yup   

Pulangan Pendapatan (%) => 5.79
Pulangan Modal (%) => (5.43)
Jumlah Pulangan (%) => 0.05

Page 4 ASN3 Imbang Annual Report 2015 Booklet

WHAT TO DO ?
Amanah Saham Nasional    CAUTIOUS MONITORING
Amanah Saham Nasional 2 (ASN2)  CAUTIOUS MONITORING
Amanah Saham Nasional 3 (ASN3)  INVEST & HOLD
Amanah Saham Gemilang Pendidikan (ASG Pendidikan)
                                                    CAUTIOUS MONITORING
Amanah Saham Gemilang Kesihatan (ASG Kesihatan)
                                                    CAUTIOUS MONITORING
Amanah Saham Gemilang Persaraan (ASG Persaraan)
                                                    INVEST & HOLD

tq

change for asw2020 and asm only ?

as1m need change?

Why ? Just go for it. You can use EPF withdrawal for 3% sales charge.
Currently, Affinbank do promotion for ASNB Variable Price Fund. We can give special rate on it.
1k - 49k = Sales charge 3%
50k - 99k = Sales charge 2.5%
100k and above = sales charge 2%

Normal charge 5% - Special rate 3% = 2% Rebate to your saving account.

Allright , will drop by affin next week. Thanks

Yea, i know... Kust drop by to understand their offer ...btw i will consider to go in once klse reach below 1550 pts

Thank you for your support. 
In my opinion, better go for ASNB vp. You can get more return than fp. ASB give 7.25% dividend but ASN or ASG can give more than 8% return for one year plus high distribution around 6-8%.
According to FIMM, 2016 is a good time to invest in Unit Trust.
The current low market valuation represents a good time for public investors to invest in unit trust funds as they will be able to reap a higher investment value in the long term.
This would be the right time for investors to accumulate more investments into unit trust for the long term as they will be able to gain benefits when the market starts to pick up.
The average returns of unit trust can actually surpass the inflation rate. An average return is about 8% for equity compared to the inflation rate of between 3% and 4%.
It will eventually give them some returns in addition to the inflation rate so that they will see more value for their investments in the future.

Read this article  http://themalaysianreserve.com/new/story/n...trust-says-fimm

Personally, for customers who are rather conservative, investment into ASNB funds could be a better choice. simple Reason; PNB's main objective is to help the nation to create wealth. That is  the reason why the distribution (most of the time we refer as Dividend) declaration is around 6% - 8%, regardless of the market scenario. ASNB will never be the best fund management company but they are very consistent in declaring distribution.
That all from me.

hey,  i m newbie,
very interesting forum here.

Not sure if my scteenshot can be view or not.
sorry, no expert with computer.,

Just infor. Dividend comparision fr year 2010 - 2015 for ASM , ASW2020, AS1M.
IMO, asal can open or top up them, good already 

Btw, managed to open  AS1M last month 15th Jan, at ASNB Office, Sabah,
And managed to top up ( online) RM190K, didn't hit my target 

Just keep trying with Octopus bank, mostly success with RM10K each time,
but rejected lots of time too  ,  + charges of RM1-06 each transaction.

I tried once - online top up with Tiger bank, " Remark - SUCCESSFUL " ,
thought successful top up,  but after 4th day,  RM$ credited back into my acc.
call up bank,  was informed SUCCESSFUL means  debited fr account but not ok yet with AS1M !!

and the officer " you kena update passbook to confirm top up AS1M Passbook,
then baru tahu success or not. Really hate that tiger bank 

Least Octopus bank, got status APPROVAL or REJECTED the next business day.

Sorry, if my above msg is old news to all.

Happy chinese new year to all

Not sure if this has been asked before..can we deposit $ for someone else without the passbook? I want to top up for my mother but she is in different State and it's not convenient for her to go bank always.

ASM most likely 6.40sen    following their others "siblings"   

can u further explain and share what happen on AS1M? massive withdrawal?

I think need to change first

A bit malu.
Haha keep appearing in there...but if just now full...takkan so fast some1 withdrew kan..but the period during cny was good. Many units

hmm why u say Im in hospital

Need to take no
Can cut q