have U called Citibank oredi or not?! I wanna know what their policies are. Then again, I don't think I even have sufficient credit limit to get the MBP

Nah, I'm not a CRAZY MBP fan - I was in the market scouting around for a new notebook and just like the majority, am a Windows user. Haven't exactly bought the new notebook yet but should've done so earlier so I could've used this week to reconfigure everything. It's gonna be a bz week next week... but ah well, it's too late now isn't it?

Plus, goldfries hasn't released my loan

MacAsia... Standard Chartered, Maybank & AmBank.

macball,
If you don't have any credit cards with any of those 3 banks mentioned, may I suggest you just apply for one just for this purchase. It's not that difficult to get a credit card approved these days, right?! *shrugs*

How Citibanks works, if I'm not mistaken is that you buy the item and then give a call to Citibank informing them that you want that particular item to be process and converted into 0% installment. Well, that's how they explain on TV a couple of years back. If they haven't changed it then that's how it's done. It shouldn't be difficult to find out if you're a Citibank Credit Card member...

azxel,
That's why we told macball to give Citibank a call. From my monthly bills, I understand there's a separate credit limit under the 'Installment Plans' so I suppose they just look at that and go through a couple more of their credit risk checks before they give final approval.

However, if MacAsia's oredi got schemes with the banks you mentioned, won't it be easier to just use that Credit Card?

why meeee? i got the funds but it's allocated for more important things already la.

I don't know much about Citibank... they've never approved any of my credit card application... even up till today. Can't be bothered with Citibank anymore anyway... my HLB and Standard Chartered is enough... enough debt to keep me paying for a couple of years.

Cilake.. surrender one of your PCs to me now for (high end) gaming purposes!!!

i have a lot of other things in my "purchase line-up".

now that i've settled the Mac part. there's 101 other stuff to go for.........

Sorry, havent called them yet. Abit busy. Will call tonight,and is the bank working 24 hours a day?

MacAsia, they offer 0% monthly installment scheme? Sigh, I dun they have the card mentioned. If I were to apply it, there will be months to come be4 I can get a iMAC.

I have become so frustrated with the windows based PC, that I tried to switch to MAC in this new year. Having use ur time to repair computer than using it, is really frustrating!

I have got Credit Card by Citibank ; and Public bank Onli!

macball,
Yes Citiphone Banking is available 24/7 so you can call them anytime that's convenient to you. Yes, I think the scheme offered by MacAsia is 0% monthly instalment but I've no idea for how long.

goldfries,
Wanna share what else is in the queue?! Oklah, I'll just continue standing at the ATM machines hoping people drop their $ when they withdraw them at the machine

azxel,
Ask nicely lah...

This post has been edited by tinkerbel: Dec 29 2006, 05:41 PM

thanx. Will call them tonite, then upload some infos here.
U mean MacAsia 0% installment plan only for a limited time period only ??

CG Computers 6 months and 12 months installation program available for HSBC and Maybank Credit Card users

Be sure to ask any bank offering 0% installment plan on hidden charges such as processing fees (usually 3 to 4 percent of total price).

Check for any possible penalties if in the future you want to settle the payment in advance :-)

BTW, you can purchase first by charging to the card and then call the bank to ask them convert to monthly installment.

Enjoy your iMac :-)

Are they 0% interest ?

Anyway, I do not own neither HSBC nor Maybank Credit Card.

Any mac center offering 0% installment for Public Bank?

Just called Citibank Bank Card Center. Damn! really spoilt my Christmas and New Year Mood.

They said you can't have this flexi payment plan. If u want to make it like monthly installment. The % interest is 9.88%, which sucks!

Damn, now I have to check with Macasia about any other plan...


So I can't use my citibank card for Apple...what is next?

macball,
Y don't you try applying for one of the banks' credit card? Processing of the card may not be *that* long if your credit records are good.

Other options I can think of would be:-
1) Check with Public Bank - no harm since you're an existing Credit Cardholder there.

2) I know Citibank's got this other scheme where they'll 'loan' you some cash - I believe there will be interest charged to it but i doubt it's anywhere near 9.88% p/month but please confirm details when you call them - i'd never used this facility before hence ain't able to provide you with more details. Btw, are you sure interest chargeable is 9.88% per month and not per annum?

3) What about 'lending' the $ from your parents/relatives? (just don't ask goldfries! )

4) Hold off your purchase until you've sufficient cash?

