Hi guys, i have a quick question on the loan margin eligibility by banks/msia law.

Previously, my parents had bought properties under the joint name of me and my brother. They had applied loans for these. There was a total of 2 properties but the first one have been sold already.

The question is if i decide to buy my own property now. Am i subjected to the 70% loan margin? Or am i still eligible for the 90% one since the 1st property was sold?


Thanks.