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Credit Cards Public Bank Visa Signature v3, 6% Cashback On Grocery, Dining, Online

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michaelho
post Mar 4 2016, 08:31 PM

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https://www.pbebank.com/Personal-Banking/Pr...h-PB-Cards.aspx

not sure if this has been highlighted, but if it has, sorry for duplicating.

This post has been edited by michaelho: Mar 7 2016, 04:21 PM
michaelho
post Mar 4 2016, 09:06 PM

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QUOTE(svefz @ Mar 4 2016, 09:46 PM)
separate statement sup card also can enjoy separate RM50 cashback? shocking.gif
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YES rclxms.gif rclxms.gif rclxms.gif
michaelho
post Mar 7 2016, 04:23 PM

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will be applying without any supp first, wait for later promo baru supp. hehe
michaelho
post Mar 12 2016, 08:43 PM

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QUOTE(yeeck @ Mar 10 2016, 03:58 PM)
This card is getting better:

Cashback
Enjoy 6% cash rebates whenever you spend on groceries, dining, and online spending locally or abroad. Your cashback will be capped at RM50 per month. Get more savings with 50% cash back on Friday dining at any restaurants or bars from 1 January to 30 April 2016, cashback capped at RM50 per month.
Discover how much you can save when you shop with your new Public Bank Visa Signature
Cashback Category Cashback Rate Monthly Cap Spend
Grocery, Dining and Online purchases 6% RM50 any amount monthly
Dining 50% RM50 any amount monthly
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QUOTE(Human Nature @ Mar 11 2016, 07:44 PM)
Hmm I made 2 transactions consecutively within 5 mins on 26th but 1 of it is captured on 25th despite I made sure I paid after the time shown at PBB website is after 12am. The other transaction did not get CB too.

Anyone received CB on 26th, may I know what time is your transaction?
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does that mean we can get RM50 on groceries categories and an ADDITIONAL RM50 on dining from now till Apr 2016, or combined RM50?

BTW, submitted my application online. And make sure you keep the resolution of documents low, I send 3 times , they never AUTO RESPONSE with email. Apparently PBB didnt received and my mail app didnt state file size too big either. So if I didnt call PBB CS, would have waited and waited till the cows come home. doh.gif Then I kept the resolution low and got the AUTO RESPONSE almost immediately.

And apparently online transaction rebate of 6% is only applicable for 3rd party website, meaning if you pay through PBe banking, no rebate. Kindly correct if I am wrong
michaelho
post Mar 16 2016, 12:58 AM

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QUOTE(ymtee988 @ Mar 15 2016, 06:08 PM)
I just call CS today, he told me the Supplementary cards will share the 6% CB capped at RM50/Month & 3XPPL access/year with Principal card, both cards are also subject to a minimum of 12 swipes over the preceding 12 months to waive the annual fee.
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I was told that if SUPPLEMENTARY request for separate billing , then they can get separate cashback, meaning if you have 5 SUPPs and all separate billing, they are entitled to RM50 cash back EACH , meaning total RM250 CB.

Now which is which ???? rclxub.gif
michaelho
post Mar 30 2016, 11:56 PM

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Submitted 12 Mar online, still waiting. BTW, a few 'hiccups' in between. Size documents exceeded limit la, IC not clear (since I reduce the pixel to enable sending over). Finally have to sent in PART A & PART B. Dunno why those people set the email limit so low, application sure have a lot documents to send. ranting.gif
michaelho
post Mar 31 2016, 10:35 AM

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QUOTE(tan_aniki @ Mar 31 2016, 07:55 AM)
Actually it's little they need, 3 month salary pay slip and appointment letter for working less than 1 year and EA form if more than 1 year.
Mine approved in 2 weeks half year ago~
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Perhaps my scanner scanned everything in hq quality, which is why couldn't go through. They only allow up to 20000kb size, after that exceed limit. Crazy.

BTW, PBB has the best redemption scheme it seems. 21k points can get rm100 voucher, not bad.
michaelho
post Apr 15 2016, 11:58 PM

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QUOTE(SmallPotato2011 @ Apr 15 2016, 03:51 PM)
>>>RM0.00 PBB Cards: Congratulations! Your credit/debit card has been approved. Please allow 1-3 working days for the card delivery. Thank you.

Hehe... Finally get approved... smile.gif
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meanwhile I am still waiting yawn.gif yawn.gif yawn.gif

When did you submit by the way ? I submitted online early March but apparently only sent for processing about 2 weeks later puke.gif , now still slow slow wait ...
michaelho
post Apr 19 2016, 10:26 PM

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QUOTE(CSS @ Apr 17 2016, 04:30 PM)
Same shitty process, submitted March as well said the week of April 4th, all docs received and processed, "should get by the 7th (2 weeks)." Called again last few days and said 11 April only received and processing, wtf...
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applied : 12 Mar
document only sent for processing : 29 Mar

wonder what they were doing during 17 - 28 March ?

I know I am not the only one applying but in these day and age, why the delay ?

PBB credit card dept sucks big time, they should emulate the speedy services of tellers in the bank vmad.gif
michaelho
post Apr 21 2016, 11:41 AM

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QUOTE(michaelho @ Apr 19 2016, 11:26 PM)
applied : 12 Mar
document only sent for processing : 29 Mar

wonder what they were doing during 17 - 28 March ?