1) Ok I will check with public bank in the new year 2007. And happy new year 2007 everyone.

2) I think is 9.88% per year. or not really sure. How they calculate it. Cuz when I talk to this operator, she is so impatient, that i get pissed off.

3) Borrowing from my families is a "NO". they will say why do u need a MAC?

4)I might be holding my purchase for quite a while UNTIL i got ENUF cash...............

macball... if you have a Citibank credit card, it's very easy to apply for credit cards from other banks. Especially if you've used it for more than 1 year.

alternatively, you could swipe it with your Citibank, apply for a different bank's credit card, one that allows you to have fund transfer at lower interest rates installment... but it's still better apply for one that gives you 0% interest installment.

Also, there is always a charge or some fee for processing your 0% interest installment purchases.

This post has been edited by azxel: Jan 1 2007, 09:55 AM

macball,
azxel's advise's pretty solid. Tell you what - i promised sis and mom to take them shopping today. If any of the 3 banks are having roadshows to promote their Credit Cards at the mall, I'll check to see how long the application processing period takes k?

Also, since I'm gonna probably end up at Mid Valley, I'll go to machines and check if they've any installment plans.

Hope to give you good news in this great New Year

macball... here's something frm a reliable source..

1. to avoid being charged interests on your installments, make sure the merchant (place whr u buy frm) is a merchant of the bank tat approved u ur credit card... most banks do allow installment pymts even if they r not their merchants BUT you'll be charged interest... how do u know if the place u r buyin for is a merchant? well, u can call them n ask... they'll know... otherwise, make the purchase, n then call ur bank to convert the purchase to installment...

but honestly, i think this installment thing only saves u on some chicken feed interest charges per mth... cause what will happen in the background is your credit limit, say it is 10k... you bought a mac thru Installment and tat mac cost u 8k@12mths... what this means is you will only be statemented RM667 per mth but u already know this rite?... wat u probably dont know is your 8k mac purhcase has already been earmarked into ur limit of 10k... which means,.. u only got 2k actual usage...

made sense?... happy nu yr dude..

Thanx for the "shopping" help.

Poor geek like me ought to get kicked like a Ball....

Any one of you has friends of friends working in Standard Charatered Bank, as I would like to apply for a Standard Chartered Bank Credit Card.

Plz drop me a message if you have friends. Thanx.

Help me to get a new iMAC for 2007 ~~~

They charges 4.5% and 5.5% for 6 months and 12 months installment plan.

macball,
I don't think you need a referral for a Stan Chart credit card. Just give them a call and tell them you'll like to apply and they ought to be able to help you. Or maybe they allow online application. Can possibly check their website out.

2) Didn't come across any Credit Card roadshows whilst I was out - sorry *gulps*

3) Machines @ Mid Valley also has instalment schemes. They're affiliated to Maybank, CIMB Bank (formerly known as Southern Bank) & HSBC - none of which would be of any benefits to you at this point I was also informed there's an additional 4% surcharge for those who purchase under this scheme (hence, in reality, eventhough the bank's offering 0% interest for 12 months, if you include the 4% surcharge, you're actually paying a 4% interest over the 12 months - you get where I'm coming from?)

4) Machine's also currently having a promotion on the 20" & 24" iMac where they're giving a RM250 rebate/discount. It is apparently valid till 14 Jan 2007.

5) Anyhow, if you want more info, you can call them up at 03.2282.3996. Their sales enquiry email is sales@machines.com.my

I hope you manage to find funding for your iMac soon enough - btw, if you're already working and if you've sufficient $ in your EPF, I think you can take some $ out from it to purchase a new computer [i'm not too sure about the details but you can check around]

Thanx for the effort

I cant take it out from EPF, cuz i just work for 2 years. And I do not want to fork out such an amount of cash at one time.

I just make an online application for Standard Chartered CC. Actually I am somehow self-employed as I work for my father's company. And the pay slip will be abit of problem. Sigh...

That is why I am opting for an agent, to simplify the process ( this is what my past experience for both Citibank and Public Bank ).

Charging 4% transaction fee for using credit card. Hmm.. Ya I get u, Tinker.

