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 Monthly Installment Payment for iMAC

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TSmacball
post Dec 29 2006, 03:32 PM, updated 19y ago

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Do anyone knows that which shop or where I can purchased an iMAC 17" by monthly installment . A payment scheme like DELL COMPUTER.

Would love to own a mac with this kind of payment scheme. Can't fork out that much cash at a time.

Thanx.
TSmacball
post Dec 29 2006, 03:43 PM

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QUOTE(goldfries @ Dec 29 2006, 03:39 PM)
what credit card are you using?

for cards like Citibank, you can pay first then call them up to tell them that you wish to settle that by installment.

of course, call them up to confirm that it can be done before doing so. smile.gif

EDITED : yes, i confirm it can be done. just that i don't know what card you're using and whether you meet their conditions to allow installment payment. so better you check it out for your case. smile.gif
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Yes, I am using Citibank. And call them at the spot of buying, before purchasing or after purchasing ? Plz gimme some guides. Thanx.

And will it be 0% , 12 month installment plan?
TSmacball
post Dec 29 2006, 03:55 PM

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QUOTE(tinkerbel @ Dec 29 2006, 03:50 PM)
macball,
Y don't U call Citibank and check with them?  It's probably different for every customer based on individual credit ratings and records with them.  Enjoy your new Mac  smile.gif
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all right, hope i will be celebrating my new year 2007 with a new mac.

I have been a Gates' Typist for like since 286 model. Would be glad to own one of it.

After I call my Citibank guys, I will update it here.

Cheers ~ Happy Mac 2007...
TSmacball
post Dec 29 2006, 04:09 PM

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QUOTE(tinkerbel @ Dec 29 2006, 04:01 PM)
goldfries,
Will you consider loaning this 'stranger' some $ for my MBP? PleaaSssee please pleeaaassssseeee.....  biggrin.gif
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Yes Loan me, and I shall put up ur advertisement for free..........in where???HAHHAHA

another macbook pro craze AD machines??

Good idea.

So I will start begging now. Pleaseeeeeeeee donate me a MAC....

way to start the year 2007...~~~
TSmacball
post Dec 29 2006, 05:27 PM

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Sorry, havent called them yet. Abit busy. Will call tonight,and is the bank working 24 hours a day?

MacAsia, they offer 0% monthly installment scheme? Sigh, I dun they have the card mentioned. If I were to apply it, there will be months to come be4 I can get a iMAC.

I have become so frustrated with the windows based PC, that I tried to switch to MAC in this new year. Having use ur time to repair computer than using it, is really frustrating!

I have got Credit Card by Citibank ; and Public bank Onli!


TSmacball
post Dec 29 2006, 05:45 PM

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QUOTE(tinkerbel @ Dec 29 2006, 05:40 PM)
macball,
Yes Citiphone Banking is available 24/7 so you can call them anytime that's convenient to you.  Yes, I think the scheme offered by MacAsia is 0% monthly instalment but I've no idea for how long.

goldfries,
Wanna share what else is in the queue?!  rolleyes.gif  Oklah, I'll just continue standing at the ATM machines hoping people drop their $ when they withdraw them at the machine  tongue.gif

azxel,
Ask nicely lah...  whistling.gif
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thanx. Will call them tonite, then upload some infos here.
U mean MacAsia 0% installment plan only for a limited time period only ??
TSmacball
post Dec 29 2006, 07:21 PM

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QUOTE(babyk @ Dec 29 2006, 06:08 PM)
CG Computers 6 months and 12 months installation program available for HSBC and Maybank Credit Card users
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Are they 0% interest ?

Anyway, I do not own neither HSBC nor Maybank Credit Card.

Any mac center offering 0% installment for Public Bank?
TSmacball
post Dec 30 2006, 12:39 PM

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Just called Citibank Bank Card Center. Damn! really spoilt my Christmas and New Year Mood.

They said you can't have this flexi payment plan. If u want to make it like monthly installment. The % interest is 9.88%, which sucks!

Damn, now I have to check with Macasia about any other plan...


So I can't use my citibank card for Apple...what is next?
TSmacball
post Dec 31 2006, 08:17 PM

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QUOTE(tinkerbel @ Dec 31 2006, 06:56 PM)
macball,
Y don't you try applying for one of the banks' credit card?  Processing of the card may not be *that* long if your credit records are good.

Other options I can think of would be:-
1) Check with Public Bank - no harm since you're an existing Credit Cardholder there.

2) I know Citibank's got this other scheme where they'll 'loan' you some cash - I believe there will be interest charged to it but i doubt it's anywhere near 9.88% p/month but please confirm details when you call them - i'd never used this facility before hence ain't able to provide you with more details.  Btw, are you sure interest chargeable is 9.88% per month and not per annum?

3) What about 'lending' the $ from your parents/relatives? (just don't ask goldfries! innocent.gif )

4) Hold off your purchase until you've sufficient cash?
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1) Ok I will check with public bank in the new year 2007. And happy new year 2007 everyone.

