hi guys, my uob one card kena charged annual fees rm168 and they did not allow to waive.
So i request for cancellation. If cancellation is approved, i also need to clear the annual fees right ?
Credit Cards UOB Credit Cards v5
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 Apr 8 2016, 08:50 PM
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#1
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Junior Member
43 posts Joined: Dec 2010 From: Penang / Selangor  
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Apr 8 2016, 09:01 PM
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#2
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Junior Member
43 posts Joined: Dec 2010 From: Penang / Selangor
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QUOTE(karcity @ Apr 8 2016, 08:52 PM) If no transaction after the AF being charged, then you don't need to pay AF. The AF is charge for next one year. hi thanks for your reply. Sorry that i'm not understand. Currently the AF appears on my Mar'16 statement and now i'm still using the CC and definitely there are bills on next Apr'16 statement. So does it mean i need to pay the AF ? |
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Apr 9 2016, 10:50 AM
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#3
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Junior Member
43 posts Joined: Dec 2010 From: Penang / Selangor
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QUOTE(saitong09 @ Apr 9 2016, 09:54 AM) Why don't you call the bank for waiver? Already called. they said unable to waive and asked me to pay. So i requested for cancellation. |
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Apr 9 2016, 11:08 AM
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#4
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43 posts Joined: Dec 2010 From: Penang / Selangor
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QUOTE(saitong09 @ Apr 9 2016, 10:55 AM) Too bad. But upon cancellation, I believe they will call to retain you. Hi if i insist for cancellation. Should i need to pay the AF ?Currently AF appears on my Mar'16 statement and i'm still using the cc and there definitely have bills for Apr'16 statement. Understood that i need to pay the bill for Mar'16 & Apr'16 statement. But for AF, do i need to pay? This post has been edited by ieverythings: Apr 9 2016, 11:09 AM |
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Apr 9 2016, 02:15 PM
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#5
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Junior Member
43 posts Joined: Dec 2010 From: Penang / Selangor
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QUOTE(babienn @ Apr 9 2016, 11:12 AM) Yes you do need to pay. Alright. Thank you. |
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Apr 13 2016, 08:13 PM
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#6
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43 posts Joined: Dec 2010 From: Penang / Selangor
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QUOTE(victorywp @ Apr 9 2016, 02:25 PM) you may try to pay for all the transactions incurred after the af is charged. then call to ask for cancellation and insist that you will not pay for the af. if they cancel, then you don't have to pay the af. if they don't cancel, they will probably waive it or counter offer you with af discount. QUOTE(karcity @ Apr 9 2016, 09:27 PM) Yes. hi guys thanks for your reply. they just called me that they will waive the AF for 3 years. why can't they just waive it during the first call. problematic. |
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Apr 13 2016, 11:20 PM
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#7
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Junior Member
43 posts Joined: Dec 2010 From: Penang / Selangor
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QUOTE(trojant @ Apr 13 2016, 11:17 PM) Waive for 3rd year or straight away waive 3 years until 2019? Waive another 3 years |
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