Still we pay extra for the MAChines.

macball,
I'm sure you are still paid a fixed monthly salary despite working for your dad hence the pay slips shouldn't be a problem. Alternatively, if the bank know you're involved in the family business, they may query the genuine-nity if your pay slip and request for some other documentations to proof (a good documentation to provide can be your EPF slip the department sends to you) - that way, they know you haven't put in a 'fake' salary figure in your credit card application.

I'm unsure if there's any processing fees or surcharge for the instalment schemes offered by MacAsia but if i do go over or speak to them soon enough, I'll check and let you know.

Maybe you can also try applying for a Maybank credit card since both MacAsia and Machines accept that under their installment scheme. You can cancel the card when it's approve, and just use whichever that's approved earlier - maybe request with the bank to expedite the processing of your Credit Card. Just convince them you need the Credit Card urgently, etc etc etc....

Maybe you can check out the other Apple Centres around - MacStudio at Ikano. There's also an Apple shop at Plaza Damas (opposite Sony Centre, next to Ogawa) which you can try contacting.

Hope you get your iMac soon

Can I request an EPF statement from the EPF Goverment Agency?

Maybank not my prefered bank at all. They totall had the worst reputation among all the banks in Malaysia, yet they are called MAYbank. Looking into HSBC and Southern Bank.

Thanx for the works and tips, everyone. I would almost love to have an iMAC to browse and post some topics for the FORUM here. Hopefully...

Now I am comparing this both models, as for me I have a CITIBANK CC. I can purchase a SONY VAIO using monthly installment scheme.

But I can't do it with APPLE computers. So here we are, comparing VAIO and MACBOOK. Both 13.3 inches.

Price : 4399 APPLE ; 4488 SONY VAIO.

Processor : 1.83GHz Intel Core 2 Duo ; Intel(R) Core(tm)2 Duo Processor T5500 (1.66GHz)

Memory : 512MB (2x256MB) of 667MHz DDR2 SDRAM (PC2-5300) ; 512MB DDR2 SDRAM

Hardisk : 60GB Serial ATA/100; 5400-rpm ; 80GB (HDD Recovery Storage:7GB*5, C:40GB, D:Remainder) Serial ATA, 5400rpm

Graphics : Intel GMA 950 graphics processor with 64MB of DDR2 SDRAM shared with main memory ; Intel(R) Graphics Media Accelerator 950

I am like betraying my ownself. Half converting to iMAC, yet still wanted to use windows.

Sigh...I need to use computer.

This post has been edited by macball: Jan 2 2007, 03:44 PM

you are already using a computer

first of all...let's makes things simple.

Why do you need a new computer? for gaming? for business purposes? or just for show off?

I am already using an OFFICE computer. I need this computer for my home use. I dun think buying an apple can make you a celebrity> showing off ur apple is not the right or smartest way for the showing off altitude.

Next
Home Use

Please define your home use. Gaming? surf net? Do spreadsheets? Chatting?

with RM4000+ you can get alot of good custom PCs

aiyoh - man, how come people always have the mentality that once they go MAC they're betraying / switching camp.

it's a joke man.......

look macball, going to Mac doesn't mean you betray or switch camp or anything. (i used Windows, Linux, Mac OS X - i'm in all camps. )

IMO home user, a macbook would be nice. but then again you could have a desktop PC with overall more powerful capability at that price. (or better specs at even half the cost).

macball,
As you probably can tell, I'm unable to provide much opinion/thoughts when it comes to use of software/easy-bility/gaming for Apple systems (As of this moment, I'm still on a PC system)

Now, using price as a factor in comparing the 2 models you mentioned, I *think* the MacBook's probably cheaper. Main diff is in the additional 20GB HDD space on the Vaio. I think the Vaio's graphic card and the MB's one is probably ~about~ the same but I'm no biggie when it comes to graphic cards as I'm not a heavy graphics user hence i'm pretty ok with the bare basics

For me, I'm more concerned when it comes to RAM hence my min requirement would be 1GB RAM, etc. If you're using the notebook mainly for emails, surfing, chatting, and the likes of Microsoft Office (mainly Words & Excel), be assured there are other compatible programs on a Mac platform

I know how you must be feeling at the moment, I was once in your shoes . Check out "Windows to MAC - Should I?" thread and you'll know where I'm coming from

Actually my point is to get something nice, something cool, with monthly installment. I want to own ferrari yet i am poor.....

