QUOTE(tishaban @ Dec 24 2015, 11:22 PM)
In all honesty I hardly ever keep my miles, earn and burn. They depreciate so if at all possible don't keep them.
Skymiles is also among the least valuable miles around. With Citi and Amex I'd rather dump them to BA Avios.
i do agree that SkyMiles are the least valuable miles in the market however for non frequent flyer, the evergreen miles does make a lot of sense. on top of that, conversion of your hard earned credit card points to supermarket vouchers doesn't give much value since most bank have inflated their redemption program by gazillion folds
QUOTE(cheahcw2003 @ Dec 25 2015, 08:14 AM)
Premier miles conversion to air miles is getting more expensive. Every RM3 spend can covert to 1 premier miles and every 1 enrich miles need 1.5 premier miles. (Used to be 1 to 1).
and i agree with that, the annual fees of RM636 is quite a turn off tbh lol. best bet is The American Express® Gold Credit Card which earns you 5x Membership Rewards (not Maybank's Treatpoints) for spent on groceries, petrol stations, selected cineplexes, participating bookstores, and telecommunication charges. This will enable an individual to fast track their miles if they spend alot where AMEX is accepted