WHAT TO DO ?
Amanah Saham Nasional CAUTIOUS MONITORING
Amanah Saham Nasional 2 (ASN2) CAUTIOUS MONITORING
Amanah Saham Nasional 3 (ASN3) INVEST & HOLD
Amanah Saham Gemilang Pendidikan (ASG Pendidikan)
CAUTIOUS MONITORING
Amanah Saham Gemilang Kesihatan (ASG Kesihatan)
CAUTIOUS MONITORING
Amanah Saham Gemilang Persaraan (ASG Persaraan)
INVEST & HOLD

Sorry.. Just my analysis based on current price, highest price for 12 month, lowest price for 12 month, -20% from the highest (Danger Level).
I did analysis on UTS.

Nope..just one of my analysis based on current price, highest price for 12 month, lowest price for 12 month, -20% from the highest (Danger Level).

Why ? Just go for it. You can use EPF withdrawal for 3% sales charge.
Currently, Affinbank do promotion for ASNB Variable Price Fund. We can give special rate on it.
1k - 49k = Sales charge 3%
50k - 99k = Sales charge 2.5%
100k and above = sales charge 2%

Normal charge 5% - Special rate 3% = 2% Rebate to your saving account.

Thank you for your support.
In my opinion, better go for ASNB vp. You can get more return than fp. ASB give 7.25% dividend but ASN or ASG can give more than 8% return for one year plus high distribution around 6-8%.
According to FIMM, 2016 is a good time to invest in Unit Trust.
The current low market valuation represents a good time for public investors to invest in unit trust funds as they will be able to reap a higher investment value in the long term.
This would be the right time for investors to accumulate more investments into unit trust for the long term as they will be able to gain benefits when the market starts to pick up.
The average returns of unit trust can actually surpass the inflation rate. An average return is about 8% for equity compared to the inflation rate of between 3% and 4%.
It will eventually give them some returns in addition to the inflation rate so that they will see more value for their investments in the future.

Read this article http://themalaysianreserve.com/new/story/n...trust-says-fimm

Personally, for customers who are rather conservative, investment into ASNB funds could be a better choice. simple Reason; PNB's main objective is to help the nation to create wealth. That is the reason why the distribution (most of the time we refer as Dividend) declaration is around 6% - 8%, regardless of the market scenario. ASNB will never be the best fund management company but they are very consistent in declaring distribution.
That all from me.

I can assist you on this. Just inform me when.