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Credit Cards Public Bank Visa Signature v3, 6% Cashback On Grocery, Dining, Online

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SUSsupersound
post May 6 2016, 08:57 PM

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QUOTE(cybpsych @ May 6 2016, 09:57 AM)
ok, just got to know little nuisance being a new cardholder for PBB VS.

1) You only get your first statement when a complete cycle completed.

e.g.
I got my card on end-April, hence statement date set on th 4th (T+0).
I expect to receive statement on 5 May (T+1day), but till now dont have.
Called CS. CS verified that i will only get my 1st statement on 5 June.
Reason is my Day 1 (end-April) --> 4 May is not a full statement month, hence it will be combined to 4 June instead (system generate statement when full statement month completed, which is between 5 May --> 4 June)

2) It seems first cashback will be prorated as well. Not RM50. As told by CS lah.  hmm.gif

Annoyed with this because i've maxed RM883 spending before 4 May, expecting to get full cb on 5 May  laugh.gif But, CS said i wont get full RM50 since it wasn't a full statement month.

this one, to confirm later on 4 June later. see next point.

3) By 4 June statement, it would consists of ~1.5months unbilled transactions. I asked CS if i would get prorated CB (Apr) + full CB (May)? CS said No, because CB based on statement cycle, of which my actual statement only starts on 4 June.

this one also, to confirm on 4 June whether i will get >RM50 cb or max RM50 cb.  hmm.gif
i wonder if PBB's billing system is that smart/intelligent to split the cb calculation.  sweat.gif
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When I got my card which statement date on mid month, I asked to change it to end of month. Got it on March and call them on the spot. I only got statement on May. I only got rm50 of cash back for that 2 months, since the reason given is : rm50 for each statement.
SUSsupersound
post May 7 2016, 01:22 AM

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QUOTE(cybpsych @ May 6 2016, 09:18 PM)
yeah, that's the same as CS told me  biggrin.gif
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Best is, I only know this after spent rm1600 and feel something wrong on not getting statement doh.gif
1 time only such thing to happens, that's it.
That's why for people that having > 2 cards, better choose the right time to apply the card.
SUSsupersound
post May 7 2016, 07:24 AM

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QUOTE(cybpsych @ May 7 2016, 05:55 AM)
lol mine already 1.6k and was waiting 1st statement until something wasn't right. then called CS only to find out this.

exaxtly,  this will be 1 time nuisance.
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Lesson leart whistling.gif
Other cards I think will be the same also.

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