Yes, it is true that one cannot pay loan with a credit card. However, so far only PTPTN allows. Oh well, probably they want the youngsters to go bankrupt earlier. Initially I didn't agree with this type of payment but well if I can get some cash back now, I agree.

Does anybody still have issues with statement? I can view mine and my statement date is 13th.

My application for Ambank BT 0% was through phone call and without providing statements. Perhaps you can try to BT 4k.

Maybe you was too kind to them, raise up your voice and yelling

they call me for 2 times oledi...not yet 3rd time...

In Unbilled transaction?
I still dun see any, I only got one IWK rm51 spending via posonline at Feb 23.
Hope to get it so that can confirm the IWK via posonline is eligible for 5%

Not necessary 3.3%.
There is a fixed rate RM1.50 charge on Aeon side, so the more you pay, the more cashback rate you will get

now im lost...

for eg..im bt 10k.

monthly should be 1667..

so how many cb will get? is this still fall under rm50 max cb from vox?

      pening d

so im still getting 3.3% cashback right?

after -2% charges from aeon..

still better isnt it?

just that cant get anymore cashback..since already max out

Example 1: pay 100
Cost: 100 + 2 (2% fee) + 0.12 (GST) = 102.12
Cost after Vox 5.3%: 102.12*0.947 = 96.70
Payment received on Aeon: 100 - 1.50 = 98.50
So it means use 96.70 pay 98.50, effective cb rate is 1.82%

Example 2: pay 500
Cost: 500 + 10 (2% fee) + 0.6 (GST) = 510.60
Cost after Vox 5.3%: 510.60*0.947 = 483.53
Payment received on Aeon: 500 - 1.50 = 498.50
So it means use 483.53 pay 498.50, effective cb rate is 3%

Example 3: pay 1500
Cost: 1500 + 30 (2% fee) + 1.8 (GST) = 1531.80
Vox 5% rebate: 50 (Maximum)
Vox 0.3% rebate: 4.59
Cost after rebate: 1477.21
Payment received on Aeon: 1500 - 1.50 = 1498.50
So it means use 1477.21 pay 1498.50, effective cb rate is 1.42%

so far i only see uob have this auto proportion feature. sometimes if i use ibg and overpaid one of the cc, the balance will got to the other cc and vice versa. even if you use cash deposit machine or cheque deposit machine, they will prompt the message about auto proportion.

quick questions fellow seniors, made an transaction but minimum payment is still empty, aware of the 20 days interest free period. so to maintain at 15%, should i pay after the minimum payment is updated with the transaction?