And I got what u mean. But I am determine to get a MAC, no matter wat. Just at the moment I need to work on my computer. By means of working at home, I use it to write blogs, surf the net, play some games, and do some work brought back from office. And also make sure that I learn CSS...and wordpress.

macball,
R u saying you've decided on a Mac except now price is the main issue? If so, why then did you shortlist it with the Vaio which is also as pricey?

Ah, I get it now. It's the 'GAYA-ness' that you want!

a mac is a mac , you can always ditch osx and install windows. and you can run both systems side by side. Thats the beauty of it. Trust me , OSX is pretty good for folks like you. You may find it hard at first , but then you will get the hang of it. Tell you what , for that kind of things a mac would do

I would suggest getting an iMac with Radeon x1600 . Just incase if you wish to do some gaming. have you tried OSX before

I suggest you to grab OSX 10.4 with PearPC to give it a try. It might be slow , but its just a nice way to explore OSX.

so........... why bring VAIO into comparison? and what's holding you back?

but seriously, if your work is standard documents then i think OpenOffice shouldn't have problem with it.

you can download OpenOffice for Windows and see if it runs your usually opened documents.

seriously, my macbook does everything my dell inspiron 1300 can and MORE..... hey at least i get GIMP there i don't know what else to use on Windows to edit layered images

what i like about my mac is that it came with so many things already, even the remote control, DVD player, iPhoto blablablabl........... and adding other stuff was way easy, like MAMP and other apps.

goldfries,
I jeawous

and i effectively reduce my $$$$ by a few k. although it does help me greatly in my business. so in the long run, still covers the cost. hehe.

Yes, money issue is holding me back. That is all.

goldfries,
If it's helped you generate more business, then it's become an asset more than a liability. Plus, I'm sure you've oredi made the additional $$$k's back from the new business it's generated.

macball,
Wait a minute - are you looking at a MacBook or an iMac now? Or, any Mac for that matter? *confused* Ah well, think hard about it and who knows? You may just win yourself a lottery

in progress. i do designs, my fiancee uses the macbook to do presentation to clients. it surely is better than using a low-end Dell.

ya..i'm kinda confused too~
first...he said iMac,then MacBook then VAIO

that is why i asked him,he wants a mac for show off or buying it for work purpose in other thread

how much does an iMac cost these days?

go to MidValley or One Utama, there are tonnes of credit car sales folks around.

if money is an issue, then wait a bit... you don't really NEED one now and I bet that waiting won't really kill you.

http://www.macasia.com.my/

I've waited for years for what I have now...
no harm on using a used mac if you're on tight budget.

goldfries,
How I wish my clients make their decision based on the kinda notebook I carry for presentation purposes - i wouldn't need to go on standing at the ATM machines waiting and hoping for people to drop their cash *grins* But I'm pretty much sure, as a designer the Mac's serving you well

wei,
You've a very valid point - just dat most people are impatient these days and with easy accessibility to credit facilities and instalment plans, many spend their future $ today, and end up with loadsa debts

macball,
Another suggestion is ask ur folks for a subsidy for your new pc. You just top up the difference. And if so, ask them for RM5k - that should be more than sufficient to get u an iMac or the MacBook, even the Vaio

no la they don't make decision based on notebook.

it's just that having a Macbook some how does give a more impressive feel.

heck even normal sites look nicer. pictures look nicer.

is it really sites n pictures looked nicer??

i've been longing for a macbook as well...tight budget that's the problem..

maybe i should do a side-by-side comparison
my old acer vs my inspiron 1300 vs my macbook vs my 2007WFP monitor.

Guys and girls, because I used to have a computer a desktop and recently it broke down. I switched to my brother's macbook, and got hook to it. Impressive machine.

And I have spent lots of time repairing my PENTIUM 4 computer than using it, so I am really pissed off with what the desktop had cost my time.

So by having a better machine, I can spend more time doing what I want with it.

And recently, my bank account has not gotten fatter and I in need of a computer. That is why I am opting for monthly installment plan to purchase a computer. I am not showing off what I can afford. I am just as humble as a DELL computer ....hehehe... but the determination to own an APPLE is as hard as a rock ( just dun blast it with a bomb ).

So my plan is to save for the APPLE , and get a really cheap notebook to work on. iMAC 17" I am getting u soon....

I am looking for a notebook now for the latest plan. Then I will save the money to purchase an iMAC. Cheers...

seriously, i don't see a purpose for buying a notebook now and then buy an iMac later.

if you buy an iMac later, what do you plan to do with the notebook?

if you like Mac and portability, you can consider the Macbooks too.

