Me!!! I got my new card more than 1 month ago

i saw luggage bags.

nowadays luggage bags very cheap already... if you don't compare brand la.

Can I ask about the minimum payment that stated in the statement? Is it if i pay the minimum payment for 2 or 3 months, i will be not charged any interest? thanks.

so, if they resubmit my application, what is the possibility to get approved?

Not happy with UOB at all.

They told me it's okay for merchant to charge us surcharges and even if the price differs from original tax invoices and CC slip, it's still okay.

I was told by merchant terminal owner, it's not okay. In fact, it's illegal and not in line with BNM's policies. I even have Visa/Master/Amex's and BNM's email reply which states it's illegal to do so.

I am so gonna complaint this UOB staff to BNM, Visa/Master international and see how they react

Fyi - This happened once to my MBB card and MBB reversed the surcharge after 14 days. Doraemon Facepalm.

This close to cancelling my UOB if they don't sort it this by next statement date.

yes, swipe any amount will do... which including 10 cents petrol lol...

yes, i tried 8 cents before.

I have a dispute with them.

In order to keep my records clean, I paid full amount up front. ( it's a pretty large sum so yeah )

Now only they tell me can dispute and will proceed with their procedure.

Already lost my opportunity cost there + interest from FD if I parked the money there for 1 month.

My case of double charges - Took ages to refund.

I applied for additional Vox - Takes ages to reach. Don't even bother to follow up :/

Why up to 12 cards? is it a new regulations which I not aware of?