this one is FOC?

They will email the report to us or will send report by post?

Commercial banks now a day have to complied with the new BASEL III requirements in which needs to maintain a higher statutory reserve...

It is the third instalment of Accords developed by the Basel Committee on Banking Supervision, a global voluntary regulatory framework adopted by BNM recently for stress test on banks' capital adequacy and market liquidity risk.

Basel III supposed to strengthen bank capital requirements by increasing bank liquidity and decreasing bank leverage. The CET1/RWAs ratio of 4.5% must be maintained at all times by the banks from year 2015 onwards.

basically yes, and strive for more deposits from wholesales and retail depositors at the same time. Hence now you may see there are a lot of fixed deposit preferential rate promotions among the banks.

So, the question is, do you have the funds to earn this promotional interest rate

Wow, thanks for the tip! I always thought ccris need to go to bnm to print personally with thumb print n MYKAD. Going to do that tomorrow.

Quota for non-bumi ASW2020 always full (all sapu by the staff I think), don't know when ASW2020 will offering to the public market again since 2009 if not mistaken

I'm OT because of you lol

You mean you wanna become the priority banking customer in order to get the VS? Need put more than 100K leh. Better pledge 34K FD to get the card

Wow you damn rich man 

Public bank private banking needs 500k?

Still available? Thought quota finished long long time ago?

For Every swipe, angpow, premium promos.... only

Faster Call the Customer Service lor!

wow, how do you get into such a good relationship with the manager until he is willing to spend time writing a recommendation letter for you??

p/s: please share the content of your sweet talk...

er, no  we are talking about a diff type of power 

the moment CB stops, i will stop using those cards....
me waiting for statement 27th, and 1st see if those 2 supp cards also can get separate CB ,
that would be really something. pbb system i can say quite "disorganised" in issuing new supp cards.

You seem to refer to the PIN for the Card, NOT PIN for the online transaction.
usually new PIN will be sent in a separate mailer apart from the credit card like 2 weeks later. Such a PIN is to allow you for cash withdrawal. And if your card is equipped with newest PIN & PAY, then the PIN is your ultimate 'signature' from 2017 onwards.