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Credit Cards Credit Card v19, Post/Ask general questions here, Please read post 1-3 before posting, tq

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roimekoi
post Apr 20 2017, 11:47 PM

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Damn hard to apply for credit card.
my base salary more than double the minimum of 24000 annum
plus allowance about triple the minimum.

yes i know i am old, age 33 and dont have any credit history.
my ctos is clean.

no credit card -> no credit history
no credit history-> no credit card
loop....

roimekoi
post Apr 21 2017, 07:27 AM

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QUOTE(Mr.7 @ Apr 21 2017, 07:06 AM)
Why not apply with you salary crediting bank? Approval chances are higher
*
cimb rejected
roimekoi
post Apr 22 2017, 10:01 AM

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the clean ctos is the free version
so just purchase my full ctos report...
found out that i have co-loan with my father with my name as borrower to buy house with public bank, approved since last year april or may.

I wonder if i can put it inside my financial commitment? but the person paying back the loan is my father instead of me...

btw ctos score is 621 orange area


i wonder if i have a better chance applying public bank card ..

This post has been edited by roimekoi: Apr 22 2017, 10:10 AM
roimekoi
post Apr 29 2017, 03:22 PM

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Finally got pbb quantum card approved sms this morning .....
Got rejection from hl just now

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