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Credit Cards UOB Credit Cards v5

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TSvictorywp
post Apr 5 2016, 01:03 PM

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QUOTE(sheahann @ Apr 5 2016, 01:00 PM)
UOB One card and UOB lady card come with annual fee?
My gf just applied agent said no annual fee. Anyone can confirm ?
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no af maybe 1st year only.
TSvictorywp
post Apr 5 2016, 01:43 PM

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QUOTE(sheahann @ Apr 5 2016, 01:05 PM)
their website stated got
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i mean when they told you no af, it means for 1st year only because they will waive it for you.
TSvictorywp
post Apr 5 2016, 01:49 PM

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QUOTE(adele123 @ Apr 5 2016, 01:47 PM)
Just applied Lady's Card and Vox Card... Shall see if they approve...

i'm definitely holding way too many credit cards.

Just want to clarify, cause some of the post in the beginning were rather confusing. Vox card 1 swipe per month is based on statement month correct?

Based on fruitie's explanation, i can understand that cash rebate follows calendar month.
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yes
TSvictorywp
post Apr 9 2016, 02:25 PM

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QUOTE(ieverythings @ Apr 9 2016, 11:08 AM)
Hi if i insist for cancellation. Should i need to pay the AF ?
Currently AF appears on my Mar'16 statement and i'm still using the cc and there definitely have bills for Apr'16 statement.
Understood that i need to pay the bill for Mar'16 & Apr'16 statement. But for AF, do i need to pay?
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you may try to pay for all the transactions incurred after the af is charged. then call to ask for cancellation and insist that you will not pay for the af. if they cancel, then you don't have to pay the af. if they don't cancel, they will probably waive it or counter offer you with af discount.
TSvictorywp
post Apr 9 2016, 07:38 PM

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QUOTE(xxawesomexx @ Apr 9 2016, 07:18 PM)
Today i went to a mall.. Someone offered me uob one plat.

He said AF will free for 2years for uob one plat... He also offered that supp card will be free too. Can this guy be trusted?
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yes, this is normal.
TSvictorywp
post Apr 10 2016, 10:36 AM

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QUOTE(edwardccg @ Apr 10 2016, 09:18 AM)
I have an unauthorized wallet fund adding transaction done in PSN for RM500 via my linked paypal account which linked to VOX. I quickly change my PSN password and call PSN customer service to open the case for a refund. This will take them 3-5 working days.

So my question is, will this RM500 used up my Apr cashback quota? Apr cashback is pay by 28 May, so as long as the RM500 is refunded by 30 Apr I believe the RM500 will not block my quota, right?

If the RM500 refund on May, in my June posting will they deduct RM25 from my cashback?
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yes, hopefully they refund within this month to avoid complication.
TSvictorywp
post Apr 10 2016, 09:58 PM

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QUOTE(cybpsych @ Apr 10 2016, 09:40 PM)
just wondering about etiqa motortakaful insurance.

if no CB using VOX, will it be eligible for 0.3% Retail CB instead?
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yeah, 0.3% for everything including those online 5%.
TSvictorywp
post Apr 10 2016, 11:01 PM

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QUOTE(cybpsych @ Apr 10 2016, 10:53 PM)
thanks, probably still better than collecting TPs using M2C Amex. hard to accumulate more points for future redemption. direct 0.3% cb is still better, imo.
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wow, you applied this card already?
TSvictorywp
post Apr 10 2016, 11:12 PM

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QUOTE(cybpsych @ Apr 10 2016, 11:04 PM)
late last month. not yet seen CB yet, end April will see them.
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welcome to the club! do remember vox online 5% is only for transaction rm50 and above. but at least vox "others" category gives 0.3% better than one card 0.2% only.
TSvictorywp
post Apr 13 2016, 11:01 AM

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QUOTE(ronnie @ Apr 13 2016, 09:20 AM)
For the sign-up freebie hahahaha and i dont need UOB card at that time.
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so you expect it to be rejected after getting the freebie? lol...
TSvictorywp
post Apr 13 2016, 11:31 AM

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QUOTE(laymank @ Apr 13 2016, 11:13 AM)
Haiz...

