Yes.
There is CB for 0.3% even below RM 50.
UOB VOX.

Brought the above posts here, seems more appropriate.

You are welcome and feel free to ask any question.
This is weird because based on my own experience, everyone gets cash back on the same day...

some online merchant like agoda didn't ask for OTP too..

It does involved the merchant.

All Malaysian cards are basically pre-enrolled into 3-D authentication (Verified by Visa/Mastercard Securecode). However, such 3D authentication would only works if,

1. The merchant account is setup for 3D authentication AND
2. The credit card is enrolled for 3D authentication

for sites like Agoda, if the merchant account did not set up for 3D authentication, there will not be one even if the card is enrolled.
In such a case, the merchant will bear the risk and responsibilities of facing fraudulent disputes, etc.

thanks 

thanks fruitie,

adui... i have make a big mistake...
lesson learn..

No better cash back card?

Merchant bares the risk => The website

AMEX won't bother baring the risk for you. They just loan you the brand name
As I said, Chinaman Bank, go to their branch or follow up actively.

applied for credit card?
i submitted application via their website last night. no one call me so far...