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Credit Cards CIMB Bank Credit Cards v4
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chiahau
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 Apr 19 2016, 08:14 AM
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QUOTE(aromachong @ Apr 18 2016, 04:46 PM) not having payslip is really trouble especially if u re looking for unsecured loans remember now rejection of cc is everywhere especially for credit cards and personal loans more to say he is an expat Not having payslip is okay actually. As long as you can backed it up with relevant information or you are a director of a company or you are a HNWI  I never submit any form of payslips before for my CC applications, but it stills get approved due to my other supporting information provided. Expat is harder because they need to be having a minimum salary to qualify for the CC ( Expat needs at least 60k if I am not mistaken ) |
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chiahau
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Apr 19 2016, 08:37 AM
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QUOTE(aromachong @ Apr 19 2016, 08:30 AM) conversely most of the banks just required me to submit for 1 mnth payslip If you are working with GLC, MNC or Government, don't even need payslip most of the time |
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chiahau
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Jun 1 2016, 12:09 PM
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QUOTE(fruitie @ Jun 1 2016, 12:08 PM) Just had a quick calculation on my Taobao purchases which I used CIMB CR, the rate is so so good, just like board rate on those money changers.  Will shift my overseas online transactions to this card.  Got one of the better rates using this card to purchase something from US. Quite a nifty card really, seeing i saved about 5~10 bucks. |
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chiahau
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Jun 1 2016, 02:43 PM
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QUOTE(adele123 @ Jun 1 2016, 02:18 PM) so far i've used it 3 times in the past few months for foreign transaction... posted it in the credit card foreign exchange rate thread. CIMB consistently charging 2% above mastercard rate. i don't know if it's good or bad...? maybe ladies and gentlemen can share the detail breakdown for further comparison. Amount purchased : 10.89 USD Mastercard rate on 24th May : 4.123% = RM 44.90 CIMB Bank rate after calculation : RM 45.37 45.37/10.89 = 4.166% So I don't think it's consistently higher at 2%, at least not in my case |
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chiahau
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Jun 1 2016, 03:20 PM
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QUOTE(akh2920 @ Jun 1 2016, 03:14 PM) https://www.cimbclicks.com.my/form/T&C_CC_June_2016.pdfNow got 20% cash rebate for new credit card application from 1st to 30th June  Just wondering, what is the difference between eligibility for 20% and 10% rebate @@ 20% = within 12 hours 10% = after 12 hours |
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chiahau
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Jun 1 2016, 04:52 PM
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QUOTE(vin_ann @ Jun 1 2016, 04:51 PM) RM0.00 CIMB: We're pleased to send you a PIN-enabled credit card. To activate, sms CA<space>last 4-digit card no to 68833.If not received, pls expect it soon. Received sms ! Mine at hometown d |
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chiahau
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Jun 2 2016, 08:22 AM
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QUOTE(ymtee988 @ Jun 1 2016, 10:54 PM) Is TGV mobile apps entitled for 5% cash back? I tried many times with my CIMB. Seems entitled. QUOTE(psyduck89 @ Jun 2 2016, 12:26 AM) I notice that not much merchant use the touching device in penang.. mostly still use the old device.. Quite rare to see the contacless 1 Wait for them to change. |
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chiahau
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Jun 3 2016, 07:47 AM
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QUOTE(adele123 @ Jun 2 2016, 11:51 PM) What's your posting date and transaction date? If you can post this in the thread above, i really want to do the calculations Transaction : 21st May Posting : 24th May If possible, just copy my details over? Lazy to type it out again QUOTE(cappuccino vs latte @ Jun 3 2016, 06:53 AM) mine also reduced by 1 year. Same. Minus 1 here as well :/ |
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chiahau
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Jun 10 2016, 09:26 AM
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QUOTE(leo_kiatez @ Jun 9 2016, 11:03 PM) Did your friend win any prize for 1000 entry?  No idea but i dun see anything on instagram, I assumed he won nothing |
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chiahau
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Jun 10 2016, 10:14 AM
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QUOTE(leo_kiatez @ Jun 10 2016, 10:05 AM) Haha.. So all these big prize (e.g.car,house etc.) are reserved for someone already although we have high entry on the contest?: P still thinking how layman like us can win those big prizes contest ? Can. Swipe like mad. 1,000 entries nothing one leh. Some kid i know swiped few LV for herself. Already got more than 1k entry within a day |
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chiahau
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Jun 10 2016, 01:15 PM
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QUOTE(LostAndFound @ Jun 10 2016, 12:23 PM) Your 'high entry' cannot compare one la. Last time when Dato LCW won I think the newspaper reported he swiped for a luxury car and dunno how many more expensive things within the period. Will your spending/entries really be that much compared to that? Unless there's clear T&C (RM XX.00 spend gives you Y% cashback) don't try luck, just spend what is needed. See luck one. I know some rich kids who won before smaller gifts due to their excessive spending But if main prize all, so far i think nobody i know won before. |
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chiahau
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Jun 15 2016, 04:44 PM
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QUOTE(Axell @ Jun 15 2016, 02:36 PM) Instead of pay through MYEG, try find people that can help reduce the saman almost half. Not mistaken got people provide this service under Services Noticeboard in lowyat forum. Not all saman can do that  More serious offense harder. The usual infringement much easier. |
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