2) I think is 9.88% per year. or not really sure. How they calculate it. Cuz when I talk to this operator, she is so impatient, that i get pissed off.

3) Borrowing from my families is a "NO". they will say why do u need a MAC?

4)I might be holding my purchase for quite a while UNTIL i got ENUF cash............... sad.gif
TSmacball
post Jan 1 2007, 02:19 PM

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QUOTE(tinkerbel @ Jan 1 2007, 10:58 AM)
macball,
azxel's advise's pretty solid.  Tell you what - i promised sis and mom to take them shopping today.  If any of the 3 banks are having roadshows to promote their Credit Cards at the mall, I'll check to see how long the application processing period takes k?

Also, since I'm gonna probably end up at Mid Valley, I'll go to machines and check if they've any installment plans.

Hope to give you good news in this great New Year  biggrin.gif
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Thanx for the "shopping" help.

Poor geek like me ought to get kicked like a Ball.... rclxub.gif
TSmacball
post Jan 1 2007, 02:45 PM

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Any one of you has friends of friends working in Standard Charatered Bank, as I would like to apply for a Standard Chartered Bank Credit Card. smile.gif

Plz drop me a message if you have friends. Thanx.

Help me to get a new iMAC icon_question.gif for 2007 ~~~


TSmacball
post Jan 1 2007, 06:58 PM

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QUOTE(tinkerbel @ Jan 1 2007, 06:22 PM)
macball,
I don't think you need a referral for a Stan Chart credit card.  Just give them a call and tell them you'll like to apply and they ought to be able to help you.  Or maybe they allow online application.  Can possibly check their website out.

2) Didn't come across any Credit Card roadshows whilst I was out - sorry *gulps*  blush.gif

3) Machines @ Mid Valley also has instalment schemes.  They're affiliated to Maybank, CIMB Bank (formerly known as Southern Bank) & HSBC - none of which would be of any benefits to you at this point  doh.gif  I was also informed there's an additional 4% surcharge for those who purchase under this scheme (hence, in reality, eventhough the bank's offering 0% interest for 12 months, if you include the 4% surcharge, you're actually paying a 4% interest over the 12 months - you get where I'm coming from?)

4) Machine's also currently having a promotion on the 20" & 24" iMac where they're giving a RM250 rebate/discount.  It is apparently valid till 14 Jan 2007.

5) Anyhow, if you want more info, you can call them up at 03.2282.3996.  Their sales enquiry email is sales@machines.com.my

I hope you manage to find funding for your iMac soon enough - btw, if you're already working and if you've sufficient $ in your EPF, I think you can take some $ out from it to purchase a new computer [i'm not too sure about the details but you can check around]  sweat.gif
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Thanx for the effort smile.gif

I cant take it out from EPF, cuz i just work for 2 years. And I do not want to fork out such an amount of cash at one time.

I just make an online application for Standard Chartered CC. Actually I am somehow self-employed as I work for my father's company. And the pay slip will be abit of problem. Sigh...

That is why I am opting for an agent, to simplify the process ( this is what my past experience for both Citibank and Public Bank ).

Charging 4% transaction fee for using credit card. Hmm.. Ya I get u, Tinker.

Still we pay extra for the MAChines.


TSmacball
post Jan 2 2007, 02:31 PM

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QUOTE(tinkerbel @ Jan 2 2007, 12:21 AM)
macball,
I'm sure you are still paid a fixed monthly salary despite working for your dad hence the pay slips shouldn't be a problem.  Alternatively, if the bank know you're involved in the family business, they may query the genuine-nity if your pay slip and request for some other documentations to proof (a good documentation to provide can be your EPF slip the department sends to you) - that way, they know you haven't put in a 'fake' salary figure in your credit card application.

I'm unsure if there's any processing fees or surcharge for the instalment schemes offered by MacAsia but if i do go over or speak to them soon enough, I'll check and let you know.

Maybe you can also try applying for a Maybank credit card since both MacAsia and Machines accept that under their installment scheme.  You can cancel the card when it's approve, and just use whichever that's approved earlier - maybe request with the bank to expedite the processing of your Credit Card.  Just convince them you need the Credit Card urgently, etc etc etc....

Maybe you can check out the other Apple Centres around - MacStudio at Ikano.  There's also an Apple shop at Plaza Damas (opposite Sony Centre, next to Ogawa) which you can try contacting.

Hope you get your iMac soon  smile.gif
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Can I request an EPF statement from the EPF Goverment Agency?

Maybank not my prefered bank at all. They totall had the worst reputation among all the banks in Malaysia, yet they are called MAYbank. Looking into HSBC and Southern Bank.

Thanx for the works and tips, everyone. I would almost love to have an iMAC to browse and post some topics for the FORUM here. blink.gif Hopefully...
TSmacball
post Jan 2 2007, 03:43 PM

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Now I am comparing this both models, as for me I have a CITIBANK CC. I can purchase a SONY VAIO using monthly installment scheme.

But I can't do it with APPLE computers. So here we are, comparing VAIO and MACBOOK. Both 13.3 inches.

Price : 4399 APPLE ; 4488 SONY VAIO.

