A few years ago I withdrew my EPF to buy a condo.
The condo is still owned by me.

Can I now withdraw EPF to reduce my housing loan for another house?
This is an existing house owned by me and my wife.

Pengeluaran untuk mengurang atau menyelesaikan baki pinjaman untuk rumah kedua dibenarkan setelah rumah pertama dijual atau berlaku
pelupusan pemilikan. Pelupusan pemilikan bermaksud ‘hilang pemilikan ke atas rumah pertama yang dimiliki melalui pengeluaran KWSP sebelum
ini’ atas sebab rumah tersebut dilelong, penyerahan harta melalui perintah mahkamah, pindah milik atas dasar kasih sayang, rumah musnah akibat
bencana alam atau kebakaran, projek rumah terbengkalai atau pembatalan pembelian rumah.


in short, you have to let go of 1st house.

http://www.kwsp.gov.my/portal/documents/10...13_Jun_2014.pdf

Don't see why not. Anyway, replies here maybe based on /k experience which might not be 100% similar. Why nor just call then and get confirmed answer?

You mean must sell off first house?

nope..not possible..but i think there's a loop hole..

u can withdraw with reason to settle 1st house installment..but take the money to purchase 2nd house..

though do note they did say, wang berlebihan yang tidak diguna untuk bayar installment for 1st house..need to be return back.

so jst withdraw every few mths and acccumulate

Is that so? Then why they allow to withdraw for purchase of 2nd house?

Wait a minute ... The first house the EPF was not drawn under your name but your wife only?

do you have an English version of the document?

Both house and condo also joint name.
Bank loans also joint name.

Loan joined name is okay but when purchase first house, both of you withdraw from EPF?

Which lubang u come from armata? Bayar installment is bayar to bank directly by LHDN. Not owner. So what is da point? Lulz.

Not possible la..

What about withdraw for the first time to buy a second home after the first home is paid off?

LHDN???
lolzzzzzzzzzzzzzzzzzzzzzzzzzz
are you in the right tered?

u can withdraw out instead of having EPF to xfer to bank...at least that s what i have read..

but i didnt perform such transaction before...

so u confirm can only have EPF to xfer to bank on behalf of u?

This post has been edited by Armata: Feb 17 2016, 03:41 PM

Lulz epf soli soli ayam mistake.

but one thing..i asked kwsp staff b4 when i go submit form for principle knockoff for my first home....
thy said can take out to pay installment for 2nd house..
this really confusing...

Kenot la.

Must sell first house only then can withdraw

To withdraw 10% is one thing,

Withdraw epf for installment is another thing.
You have to wait 2 years from s&p signed before can withdraw for installment

You cannot own 2 house at the sametime. This is what the epf mean.

I ask before this.