EDITED : say, how about a Mac Mini? i like Mac Mini.

This post has been edited by goldfries: Jan 3 2007, 05:17 PM

goldfries,

Not fair to do a comparison with an ancient old pc with your spanking new MacBook - the technology of the screens have also changed - so obviously the newer or the later the product, the better quality it should be

macball,
Ask your bro to loan you his MacBook until you've sufficient savings for the iMac? Sounds like a good plan to me ! And I seriously think you should consider what goldfries said - it's true - there's no point in getting a 'cheap' desktop now when u've intentions of getting an iMac - u'll be spending the additional $ for no reason

erm. they're not old.

i'm comparing it to my Dell Inspiron 1300 which i bought last year. it's around 2/3 the cost of the Macbook but much less appealing.

but seriously, even if an older notebook was compared to say an iBook, there's still something about the iBook that makes display nicer.

goldfries,
Ok Ok. Your old notebook isn't as OLD as mine. Ah and since i'm on this good 'ol dinosaur of mine I can check the specs...

I'm on a Pentium M Processor 1400 MHz with 512MB RAM (8 MB shared graphics I think) since it says here I've 504MB RAM. Dang, I thought I'd upgraded to 1GB RAM - must have muAhahahh just upgraded it from 256MB to 512MB.....

As to screen... well, all other screen beats this dino screen of mine so I'll hafta shaddup there!! hEHehehehe........ And btw, if you're using a MacMini and plug it onto some other screen, am sure the effect is lost too? *shrugs*

i believe it's all up to the screen itself.

my 2007WFP is using S-IPS LCD i bought the Mini-DVI to DVI converter from Wei the other day. was great that i can connect my Macbook to my 20" LCD.

however the native res for the LCD is 1680x1050 while the Macbook is 1280 by 800.

so yeah, as you know it will NEVER run higher than what's already on screen. so what i did was disabling the MIRROR. so this means the screen actually split.

so it's like i could browse on the Macbook screen and let iPhoto play on the 20" screen - and yeah, the color still looks great.

didn't get to try on my 15" LCD cos i don't have Mini-DVI to VGA converter.

This post has been edited by goldfries: Jan 3 2007, 06:53 PM

goldfries,
Ok Ok. You've lost me somewhere along the lines. I know whatever you said can be done but I haven't done it before - as u probably can tell I'm not too much of a 'techie'

And uh, I think we've really gone off topic on this thread. As moderator, shouldn't U be uhm, showing good example?! kEKekkekekeke

yeah we're off - but i believe the direction can give TS more information as well.

ok ok we better stop huh.

macball,
I sure hope u aren't irritated by us YET *grins* If so, blame it on goldfries *grins* Also, we hope we've given you sufficient guide in helping you make your decision [then again, if it's based merely on $, i doubt we helped in many ways].... SorrEeee........

My advise to you is still to go ahead with the Credit Card application and once approve, use it to purchase the MacBook/iMac you'd been dreaming about

Oh, I forgot to check if there's any service fee if you use MacAsia's instalment scheme. Er, u go check urself lah `k?

goldfries,
At the very least I swung back to original topic! Dang, I sure am beginning to love the Mac community - so ever fwenly...

This post has been edited by tinkerbel: Jan 3 2007, 07:27 PM

MAC mini is not worth the money with the spec it is given.

if macball were to get a macbook...should he wait for leopard to release??
or buy now...wait till leopard released then only upgrade??

cywings,
macball wants the MacBook as soon as possible. Up to now, we have no idea when Leopard's gonna be released. Let's hope there'll be some sort of news/announcement at next week's uhm, MacWorld... *grins*

that's because you're looking at the specs alone.

true, if you talking about RM 2,399 then i can setup a gaming rig that beats the crap out of that Mac Mini - but then there are many things that cone in the Mac Mini and they're nice.

how about the fact that it's small? and comes with a very nice OS, remote control, WiFi blablabla everything and it works just right out of the box.

And not to mention, it meets your requirement of it being a Mac !

Bow to the mini.....hahaha

Actually i mean comparing the MINI with the iMAC. Initially I am intending to purchase the Mini, but then when I get the brochure and compare abit. It seems like iMAC is worth more for the money u pay ...Sorry )( this is my point of view ...~

Plus the Mac Mini makes a good 'mediaplayer' that sits very nicely in your living room... and also makes a good door stopper.