Fellow forumers are posting a different message from what the CS told me.

This UOB, sendiri also cannot make sure they practice what they preached.  bangwall.gif
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i also received my new cards via normal snail mail recently.
TSvictorywp
post Apr 13 2016, 11:32 AM

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QUOTE(ronnie @ Apr 13 2016, 11:21 AM)
Yes.. suppose to reject ... but simply approved  it.... called in the next day to cancel it hahahaha
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but what's the reason you gave for the cancellation request?
TSvictorywp
post Apr 13 2016, 02:40 PM

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QUOTE(ronnie @ Apr 13 2016, 12:50 PM)
I said I applied for one card only but got 2... so i angrily  vmad.gif  said cancel both of them.
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lol... but actually you did signed up 2 cards in the first place for the freebie right? kesian the salesperson/agent. biggrin.gif
TSvictorywp
post Apr 13 2016, 08:40 PM

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QUOTE(ieverythings @ Apr 13 2016, 08:13 PM)
hi guys thanks for your reply. they just called me that they will waive the AF for 3 years. why can't they just waive it during the first call. problematic.
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yeah, good to hear that.
TSvictorywp
post Apr 13 2016, 11:27 PM

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QUOTE(kelvinlzy @ Apr 13 2016, 10:59 PM)
I believe the first call was with CS while the retention department called you, they are the only one who can offer you AF waiver, not CS.
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actually in my many years experience asking waiver from uob, in the early years of using it, i have to wait for retention team to call me and offer me the waiver. but after that i only deal with cs to force them to waive for me without waiting for retention team anymore.
TSvictorywp
post Apr 14 2016, 01:19 AM

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QUOTE(kelvinlzy @ Apr 13 2016, 11:37 PM)
So CS can waive for you? Can they offer 0% BT too? I remember last time the retention department offered me AF waiver and 0% BT.
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no, they can't. but they can write/pass your message for the retention team to waive it off without calling you back.
TSvictorywp
post Apr 14 2016, 11:40 AM

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QUOTE(HenryJay @ Apr 14 2016, 11:38 AM)
last time they didt waive my AF, i was quite besong about it

but i still have uniringgit inside, so just used it until next year, if they didt waive for me again, will terminate it since i have VOX already
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which card they don't waive the af for you?
TSvictorywp
post Apr 14 2016, 04:39 PM

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QUOTE(tonytyk @ Apr 14 2016, 03:57 PM)
Any confirmation that payment to aeon credits by VOX via POSonline entitled for cash back
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using vox nobody reported yet. but using aeon big, yes, someone received the cb under its online category. most probably vox will be same too.

This post has been edited by victorywp: Apr 14 2016, 04:39 PM
TSvictorywp
post Apr 14 2016, 09:31 PM

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QUOTE(Human Nature @ Apr 14 2016, 07:51 PM)
Let's have a healthy discussion here as it is not always to hear something from the CC sales side.

I believe sales staffs are aware that there is always possibility when they provide extra gift from their own pocket to bump up sales. Personally, I have even been told by sales staff that I can cut the card if I don't want to use it.

Perhaps, instead of offering gifts, you guys feedback to the product department on offering attractive cards, and marketing department on ways to attract customers.
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he is sales staff only leh... his work is to achieve the sales target set for him. product designing and marketing side not related to him already. his cable need to be very strong if you expect his voice can be heard until the hq for product design and marketing lol...
TSvictorywp
post Apr 15 2016, 10:38 AM

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QUOTE(vin_ann @ Apr 15 2016, 10:27 AM)
how i wish you post ur comment much earlier... can apply VOX card from u... rather give sales to forumer here than the tele-marketer who sound not so friendly...
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and he can give you freebie paid by his pocket money too. but you need to behave and not to cancel your card immediately. brows.gif

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