Processor : 1.83GHz Intel Core 2 Duo ; Intel(R) Core(tm)2 Duo Processor T5500 (1.66GHz)

Memory : 512MB (2x256MB) of 667MHz DDR2 SDRAM (PC2-5300) ; 512MB DDR2 SDRAM

Hardisk : 60GB Serial ATA/100; 5400-rpm ; 80GB (HDD Recovery Storage:7GB*5, C:40GB, D:Remainder) Serial ATA, 5400rpm

Graphics : Intel GMA 950 graphics processor with 64MB of DDR2 SDRAM shared with main memory ; Intel(R) Graphics Media Accelerator 950

I am like betraying my ownself. Half converting to iMAC, yet still wanted to use windows.

Sigh...I need to use computer.

This post has been edited by macball: Jan 2 2007, 03:44 PM
TSmacball
post Jan 2 2007, 04:50 PM

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QUOTE(babyk @ Jan 2 2007, 04:15 PM)
you are already using a computer

first of all...let's makes things simple.

Why do you need a new computer? for gaming? for business purposes? or just for show off?
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I am already using an OFFICE computer. ohmy.gif I need this computer for my home use. I dun think buying an apple can make you a celebrity> showing off ur apple is not the right or smartest way for the showing off altitude. hmm.gif
TSmacball
post Jan 2 2007, 07:49 PM

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QUOTE(goldfries @ Jan 2 2007, 06:44 PM)
aiyoh - man, how come people always have the mentality that once they go MAC they're betraying / switching camp.

it's a joke man.......

look macball, going to Mac doesn't mean you betray or switch camp or anything. (i used Windows, Linux, Mac OS X - i'm in all camps. biggrin.gif)

IMO home user, a macbook would be nice. but then again you could have a desktop PC with overall more powerful capability at that price. (or better specs at even half the cost).
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Actually my point is to get something nice, something cool, with monthly installment. I want to own ferrari yet i am poor..... rclxub.gif

And I got what u mean. But I am determine to get a MAC, no matter wat. Just at the moment I need to work on my computer. By means of working at home, I use it to write blogs, surf the net, play some games, and do some work brought back from office. And also make sure that I learn CSS...and wordpress. shocking.gif
TSmacball
post Jan 3 2007, 08:32 AM

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QUOTE(goldfries @ Jan 3 2007, 12:08 AM)
so........... why bring VAIO into comparison? and what's holding you back? smile.gif

but seriously, if your work is standard documents then i think OpenOffice shouldn't have problem with it.

you can download OpenOffice for Windows and see if it runs your usually opened documents.

seriously, my macbook does everything my dell inspiron 1300 can and MORE..... hey at least i get GIMP there tongue.gif i don't know what else to use on Windows to edit layered images tongue.gif

what i like about my mac is that it came with so many things already, even the remote control, DVD player, iPhoto blablablabl........... and adding other stuff was way easy, like MAMP and other apps.
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Yes, money issue is holding me back. That is all. blush.gif
TSmacball
post Jan 3 2007, 04:52 PM

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smile.gif

Guys and girls, because I used to have a computer a desktop and recently it broke down. I switched to my brother's macbook, and got hook to it. Impressive machine.

And I have spent lots of time repairing my PENTIUM 4 computer than using it, so I am really pissed off with what the desktop had cost my time.

So by having a better machine, I can spend more time doing what I want with it.

And recently, my bank account has not gotten fatter and I in need of a computer. That is why I am opting for monthly installment plan to purchase a computer. I am not showing off what I can afford. I am just as humble as a DELL computer ....hehehe... but the determination to own an APPLE is as hard as a rock ( just dun blast it with a bomb tongue.gif ).

So my plan is to save for the APPLE , and get a really cheap notebook to work on. iMAC 17" I am getting u soon....

QUOTE(tinkerbel @ Jan 3 2007, 11:56 AM)
macball,
Wait a minute - are you looking at a MacBook or an iMac now?  Or, any Mac for that matter? *confused*  rclxub.gif  Ah well, think hard about it and who knows?  You may just win yourself a lottery  biggrin.gif
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I am looking for a notebook now for the latest plan. Then I will save the money to purchase an iMAC. smile.gif Cheers... thumbup.gif
TSmacball
post Jan 3 2007, 09:32 PM

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QUOTE(goldfries @ Jan 3 2007, 05:17 PM)
seriously, i don't see a purpose for buying a notebook now and then buy an iMac later.

if you buy an iMac later, what do you plan to do with the notebook?

if you like Mac and portability, you can consider the Macbooks too.

EDITED : say, how about a Mac Mini? smile.gif i like Mac Mini.
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MAC mini is not worth the money with the spec it is given. unsure.gif

TSmacball
post Jan 4 2007, 09:01 AM

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Bow to the mini.....hahaha

Actually i mean comparing the MINI with the iMAC. Initially I am intending to purchase the Mini, but then when I get the brochure and compare abit. It seems like iMAC is worth more for the money u pay ...Sorry )( this is my point of view ...~

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