Have you tried buying from CG computers? they have 12months % free with maybank & hsbc.

http://www.cgcomputers.com/apple_iMac.htm

sorry, I can't put the easy payment details here. There are service charges for Standard Chartered, and some <5% charges if you use AmBank or Maybank

Above info applies to MacAsia only, all 3 locations.

macball,
We always want 'da best' don't we? Ah well, will just need to make your decision based on affordability then.

Go for the iMAC if you can afford it - it's definitely a better buy than the Mac Mini *i think* though you're not gonna be able to use the iMAC as your door stopper or as paper weight

i doubt you'll do that. but it's a really nice unit for watching shows and stuff.

Ya, what ever the MAC is, it is good for us ..!!! For sure.

Standard Chartered Bank still havent called me regarding the CC application...sigh...

macball,
Patient patient . It takes awhile to process the applications. Plus, it was a looOoong weekend. Give them up till next week but maybe you can give them a call to check on your application status?

Will call them again then try other bank for other CC application.

er...so what machine is macball getting? macbook? mac mini?

alright. i just bought the macbook pro core 2 duo 2.16 spec. i did it under 12 months installments from maybank card. yeah the 4% interest surcharge is a pain in the ass and it amounts to 8110 from 7788. thats extra 322 bucks. but if you divide it into 12 months every month is like paying 676.

BUT im happy with it! its just different. and my main idea of getting the mbp is to do music so RAM is most important to me. making music with mbp is so convenient and i have no problem using windows with it too.. so its like theres no regret getting a macbook for that extra 4%

try going macstudio in lowyat. they have 0% surcharge for standard chartered and 3% on citibank. the rest are 4%. but they'll give you free stuffs. look for bryan i got mine there.. both mbp and macbook

Congrats man. im so jealous!
the 4% is really a big pain in the a**. why didnt you apply stan chart ccard and use the 0% instead?

i assume the machine came with 1gb - you gonna max it to how many gb?

nah.. couldnt wait anymore.. need to start working using mac already.. so think to the bright side to reduce the pain in the ass.. hehe

yeaps it came with 1gb.. so far so good.. most i think if i were to upgrade it i'd go for another 1gb for the other slot. but wont be so soon la.. maybe after one year haha! its like paying installments for a car man :S

but also a good investment la!

Standard Chartered Bank just called me regarding the CC. Hope I can successfully apply for the card and get my iMAC.

I am getting an iMAC 17" as a starter.!

Will go to Low Yat Mac Studio for the 0% interest for the Standard Chartered Bank. really pain in the A@@ if it is 4%!

Would like to avoid all that extra money, and walk away a happy MACBALL~!

They have monthly installment plan for CITIBANK???????

wat is their contact number?let me call them to verify...

This post has been edited by macball: Jan 5 2007, 05:02 PM

macball,
If you can wait for the Standard Chartered credit card, I suggest you wait even if MacStudio's got Citibank instalment plan. The 3% surcharge may not be a lot but hey, if you wanna upgrade RAM or something like dat, the 3% may help quite a bit

You have afterall waited this long for the iMac, might as well wait a lil while more, right?

hey... sub a card to me lah... okie?

I dun think MacStudio offers monthly installment plan for Citibank. Stop spreading the good news around

macball,
Don't be too disappointed. Just wait for news on your Stan Chart CC. Maybe might as well just apply for either AmBank or Maybank's CC too - just in case?

can someone confirm this ?

I will call later, but I have called Citibank about it, cuz Citibank told me they do not engage with any other apple reseller regarding the montly installment plan, except DELL ( + other windows based PC ).

I believe direct access (under cimb bank) mastercard allows you to purchase anything >rm1000 from anywhere and later convert it to 12, 24 or 36 months installment plan. The one time processing fee should be around 3,4 and 6 percent.

zigzagger,
CIMB Bank CC instalment plan's available at Machines - hence no need to ma-fan ma-fan convert. Processing fee is 4% though, and it's for 12 months instalment I believe.

I see.
anyway, for those who plan to get it from other shop then the direct access card might come in handy
btw, the installment here means it's 0% interest

CIMB credit card , I will be applying next.

In the end of the day, my wallet will be stuffed with all kinds of card !! hahaha