Submitted form last week, today received call told me the card is approved. Their process is quite fast.

I submit online. In fact, i don't like the agent at booth.

Yes.

It is just personal. I have bad experience before, so no more CC agent for me.

Yes.

Yes, they only post to branch. Same to HLB.

You can choose any branch convenient for you.

Not necessary 3.3%.
There is a fixed rate RM1.50 charge on Aeon side, so the more you pay, the more cashback rate you will get

Example 1: pay 100
Cost: 100 + 2 (2% fee) + 0.12 (GST) = 102.12
Cost after Vox 5.3%: 102.12*0.947 = 96.70
Payment received on Aeon: 100 - 1.50 = 98.50
So it means use 96.70 pay 98.50, effective cb rate is 1.82%

Example 2: pay 500
Cost: 500 + 10 (2% fee) + 0.6 (GST) = 510.60
Cost after Vox 5.3%: 510.60*0.947 = 483.53
Payment received on Aeon: 500 - 1.50 = 498.50
So it means use 483.53 pay 498.50, effective cb rate is 3%

Example 3: pay 1500
Cost: 1500 + 30 (2% fee) + 1.8 (GST) = 1531.80
Vox 5% rebate: 50 (Maximum)
Vox 0.3% rebate: 4.59
Cost after rebate: 1477.21
Payment received on Aeon: 1500 - 1.50 = 1498.50
So it means use 1477.21 pay 1498.50, effective cb rate is 1.42%

I only receive my April 5% CB but not the 0.3%.
Is it normal for 0.3% CB to be received later?

I see, thanks!

Hi, would like to check is airbnb entitled for CB?
Thanks!

Thanks