this is one of the top brands is US so they claim

https://august.com/products/august-wifi-smart-lock

not sure about the new model but the august smartlock pro is excellent, only gripe is the WIFI connect dongle which does get disconnected at times.

the best feature for me is the auto unlock when you are in front of the door granted you must have your mobile with you.

you may use the keypad or even your key to unlock the door.

it has all the other standard features you would find in a smart lock, ie guest keys and so forth.

paranoid much, if you lose your credit card what the first thing you do, block the card. same theory login cloud and block your lost/stolen phone.. its meant for convenience. of course got contingency.