Hi to all credit card sifu here. I have question to ask I've recently got my credit card from CIMB but I'm quite reluctant to use it because I'm not completely master on this card and worse comes to worse if I don't use it properly you can get bankrupt. Main question here if I bought let's say for example a laptop cost 4k and shop offer 0 interest with credit card with the payment of rm333 every month in 1 year. Can I pay more than 333 and settle my debt with using credit card as soon as possible or I cannot I have to keep on paying rm333 for 1 whole year. Can someone help me clarify with this?