Dell did provide 1 year 0% if you refer from the website. Yes Illegear also provide that but also subjected to bank surcharge, let's say you're taking 24 months is 7% interest of the amount you want to take installment. Example: RM4000 total, you paid advanced/downpayment RM500, RM3500 you want to take loan, 3.5x0.07/24 is the amount you need to pay for 24 months. Not too sure about Asus tho. But Illegear is having CNY promo, tho is kind of expensive, or you can look into Z5 Haswell 960M.

Not too sure about ASUS tho, hopefully someone can enlighten you.  Dell I think don't have 24 months. And Illegear is 4% 6 mths, 5% 12 mths, 6% 18 mths and 7% 24 mths.