hey, i m newbie,
very interesting forum here.

Not sure if my scteenshot can be view or not.
sorry, no expert with computer.,

Just infor. Dividend comparision fr year 2010 - 2015 for ASM , ASW2020, AS1M.
IMO, asal can open or top up them, good already

Btw, managed to open AS1M last month 15th Jan, at ASNB Office, Sabah,
And managed to top up ( online) RM190K, didn't hit my target

Just keep trying with Octopus bank, mostly success with RM10K each time,
but rejected lots of time too , + charges of RM1-06 each transaction.

I tried once - online top up with Tiger bank, " Remark - SUCCESSFUL " ,
thought successful top up, but after 4th day, RM$ credited back into my acc.
call up bank, was informed SUCCESSFUL means debited fr account but not ok yet with AS1M !!

and the officer " you kena update passbook to confirm top up AS1M Passbook,
then baru tahu success or not. Really hate that tiger bank

Least Octopus bank, got status APPROVAL or REJECTED the next business day.

Sorry, if my above msg is old news to all.

Happy chinese new year to all



This post has been edited by yvonne2016: Feb 16 2016, 09:35 PM


Attached thumbnail(s)

Multiple times of online transactions.
Rejected more than 50x
Sakit hati too with bank charges & gst " gone with the wind "
today, disppointed again, with 12x subcription fr Optopus bank all status REJECTED.

pending for refund , maybe better luck tomorrow

Thanks for the advice.
Just now,
Lunch break , Went to Optopus bank,
Managed top up RM20K AS1M.
No luck for ASM.

Teller said this morning banyak units available,
for ASM.

Try tomorrow again

Teller did 5 transactions,
1K , 1K, 3K, 5K , 10K, ( I closed my eyes for the last transaction ).
She is very helpful.

Don't give up, friend

Btw, I went to bank after 1pm for AS1M & ASM.
Teller tried ASM for me, " no unit "
may be tomorrow ada "

you are right. All depends on the teller, took one Q No.
almost one hour in bank, skip lunch,
ta-pou sandwich back to office

need to ask all SIFU here,
if do online top up in the morning and OTC in the afternoon,
which one tranx get priority first , should there be units available ?

craking my brain, how the system works ?

Pls advice, sifu

This post has been edited by yvonne2016: Feb 18 2016, 08:24 PM

Just a thought, ASW2020 was launched year 1996,
, will be 20th anniversary,
pray for special bonus this year

I had a dream
ASM giving 6.6 + special div 0.2

Btw, managed OTC AS1M RM1,500 fr Optupus during lunch time.
Teller asked " mau tambah lagi " ?
aiyoo, no more bullets.

Anyway, just wanna share with all,
if members want to do ONLINE TOP UP,( AS1M)
best on monday, 100% success.
Worst on friday, forever rejected (Fr personal experience )

If online top up on Mondays , I will do multiples 10K ,. All successful...
But on Fridays 1K or 3K sure rejected .........
gone with the wind all my s/c

--
Forgot to share with you all

Last week , I did multiple of Online top up for ASIM before 10am

– to be exact 9 transaction ( Deno fr 1K – 10K ) via Optopus.

And on the same day -, lunch time , managed to OTC 5 multiple trax AS1M = RM20K

The next day , checked my optopus status ‘ guess what “

all my 9 tranx all “ Rejected “

can’t believe my eyes , thinking all would have “ Successful “ since afternoon still have units available .

so, my only conclusion is , all the ONLINE TOP UP tranx kept in a “ Pool ‘

& will be auto generated by the bank’s system

linked to ASNB server by “ midnite “ , auto ballot picked clients’ applications ( if units still available )

those unlucky ones like mine –kena tendang balik to the clients respective bank

the next day.

if that’s how the system works , not fair to those who subscribe Online with S/C & GST –

no priority at all .

well ,I might be wrong

Wanna ask , can online top up via RHB for ASM & ASW 2020 ?

great

meaning. RHB still allow Non bumi to subcribe ONLINE for ASM & ASW2020...with sc & gst

Unlike Otopus & Tiger bank only allow Non bumi for AS1M



This post has been edited by yvonne2016: Feb 25 2016, 08:20 PM

Sifu Sifu

If you have RM500K.
And have ASM ASW & AS1M.
Given a choice, which ASX, would you deposit more ?

Rajin rajin do OTC , & hope for units available the moment you step in bank loh

To all sifu sifu

Thank you for your advice

Wanna confirm -
Annual RM10.60 will be deducted fr annual dividend before credit into acc holder ?

If you don't mind,
Quick summary of AMB income V ASx products.
If invest RM10K in AMB,
What 's the dividend % returns for 2015 ?
Maybe can compare which one is better.

Thanks

Lunchtime -
Managed OTC via Optopus ASM RM6K,

AS1M & ASW - none

Hopefully tomorrow better luck

About this Pengisytiharan Amanah issue.

I am blur blur.

Last month my sister did hers and beneficiary is me.
I haven't done mine yet, coz my understanding is if anything happens to me first , all my ASX funds will auto credit to her accounts within 21 days.

Well, now ..
Thinking of doing mine since got offer.
And the beneficiary will be my brother.

Will there be any conflict , in future ?

Sifu Sifu pls advice. Tq

Btw, are you able or try to online topup Other products - ASM or ASW via RHB ?

Any msg fully subcribed or totally block fr bank ?

This post has been edited by yvonne2016: Mar 3 2016, 01:26 PM

Better go update passbook before 4 pm.