Did you contact the developer for arrangement ?
If i din remember wrong, after DBKL send letter say that application approves. You have to contact developer and told him you receive the letter from DBKL.
then arrange with developer to meet up together with the letter from DBKL, RM5000 Cash or cheque (no credit card allow), then fill in the form and "lucky draw" your unit at the same time.
After that developer will let you choose which bank you wanna get loan from. Then wait for banker contact you for info submission....
then if bank approve your loan , then next will meet up and sign Loan document (the bank i choose say everything deduct from the bank account - need to open a saving account if you don't have. and banker say there will be RM20 stamping fee , RM200 procedure fee and RMxxxx balance for MRTA - I took max and bank can only put RM15K MRTA into loan, balance have to pay) , if non of the bank approve your loan, then you get back refund RM4900 after 1 month from developer (RM100 been telan by developer which he mention is procedure fee and can't provide black and white ......)
after sign loan document, next step is meet up lawyer to sign S&P, here you need to get ready another RM5K. You can told the lawyer , the balance RM25K pay via EPF, they will settle for you if i not wrong.... i currently at this stage. Tomorrow meet Lawyer.
(by the way until the loan stage, you might receive a reminder letter from developer which warn you expiry date for loan approval is near. My developer agent told me to ignore

at the end until done sign loan agreement we receive a letter from developer say that we fail to meet the allow period and the unit will be kick back to the box...

, after contact developer agent, he do something let us sign a letter then extend another 2 weeks)
the agent ask me to wait for another month as still no available unit yet.. already paid rm5000 and didnt get to draw any units..