congrats! where did u top up?

U r working around Uptown area?

I thought you in a lot of debt? Why not use that money to pay off debt?

Nope
I drop by Uptown once a mth to enjoy nasi lemak @ Village Park Rest

Topped up 6k asw this morning. Clerk said still a lot left.

Asnb office.

How much again? 5 figures again?

Fr Otupus bank - lunchtime-
Managed to grab 1K for ASM.
ASW none.

Btw, got the shock of my life,
ASM passbook was debited RM1, 000.
With code( BLK)
Teller asked me to check with ASNB ,

Well. The officer fr ASNB explained .
Coz I did the Pengisytiharan Amanah last week,  so auto  block the 1K fund for my beneficiary , incase I withdraw all my money , beneficiary masih dapat 1K fr my passing...
And the " Blocked fund " will be included in the calculation div this month end.

Abovementioned..
( just for information only )

I think try again in 1 week see any units, I remember prior to chinese new year, many units

Today try no units.

Cheque or units, I will still get my 4 figure of payout. If cheque, just extra work to "re-tambah unit" Wish it was units. Make my life easier.

Btw, just got discharged from hospital due to dengue.

No units man today...

Sometime last week, I did multiple top ups of 100 into ASx FP funds OTC. After I left, the counter girl called me if I could go back cos they have to photocopy the passbook with those multiple top ups. She said it was required by PNB. Anyone experience this before? Is this a normal procedure?

More than 5 transactions.

Have you encountered this before?

Yap Ming Hui said to be careful when investing in Singapore.    http://www.thestar.com.my/business/busines...u-need-to-know/

Yap Ming Hui also used examples of the ASB and the EPF as examples.

Any opinions ?

Edited by adding : Ming Hui is right by saying that we have to be very careful and will need to do our DD hard when investing overseas. he is not able to see that though the ASB is giving only 8% per year and 'may have lost the value of its investments significantly' since the MYR depreciated by 30%, he missed the point that the amount of work and time saved-up by not needing to work hard before investing into the ASB could have been put into better use somewhere else,... thereby generating returns there too.

The other income-generating activities could have yielded more than 24% returns for the ASB investor, which would,... basically offset the drop of 30% in the MYR.

Any other opinions about the article ?