yes, you can
but don't apply too many since you're 1st timer, suggest 2 max

Nothing is permanent. Use it while it's still there.
If I were you, I will get M2Cards for general purpose and it covers your petrol and groceries as well. It's more flexible.

ok thanks

Go place FD and get it from Maybank.

Fixed Deposit.

You can ask the counter staff by saying you would like to pledge FD for credit card application. They will advise you next step.

If i'm not mistaken, maybank requirement is rm5000

You can ask the counter staff by saying you would like to pledge FD for credit card application. They will advise you next step.

You need to mention specifically you want to place FD to secure the card.

It's unlikely you can get any promotional rates as well.

Please inform the staff at the counter and fill up the application.

Usually will take 1 week to get the card.

Need to pay 10 ringgit for stamp duty as well.

Put FD = You want Visa Infinite also can if your income is just 3K.

Coz you put some form of security down, they'll be more inclined to do your business.

The FD needs to be kept in there, once it is lifted, card will be cancelled too.

Forever providing you can show proof of income for them to uplift the security.

Forever providing you can show proof of income for them to uplift the security.

Chances to be rejected are still high. Have you tried checking your CCRIS before applying again?

Then try your salary crediting bank first.

I heard Citibank is quite lenient. You may try if you haven't.

I think apply directly with banks will be better. Anyway, I always apply my cards via banks' official channels.