that would be maybank 2 cards and a standalone non-travel citibank card
thanks for the explanation, i guess if that's the case, the only way to go to acrue miles for the mentioned is to apply for either Citibank's Premier Miles or the standalone AMEX card

i do agree that SkyMiles are the least valuable miles in the market however for non frequent flyer, the evergreen miles does make a lot of sense. on top of that, conversion of your hard earned credit card points to supermarket vouchers doesn't give much value since most bank have inflated their redemption program by gazillion folds
and i agree with that, the annual fees of RM636 is quite a turn off tbh lol. best bet is The American Express® Gold Credit Card which earns you 5x Membership Rewards (not Maybank's Treatpoints) for spent on groceries, petrol stations, selected cineplexes, participating bookstores, and telecommunication charges. This will enable an individual to fast track their miles if they spend alot where AMEX is accepted

not including the most busy domestic routes....kul-kch/bki