I know I am not the only one applying but in these day and age, why the delay ?

PBB credit card dept sucks big time, they should emulate the speedy services of tellers in the bank  vmad.gif
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Finally received SMS today. Approved but wondering if they will give me a surprise like some forummer here. Lets wait for the card .
michaelho
post Apr 21 2016, 03:24 PM

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QUOTE(alexwsk @ Apr 21 2016, 04:08 PM)
did pbb call u and ur office for verification?
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NO calls to office nor hand phone

michaelho
post Apr 23 2016, 11:44 PM

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Budak baru belajar here. Have some questions regarding this newly acquired card.

1) Assuming I spent rm1000 on groceries and cash back is only up to usage of rm833, will my balance of rm160 be entitled to points or will it be burned?

2) if I use rm888 on groceries, will I be entitled to the 6% cashback and also the rm88 angpau promo?

Thanks in advance.
michaelho
post Apr 24 2016, 12:25 AM

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QUOTE(Human Nature @ Apr 24 2016, 12:55 AM)
1) the balance will get nothing

2) yes eligible for both
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Thanks. My statement date is 1st of the month, am I correct to say that to maximize the CB, I need to spend rm833 before end of April for RM50, then another rm888 in May to qualify for RM50 CB and Rm88?

And ya, CB is is based on transaction or posting date? Couldnt find info on first page.

One more thing, new supp cards promo now. FREE Philips coffee maker. Yet to read up on it. Just kepoh info from CS. Excuse me if this promo has been mentioned here before.

This post has been edited by michaelho: Apr 24 2016, 12:32 AM
michaelho
post Apr 24 2016, 12:44 AM

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QUOTE(ronnie @ Apr 24 2016, 01:39 AM)
• Cashback calculation is based on Statement Month and credited on Statement Date.
So what do you think ?

If a transaction don't get posted, how to appear on the statement
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Meaning this is like HLB Essential card CB structure , not wise card la. I confused already la. So have to use rm833 by 25th to be safe. All these cards terms and conditions really making me gila already. Hahahhaha

This post has been edited by michaelho: Apr 24 2016, 12:51 AM
michaelho
post Apr 24 2016, 08:27 PM

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QUOTE(tan_aniki @ Apr 24 2016, 10:32 AM)
When u reach RM888, the balance use others card, currently my 2nd card for groceries is Maybank Visa Signature, 5% cash back on petrol and groceries cap at RM88/month~ All day, not just limit to weekend~
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QUOTE(Human Nature @ Apr 24 2016, 12:50 PM)
You quote the wrong person biggrin.gif
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No worries, I get the message .

My card usages will be like :


1) Max HLB Wise card for utilities/petrol
2) Use RM833 on PBB VS for dining/online/utilities
3) HLB essential for all others


Thanks all for replies smile.gif
michaelho
post Apr 24 2016, 10:32 PM

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QUOTE(aromachong @ Apr 24 2016, 09:31 PM)
so, how much rebates you would get every of the month?
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peanuts to you but can pay one of my utility bills with some spare change for a good meal whistling.gif

Yeah, I am easily contented rclxm9.gif

This post has been edited by michaelho: Apr 24 2016, 10:33 PM
michaelho
post Apr 25 2016, 02:44 AM

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QUOTE(Human Nature @ Apr 17 2016, 01:20 PM)
try luck biggrin.gif

compared to other campaigns, the angpow campaign is more difficult because need to acc 888..for example, I have used up my 6% quota so I stop swiping anymore.
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another RM60 to qualify only mah, should have tried because you already have the card. Anyway, I guess it is too late for me try cos I just got mine sad.gif .
michaelho
post Apr 25 2016, 01:45 PM

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QUOTE(guy3288 @ Apr 25 2016, 10:34 AM)
not just the money, it's the syiok of "beating" the system.........
my 12 most used cards give me RM700 with spending a little above 10k each month.
excluding watami, mbvs etc..
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rclxms.gif Spot on. It's not something Datin Aroma will understand.


QUOTE(MeToo @ Apr 25 2016, 12:42 PM)
I'm getting the run around by MBB and PBB when I tried to link my Visa Sig with my MayBank2u account.

Anyone here have done thing?

I'm doing this so i can pay my online bills via MB2U with my PBB card...
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linked yesterday. Will report here when card gets successfully added in
michaelho
post May 13 2016, 02:41 PM

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didnt get my first stmt this month so called up and ask PBB . Told me for new cards they will only bill Apr & May spending in June. So I asked about the 6% rebates. She said will only be entitled to one time rebate of Rm50. Dang, I already fulfilled RM833 x 2 leh.... mad.gif

First time heard of such things . Anyone can shed some light ?
michaelho
post May 13 2016, 02:52 PM

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QUOTE(cybpsych @ May 13 2016, 03:45 PM)
i found out the same as well.

also have spent 1.6k for both April statement month (partial) and May (full). based on CS, expected to get RM50 cb only.
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Thanks. So busy these days , I didnt read the past pages. Macam ini pun ada, after holding credit cards over the years ... never came across anything like this. Lesson worth RM50 learnt smile.gif


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